insurance prices for Yaris

[aspro]

Anyone else paying a primo for insurance? My brother picked up a 11' rs 5 door hatch, he's got a clean record, is 26 years old and they want $2,900 /year!!!

I have my yaris (same year and model) under my company and I'm paying $1,900 /year which I thought was high as well considering I have 7 vehicles under the same company policy. My dad has a 14' Shelby gt500 and he pays under his personal insurance $1500 /year lol. Something is not right.

Post your car, your details and what you're paying... If you don't mind, of course.

[aspro]

Nvm, I just searched (should have done that first). All my Toronto kin appear to be getting raped like me.

Mods can close this thread.

[428CobraJet]

Im payin $300 per year in Texas.

Actually 360 for 6 mos full coverage...2013 f150 and the Mighty Yaris. High limits and high deductible. Multiline discount s.

[IllusionX]

Nvm, I just searched (should have done that first). All my Toronto kin appear to be getting raped like me.

Mods can close this thread.
The joy of living in GTA. Its ridiculous to pay 250$ a month for a car and get raped 450+$ a month on insurance.

[Kalispel]

My insurance company is quoting me $880/year for full-coverage on a new 2015 Yaris SE.

[enviri]

dunno tell him to get married. i live in the nyc metro area and pay 2k/yr clean record @ 33.

[nookandcrannycar]

:laugh: After reading the OP, and BEFORE reading/scrolling past that, I immediately thought "it's because the OP lives in Canada and (even more specifically) in the GTA.

[Secretblend]

I am in Texas and my insurance for full coverage at 6 months is $700.

[nookandcrannycar]

dunno tell him to get married.

:laugh:

i live in the nyc metro area and pay 2k/yr clean record @ 33.

Unfortunately, New York is one of eight states in the U.S.A. that has no-fault auto insurance.......something these eight have in common with (IIRC) all of Canada.

[nookandcrannycar]

I am in Texas and my insurance for full coverage at 6 months is $700.

Mine is a little over $500 per year for liability only (above the maximum limit on their mainstream policies) together/for both my 2007 and 2014. I'm also getting a discount because of the number of policies I have with that company.

P.S. Oops.....after posting I noticed your amount is for 6 months, not 1 year...ouch.

[dj92]

Just for comparison: about 1000$ per year for me, paying like 10 years without damages.
I pay 300€ retention to the damage I do to my car.

[Kar98]

$100 a month for me... for two cars, with "full" coverage.

[mrpj]

$280 (£178)/year for me here in the U.K. 1.33litre Yaris Icon +. Rural location and full no claims bonus.

[aspro]

Wow that's amazing. Canadians, particularly people like myself from Toronto, are getting pilaged by those insurance bastards. The worst part is, if you ever get into an accident you opt not to go through the insurance in fear of your rate increasing more than it already is. I've had 2 at fault accidents in my life time, both times I paid out of pocket to fix it myself. So instead of calling it insurance, it should be called a "legality". The only reason I pay insurance is because by law I have to. But when it comes time to cover damages I pay for it myself, In the long run you save a ton more money. Crook bastards! Lol.

[jambo101]

Here in Montreal my 08 sedan costs me $68 per month for full coverage no deductible from a company called Intact.

[aspro]

I'm with intact as well. Its a Toronto thing I guess.

[aspro]

And I think the sedan is always cheaper on insurance

[IllusionX]

Here in Montreal my 08 sedan costs me $68 per month for full coverage no deductible from a company called Intact.
56$ a month for my yaris and wife's civic together here. But I don't have full coverage.

[sheekeebut]

Greater Toronto Area thing, I assure you. Move to Brampton and it'll go up even a few hundred more. Sedan is cheaper because it has **statistically** had less things happen to it.

[matti]

I have a 2012 Yaris and pay about $45/month for full coverage in Minnesota. $500 deductible, if I recall. Includes rental car reimbursement, glass repair, and roadside assistance. Clean record.

[Exiwolfman]

I moved from Toronto to Collingwood and my insurance dropped by almost half ...just over a 100$ per month full coverage i pay now .

[aspro]

That's crazy. I was born and raised in the city of Toronto and nothing here is cheap, for as long as I can remember we have been getting raped on everything. From car insurance to the housing market, everything costs an arm and a leg.

[sheekeebut]

Notice how insurance for your house, combined with car insurance from the same company, costs less than the car insurance alone.

htf does that work?

[nookandcrannycar]

Its a Toronto thing I guess.

I've driven in Vancouver, Calgary, Edmonton, Regina, Saskatoon, Winnipeg, Ottawa, Toronto, Montreal, Quebec City, Halifax, St. John's, etc. GTA is obviously the largest area...so likely has the highest count of unskilled drivers and crazy drivers, but it also seems (purely anecdotal on my part) to also have the most relative to the size of the population. It doesn't surprise me that so many are gouged there re insurance rates. Everyone is subsidizing the crazy and the clueless :eek:. Any chance Canada will move away from no-fault car insurance ?

[nookandcrannycar]

Notice how insurance for your house, combined with car insurance from the same company, costs less than the car insurance alone.

htf does that work?

I've never asked an actuary about it, but I'd assume that (statistically) homeowners get in fewer accidents than non homeowners (also goes down if you get married, as another post stated). Plus, they want to give you an incentive to give them more of your business.