0% financing through TOYOTA for 36 months ...

[gid]

on the YARIS . This can save you hundreds of dollars depending on local bank rates , credit rating , etc.. Example : YARIS : $14,000 , loan rate 5.9% for 3 years = $15,309 , loan at 0% for 3 years = $14,000 . A savings of $1,309 . That's a nice REBATE :biggrin: .

[MUSKOKA800]

I'm surprised such an offer exists considering the much discussed shortage of Yarii when the gas prices shot up earlier this year.

[Bob_VT]

In light of the recent news rumors...... that the Gov't is going to re-consider allowing an interest write off for car loans once again...... I am not surprised.

[MadMax]

gid

What's your source? I talked with Toyota Financing just last week and was told the 0% did not apply to the Yaris (despite the fact that my local dealership's ad made it appear that way!)...

Cheers! M2

[gid]

seen it on T.V. during MONDAY NIGHT FOOTBALL . The YARIS was shown during the commercial for the 0% . I just looked at their website , no mention of that . If that's the case , that's very deceptive of TOYOTA :mad: . What a bunch of :bs: ! Shame on you TOYOTA ! Never should ass-u-me . Makes an :moon: of YOU and ME :redface: ! We were seriously thinking of getting a 4 door hatch after seeing the ad . Thanks TOYOTA ! Well done !:clap:

[gid]

decided to call a TOYO dealer in PENNSYLVANIA about the 0% . Was told only for the '08 sedan . So , it's 1/2 the truth . Be fine if only wanted a sedan . Still could save well over a thousand dollars in interest . They also said $500 cash back or 0% for 3 years , 2.9% for 4 years , and 4.9% for 5 years . Bummed out tho . Was hoping be for the '09 4 door L.B. as well :frown: . Have to play the waiting game to see if rebates or no/low interest rates apply to '09s in coming months :rolleyes: .

[gid]

called another TOYO dealer in N.Y. state and the $500 cash back or 0% ( 3 yrs. ) , 2.9% ( 4 yrs. ) , or 3.9% ( 5 yrs. ) applies to the '08 Liftback and sedan . Therefore , it must vary by region . So , give dealership a call for varification .

[MadMax]

You want deception? Heck, I am taking a graduate level course in deception at the moment! This is the ad that prompted me to contact the dealership...

http://i28.photobucket.com/albums/c209/M2Repsol/McCombsAd.jpg

"0% APR Financing For Up To 60 months" right next to "On All New 2008 and 2009 Toyotas" (emphasis mine).

They claimed they didn't realize it could be misconstruded as applying to all vehicles, despite it saying that! :bs:

By the way, since the dealership ran the ad, I felt it was OK to post it here without blocking out the dealer's name or phone number.

Cheers! M2

[ozmdd]

The national commercial shows every model BUT the Yaris. My understanding is that it does not apply to Yaris here in Dallas, but now that the 09's are rolling out, I expect they'll do what they can on 08's. I haven't seen too many 08's left here, especially HB's. When I bought my HB at the end of September, it was the ONLY 5-speed in DFW. Another dealer got one a few weeks later, but they're hard to come by.

[Luna V 2.0]

Ouch, I'm paying 7.5% interest through a local bank. Kinda wish I had waited around for this, if it applies to the Yaris though.

[gid]

The national commercial shows every model BUT the Yaris. My understanding is that it does not apply to Yaris here in Dallas, but now that the 09's are rolling out, I expect they'll do what they can on 08's. I haven't seen too many 08's left here, especially HB's. When I bought my HB at the end of September, it was the ONLY 5-speed in DFW. Another dealer got one a few weeks later, but they're hard to come by.
here in the N.E.. We both seen it a few times during MONDAY NIGHT FOOTBALL , paused it on the cable box and did slow motion to make sure we weren't seeing things :biggrin: .

[darthbauer]

I'm surprised such an offer exists considering the much discussed shortage of Yarii when the gas prices shot up earlier this year.



As of right now, i dont think there is a shortage of Yarii since every time i drive by my local dealership there are 30+ LB's and sedans.

[MadMax]

Maybe where you are, but down here there are no more than a couple of "Yarii" on the lots. I just bought mine two weeks ago, and some dealers claiming they had a dozen or so only had a handful (four or so) when we got there. Despite gas being under two dollars a gallon here, they are still selling like hotcakes and were not negotiating! We went to three three dealers and each said the same thing!

Cheers! M2

[darthbauer]

Maybe where you are, but down here there are no more than a couple of "Yarii" on the lots. I just bought mine two weeks ago, and some dealers claiming they had a dozen or so only had a handful (four or so) when we got there. Despite gas being under two dollars a gallon here, they are still selling like hotcakes and were not negotiating! We went to three three dealers and each said the same thing!

Cheers! M2


Have 09's gotten to your area yet?

[*MAD DOG*]

I'm surprised such an offer exists considering the much discussed shortage of Yarii when the gas prices shot up earlier this year.

I heard on the radio that car sales in the USA are at the lowest figures since 1942! No wonder they are offering interest free cars for three years, even on Yaris.

[MadMax]

Have 09's gotten to your area yet?

Yep, there were several five-door hatchbacks at the dealer where I bought the car. It was the only one to have the 09s though...

Cheers! M2

[darthbauer]

Ic, we have a gang of 09's now. We had hardly any 08's though.

[darkmoon87]

my 08 sedan is being financed on 0.9% for 3 years, and I am 21.

[gid]

not to shabby , saves yeh plenty of cash in the long run .

[Pitt Yaris]

figures i just got my 08 sedan a month ago *paying like 8% apr* and now it's down to zero for at least 2-3 years. bullshit

[09TRD]

This whole "debate" is silly.

Here's the link to Toyota's own financing website. The 0% rate on Yari only applied to 2008 sedans - regardless of what any newspaper ad might claim.

Just type in your zip code and see:

http://www.buyatoyota.com/

Someone posted the following ad on the previous page. That dealer is in zip code 78230. Type that in and you'll see that the dealer's newspaper ad is erroneous in that the 0.0% rate does NOT apply to any 2009 Yari or to 2008 Yari hatchbacks.

http://i28.photobucket.com/albums/c209/M2Repsol/McCombsAd.jpg
l

[nemelek]

Watch the fine print and bottom line. Some car companies will offer 0% in lieu of rebates or other markdowns.

[b_hickman11]

This whole "debate" is silly.

Here's the link to Toyota's own financing website. The 0% rate on Yari only applied to 2008 sedans - regardless of what any newspaper ad might claim.

Just type in your zip code and see:

http://www.buyatoyota.com/

Someone posted the following ad on the previous page. That dealer is in zip code 78230. Type that in and you'll see that the dealer's newspaper ad is erroneous in that the 0.0% rate does NOT apply to any 2009 Yari or to 2008 Yari hatchbacks.

http://i28.photobucket.com/albums/c209/M2Repsol/McCombsAd.jpg
l

It depends on what area you live in. Some areas are offering 0% on LB and Sedans while others are offering it only on the Sedans

[gid]

this add was posted regarding on how dealerships :bs: to get costumers in . :rolleyes:

[specialeducator]

This whole "debate" is silly.

Here's the link to Toyota's own financing website. The 0% rate on Yari only applied to 2008 sedans - regardless of what any newspaper ad might claim.

Just type in your zip code and see:

http://www.buyatoyota.com/

Someone posted the following ad on the previous page. That dealer is in zip code 78230. Type that in and you'll see that the dealer's newspaper ad is erroneous in that the 0.0% rate does NOT apply to any 2009 Yari or to 2008 Yari hatchbacks.

http://i28.photobucket.com/albums/c209/M2Repsol/McCombsAd.jpg
l

Yaris is NOT included in the Central Atlantic region's deals

[nemelek]

I got around to reading the fine print today for a local Toyota dealership. "Advertising offers in lieu of 0%" They didn't have a Yaris in the paper so I'll use a Tundra for an example. MSRP 30,423 at 0% for 3 years = $30,423. Sale price 23,995 at 7% for 3 years = 26,672. So you would save $3,751 by using your own financing. It would take a 7 year loan to hit the break even point. This is an extreme example and this dealership is known for their bait and switch tactics, however, I don't think a dealership will budge off their MSRP or window sticker price when offering 0%.

[gid]

they should , it's TOYOTA making the loan , thus a discount from the dealership should apply . I think with slower sales the dealership could discount $700 ( > or < few hundred $ ) along with the 0% . The dealer usually gets the loans for the vehicles on their lot through a local bank interest free I believe , then after 3 months they start paying interest which cuts into profit margin . So I was told :biggrin: . That's why there are bigger discounts on new cars that have been sitting around for months . Therefore winter , poor economy , tax time , upcoming holidays can be a friend to you due to slower sales .

[MadMax]

Got this email today from the dealer that printed the above ad...


Toyota New Vehicle Incentive Pogram

In this uncertain economic climate Toyota and Toyota Financial have directed Red McCombs Toyota and its employees to put extra effort in making sure that every current and future customer of Toyota and Red McCombs Toyota is given the best value for their dollar. This includes all who come into the Service Drive, appear at the Parts Counter and show up on our New or Used Sales Lots. People need to protect their investments by doing the proper maintenance to the current vehicle. This includes good tires at the proper air pressures, clean filters and proper fluid levels. Print this e-mail, come to our service drive and present in to the ASM for your complimentary multi-point Fall Service Check-Up. While you are here, take some time to look at what we have to offer in both our New and Used Sales Departments. You might also learn that the most economical option for you is to change vehicles. Toyota Financial is holding fast to its policies and processes to help customers through this bumpy road be continuing their purchase policies and offering 0.0% APR financing on most of their products.

2009 Sienna(all models) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $900 cash
2008 Sequoia(all models) 0.0% for 36 mos 0.0% for 48 mos 0.0% for 60 mos or $3000 cash
2008 Tundra Limited 0.0% for 36 mos 0.0% for 48 mos 0.0% for 60 mos or $5000 cash
2008 4Runner(all models) 0.0% for 36 mos 0.0% for 48 mos 1.9% for 60 mos or $2500 cash
2008 Tundra Tundra Grade 0.0% for 36 mos 0.0% for 48 mos 1.9% for 60 mos or $2000 cash
2008 Tundra SR5 0.0% for 36 mos 0.0% for 48 mos 1.9% for 60 mos or $2000 cash
2009 Corolla(all models) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $1000 cash
2009 Matrix S & XRS 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $750 cash
2009 Martix 2.9% for 36 mos 3.9% for 48 mos 4.9% for 60 mos or $400 cash
2009 Camry (exc. Hybrid) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $1000 cash
2008 RAV4(all models) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $1000 cash
2008 Highlander(exc Hybrid) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $2000 cash
2009 Tacoma(all models) 0.0% for 36 mos 1.9% for 48 mos 2.9% for 60 mos or $500 cash
2008 FJ Cruiser(all models) 0.0% for 36 mos or $1000 cash

Toyota Certified Pre-owned Tundra's, Sequoia's and 4Runners 3.9% for up to 66 mos (ends Jan 09)

The above rates and terms are available through Toyota Financial and are subject to credit approval. Not all customers will qualify for advertised terms. Offer good through December 1, 2008.

SPECIAL BONUS -- Print this e-mail and bring it with you and receive a special
bonus with your purchase.



Notice no mention of the Yaris, even the 2008 sedans. I wonder if the email was in response to complaints about the ad?!?

Cheers! M2

[b_hickman11]

It all depends on what region you live in. And also, once a dealer sells the 08's it has on their lot, the sale is over since they will not be getting anymore. For example, my local dealer has 1 08 Sedan left. The sale is over once they sell it or 12/1/09. Which ever comes first. So if your dealer didnt have any 08's when the 0% sale was released, it wouldnt apply to your dealer.