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View Full Version : how much insurance canada/usa


marcus
04-11-2007, 04:52 PM
how much of a month insurance you guys are paying on your yaris??

BailOut
04-11-2007, 04:59 PM
We pay USD $74/month for full coverage at $750 deductibles for 2 adult drivers with clean records.

jamal1984
04-11-2007, 05:02 PM
23 years old, 2 speeding ticket, 1 pass stop sign, 1 accident, $133 dollars a month full coverage.

Lickitung
04-11-2007, 05:10 PM
I pay $89 and that includes renters insurance.

marcus
04-11-2007, 06:44 PM
wow cheapest i can find is $180.00 cnd per month

OxyG3nE
04-11-2007, 07:45 PM
i pay 174$ CA by month..

stuffy
04-11-2007, 07:47 PM
$80 cad/month

flint_mica_manual
04-11-2007, 08:47 PM
how much of a month insurance you guys are paying on your yaris??

Good driving record, 27. somewheres between 40-50$ U.S.

MrJester
04-11-2007, 08:59 PM
1 speeding ticket 23 year old I pay $74 with rental insurance and road side assistance. $500 deductible.

MYTOY
04-12-2007, 09:11 PM
MY INSURANCE WENT UP TO 1,700 CAD /YEAR ROUGHLY 147.OO /MONTH
THEY SAY BECAUSE THE CAR IS NOT RATED YET, FOR SAFETY, LOCATION ETC... I HAVE A CLEAN RECORD KINDA SURPRISED BUT YET NOT!! MONEY SUCKERS INSURANCE PEOPLE ARE. WHAT EVER EXCUSE THEY CAN FIND TO INCREASE RATES, HAS 2003 DODGE SX 2.0 SPORT AND WAS CHEAPER /MONTH AND THE CAR WAS WORTH MORE IF TOTALLED GO FIGURE THAT ONE!!

dr_evo
04-12-2007, 10:02 PM
i pay 620/year for the yaris for full coverage and 1,080/year for my evo8. i only have multicar because our home insurance is under my sister's name. however, if we put it under her, the yaris would have been 480/year with multicar and homeowners insurance. oh yeah it is through csaa.

hystria
04-12-2007, 10:13 PM
600$ US/year in Montreal (big city=highest rate)

others asked 900$+ year

Black Yaris
04-12-2007, 10:50 PM
$700 for the wife and I every 6 months, but that is to insure the Yaris and the 03 Alero, $500 deductable, full coverage on both
I have a DUI, 2 speeding, and 1 at fault accident on my record

Pars
04-12-2007, 11:16 PM
Toronto sucks. $210/month with a 2 minor tickets (seatbelt & making a no-left), no accidents claims but a brake-in claim 7 years ago. Anywhere else in Ontario, I'd probably be paying half, but not in Toronto.

If I didn't have the 2 minor tickets I'd be $150/month..which is still outrageous for a mature driver and loyal customer with a perfect record.

Black Yaris
04-12-2007, 11:28 PM
Yeah, but how much do you Canadian's pay in health care?

brickhardmeat
04-13-2007, 12:22 AM
93. month full coverage, 250. comprehensive and 500. collision, Nationwide:wink:

Lillydot
04-13-2007, 12:40 AM
Toronto sucks. $210/month with a 2 minor tickets (seatbelt & making a no-left), no accidents claims but a brake-in claim 7 years ago. Anywhere else in Ontario, I'd probably be paying half, but not in Toronto.

If I didn't have the 2 minor tickets I'd be $150/month..which is still outrageous for a mature driver and loyal customer with a perfect record.

DON'T COMPLAIN!!! come to massachusetts and see what its like to REALLY be screwed:mad: . i'm 25. i pay $277 a month (for 9 months)! i've had 1 at fault accident. you get a discount after you've been driving for 6 years, so as of december, i hopefully should be paying $1,000 less a year...barring any more accidents

Pars
04-13-2007, 05:33 AM
DON'T COMPLAIN!!! come to massachusetts and see what its like to REALLY be screwed:mad: . i'm 25. i pay $277 a month (for 9 months)! i've had 1 at fault accident. you get a discount after you've been driving for 6 years, so as of december, i hopefully should be paying $1,000 less a year...barring any more accidents

I recall driving around Boston during the big dig. What a mess. I guess there are places that's as bad as Toronto.

marcus
04-13-2007, 03:38 PM
if i live up north or way east itll be around $100.00 per month...*sigh*

weaver615
04-08-2010, 05:42 PM
I pay $584 per year full coverage with $500 deductible. $48.67 per month. New York Central Mutual. My credit is crap too.

BailOut
04-08-2010, 06:44 PM
I pay $584 per year full coverage with $500 deductible. $48.67 per month. New York Central Mutual. My credit is crap too.
Do you realize that you just bumped a 3 year old thread? :laugh:

1stToyota
04-08-2010, 06:48 PM
$63.48 per month, Allstate platinum policy, $800.00 deductible now...deductible drops $100.00 each year as a safe driving reward, plus I get some kind of cash back bonus, seems like twice a year.

talnlnky
04-08-2010, 06:50 PM
Do you realize that you just bumped a 3 year old thread? :laugh:

course he does... and he was not a minute to late either... this thread has been resting on its laurels for too long now. Time for it to get up and going!


$72/month I think... wanna say $500 deductable, maybe $250 tho. I don't know why, but it seems to go down about $4 every 6 months... i'm over 25 (27), so I don't think it's an age thing... but maybe.

nemelek
04-08-2010, 07:34 PM
100,000 300,000 50,000
For 2008 Honda CR-V
2008 Yaris
2004 Dodge Diesel Ram

$1,300/year or $108/month for all 3
We have great credit and no recent (5 years) accidents or tickets.
We use ANPAC.

It pays to shop around. Depending on a persons circumstaces a new company might have cheaper rates.

BailOut
04-08-2010, 08:49 PM
Alright, I'll play along since we're with a new carrier now (we jumped ship from AIG when we learned in 2008 just how irresponsible they were with money as they became the source of a new term: too big to fail). I came to understand that we were under-insured before, so much so that we could lose our house in a single judgment. As such, even though we've dropped one vehicle to just liability we're paying more than we did with our last carrier.

I've thought about dropping coverage on my Yaris to liability only as I paid it off a while ago, but my commute over a mountain each workday on a 2 lane highway that can see over a dozen accidents in a single day during a snow storm leaves me vulnerable to getting hit by an out of control vehicle despite my driving surely and responsibly. The cost difference between minimums and the $500 deductible full coverage is only $25/month ($300/year) so I stick with it.

So our actual payment for 2 vehicles is $1,170/year, or $97.50/month, with USAA.

kustom play
04-09-2010, 02:23 AM
i pay 600 a year full coverage 250 deductible

yaris2010RS
04-09-2010, 02:35 AM
wow, i'm 18 with one speeding ticket (75 in a 60) and they wanted 9G a YEAR! thats $750 a month......

so i'm a 3rd driver, put the car under my grandfathers and grandmothers name and i pay all 3 parts (its only right, its my car, lol) and its still 1,900 per year (158ish per month)

MUSKOKA800
04-09-2010, 08:38 AM
Clean record, 54 years young, CA$113.00 per month for full coverage.

Marcus, you'll be a very frustrated Man if you choose to compare US and Canadian insurance rates.
Also, in Ontario your postal code plays a big part in your cost. Bend over GTA/Golden Horseshoe drivers.

DevilGirl
04-09-2010, 08:56 AM
Also, in Ontario your postal code plays a big part in your cost. Bend over GTA/Golden Horseshoe drivers.

Not just in Ontario.

Same city (Bethlehem, PA), different zip code (postal code), 18018 vs. 18017 made a difference of like $200 over 6 months (I was with Progressive at the time).

Personally, I use AAA for my insurance. Just paid my 6-month premium ($471; $78.5/mo) for full coverage/$500 deductible on my 09 Yarii. I'm 28 (29 in a couple months). Prior accidents/speeding tickets that are over 5 years old, so technically they can no longer be counted (3 years is the usual, but some go as far back as 5 years, beyond that, they can't count them, per the laws). My estimated annual mileage is about 30,000. If I drove less, I would be paying less too.

yaris0985
04-09-2010, 09:51 AM
140$/month= 2 yaris-500$ deductible


girlfriend-06 HB 4d
she 21-1e car ever
------------------
me 23-2009 sedan-lease
-----------------------
Quebec*Montreal

IllusionX
04-09-2010, 12:06 PM
i pay 86$/month. Montreal Area.

13 demerit points, 1M civil responsability, 250$ deductible, 3 accidents in my file since 2004. 2 were unclaimed and my yaris is a lease.


i think my insurance is dirt cheap considering my file... lol

jimek
04-09-2010, 09:24 PM
$220 a month full coverage
nj sucks

vhicke
04-09-2010, 09:44 PM
Newmarket ontario and full coverage $250 for 2002 highlander and 2008 yaris..

Moses
04-09-2010, 10:54 PM
$155 , CLASS A LICENCE , 3 TICKETS, FULL COVERAGE , LOS ANGELES , CA

MOSES

Manley81bass
04-10-2010, 08:17 PM
$84/month, $250 deductible. USAA.

ddongbap
04-10-2010, 08:26 PM
Man, after looking back and remembering all the bone head things I've done at 18, I'd have to insure them. lol

MUSKOKA800
04-10-2010, 10:25 PM
i pay 86$/month. Montreal Area.

13 demerit points, 1M civil responsability, 250$ deductible, 3 accidents in my file since 2004. 2 were unclaimed and my yaris is a lease.


i think my insurance is dirt cheap considering my file... lol

Yes, nice rate considering.
Those extreme QC gas prices bend you over instead. :thumbdown:

landrym28
04-11-2010, 06:02 PM
CAA. No tickets, clean driving record, $84/month. 1 Car.