Poor yaris gets smashed

[scod4025]

Just seen this ad
https://youtu.be/roJBwMQbfuo

Sent from my SM-G386T using Tapatalk

[sickpuppy1]

Another advantage of the cheaper sticker price,lol cuts cost of commercials!

[2009Toyotoad]

Wha????? It wasn't CGI? Poor Yaris.

[bronsin]

Farmers have you ever heard of KIA?

[nookandcrannycar]

Another advantage of the cheaper sticker price,lol cuts cost of commercials!

,,,,and even less because the 'Farmers Yaris' is a 2nd Gen (not new).

[Kal-El]

At least sacrifice a disposable car, not one that is known to run forever.

Notice all these car insurance ads in recent years that destroy tons of good cars? Doesn't feel too good when I'm paying over $200/mo to insure my cars. Since I never get into accidents, it already feels like I'm flushing money away all the while insurance companies are dumping millions on repetitive ads. Hey Geico, Progressive, etc, I don't need to see/hear 50 commercials a day to know you exist.

[bronsin]

Historically I don't get in accidents either. But Ive managed 2 in the past three years and Progressive raised my rates after the 2nd one.

So I went shopping for another insurance company. I mean, they say you can save hundreds, right?

Nope its all a lie! I explained to the All State agent how historically I don't have accidents but am down on my luck recently. I offered him a chance to get a client who wont be making any claims. They could make a lot of money if they took me on.

Of course I would expect a substantial discount over what I was paying Progressive.

Not a chance! They wanted MORE than P! :eek:

When I retire I might join the other 40% of New Jerseyians who don't have insurance! :eek:

[nookandcrannycar]

Historically I don't get in accidents either. But Ive managed 2 in the past three years

Same here

and Progressive raised my rates after the 2nd one.

After I got rear ended in my '07, I called my insurance company (AAA) because that was one of the steps in the instructions included on the proof of insurance card. Being pretty unfamiliar with Texas law re insurance and accidents, I thought it best to follow the instructions to the letter. When I called AAA, they noted my call but told me I only needed to call if I needed to make a claim. Of course they don't put that tidbit on the card because they want every potential risk uncovered, even if the customer is being prompted to do something that isn't required :rolleyes:. Same as with Progressive, 1st accident = no rate raise. Of course I had to call in October of last year re the minted a few weeks prior 16 year old Expedition driver who launched toward a merge and then stopped, causing me to rear end. That would have been accident #1 if I hadn't called on the Camry rear ending me. The declaration page for my homeowner's insurance was in the last batch of mail I had forwarded. Rate up 5%. I have yet to receive the declaration page for my auto policy (usually trails by a few weeks). I have a feeling opening that envelope won't be fun :frown:.

So I went shopping for another insurance company. I mean, they say you can save hundreds, right?

Nope its all a lie! I explained to the All State agent how historically I don't have accidents but am down on my luck recently. I offered him a chance to get a client who wont be making any claims. They could make a lot of money if they took me on.

Of course I would expect a substantial discount over what I was paying Progressive.

Not a chance! They wanted MORE than P! :eek:

When I retire I might join the other 40% of New Jerseyians who don't have insurance! :eek:

:laugh:

40% with no insurance....:eek:. Long ago in California, people who were broke, irresponsible, or both would get insurance around registration time, and then drop insurance after registration....insurance was only checked at registration. In Texas, if your registration goes out of effect at any time after registration, the insurance company notifies the state, and I believe there is a consequence (temp hold on DL ?). Are there no consequences in New Jersey re ability to drive/driving privilege if you drive without insurance?

[Kar98]

Saw that one the other day. Probably the 07 Yaris pictured stood in as "no name, non descript, generic car". It's a car!

[SilverBack]

Farmers already makes a killing on over-priced auto insurance. If they had an extra brain cell in their evil money-hungry heads they would've bought and smashed a luxury car to reel-in a more affluent demographic, resulting in even more profits. They're wasting their time and losing money praying on us average Joes ands Janes. Just my thoughts.

[BLKHILLSGUY]

Thanks gawd for USAA.

[nookandcrannycar]

Thanks gawd for USAA.

Yep. When I was in my mid 20's I was dating a gal who was a bit younger. Her dad had been career Navy, and retired at the rank of Captain. She was still able to be on her parents USAA auto policy and she was paying a lot less than friends of hers who had the same life circumstances...except that they hadn't had a parent in the military.

[bronsin]

Are there no consequences in New Jersey re ability to drive/driving privilege if you drive without insurance?

All you have to do is write in a policy # upon registration and show proof of insurance every two years for the "check CEL only" inspection. So its very easy to obtain and cancel insurance just for those occasions.

Its estimated 40% of drivers in Philly/ South Jersey dont have insurance.

Years ago an oncoming driver fell asleep and crossed the center line on me coming to work. I swerved and beeped as I desperately swerved right into the curb. The guy woke up from the horn but as it was we passed drivers side to drivers side inches atart. I had a flat front tire and dammaged rim. He kept going! I went after him and forced him off the road is spite of the flat. Neighbors called the cops. The car didnt belong to the driver, he had no lisence, no registration, and only an expired insurance card.

They let him go! :confused:

You do NOT want to get in an accident here in SJ!

[WeeYari]

I don't know how deep or interlinked databases are in the States, but up here, a cop following you on the road can be running your plate and know instantly if you are insured.

[Kar98]

All you have to do is write in a policy # upon registration and show proof of insurance every two years for the "check CEL only" inspection. So its very easy to obtain and cancel insurance just for those occasions.

Its estimated 40% of drivers in Philly/ South Jersey dont have insurance.

Years ago an oncoming driver fell asleep and crossed the center line on me coming to work. I swerved and beeped as I desperately swerved right into the curb. The guy woke up from the horn but as it was we passed drivers side to drivers side inches atart. I had a flat front tire and dammaged rim. He kept going! I went after him and forced him off the road is spite of the flat. Neighbors called the cops. The car didnt belong to the driver, he had no lisence, no registration, and only an expired insurance card.

They let him go! :confused:

You do NOT want to get in an accident here in SJ!

I have no interest in ever visiting the entire state of NJ.

[bronsin]

I have no interest in ever visiting the entire state of NJ.

NJ: plenty of water, not too cold in winter not too hot in summer, no tornadoes, no floods, no earthquakes, no forest fires, hurricanes not a problem if you dont live near the shore...

I may go without insurance when I retire!

[nookandcrannycar]

All you have to do is write in a policy # upon registration and show proof of insurance every two years for the "check CEL only" inspection. So its very easy to obtain and cancel insurance just for those occasions.

Its estimated 40% of drivers in Philly/ South Jersey dont have insurance.

Very interesting. Sad. SMH.

Years ago an oncoming driver fell asleep and crossed the center line on me coming to work. I swerved and beeped as I desperately swerved right into the curb. The guy woke up from the horn but as it was we passed drivers side to drivers side inches atart. I had a flat front tire and dammaged rim. He kept going! I went after him and forced him off the road is spite of the flat. Neighbors called the cops. The car didnt belong to the driver, he had no lisence, no registration, and only an expired insurance card.

They let him go! :confused:

You do NOT want to get in an accident here in SJ!

About a week ago I pulled out of a driveway in a mixed residential and business area into the right lane. I proceeded a few feet and heard a crash. An Expedition with 20+" rims was in the far left (only turn) lane and hit (front to front) a sedan that was attempting to turn onto the street the Expedition and my Yaris were on going the same direction. A few blocks later I heard a sound behind me and saw the expedition, smoking and steam pouring out, rapidly approaching me. I pulled off to the left into an only turn lane that had a red light. While that light was red, I heard a siren and a cop in hot pursuit of the Expedition was rapidly approaching. The cop went through the intersection while he still had the green and I still had a red so I could see the cop pass my stopped car at a high rate of speed. I'd imagine the Expedition was either stolen, the driver didn't have a DL, was uninsured, had an outstanding warrant, or some combination of these circumstances.

[nookandcrannycar]

I don't know how deep or interlinked databases are in the States, but up here, a cop following you on the road can be running your plate and know instantly if you are insured.

When I got my DL in Texas, they took my California DL and told me they would send it to the California DMV/make sure my California DL was canceled. I continued to get Jury Duty cards from my old county in California. Each time the rep on the phone would tell me where to go on the website to enter that I was no longer a resident of California, but wouldn't give me any other information. The last time this happened was during this current visit to California. This time the person on the phone at the 'jury duty office' asked me if I remembered my former California DL number. I gave it to her. She asked me to hold. She returned and told me that the State of California still had my DL as active :eek:, and that I needed to fill out DMV paperwork to rectify this. AAA Auto Club takes care of some DMV functions in California, so I stopped at their nearest office. I talked to a really sharp rep there who has lived in different states. He said that what the DL people in Texas said wasn't true, and that there is no database that links the different states, that the different states can choose to run an NDR***** check but the NDR is a federal system, so don't believe any state department handling DLs if they say they will take care of canceling your DL in your previous state. AAA Auto Club didn't handle the DMV function for my particular need, so this AAA rep directed me to the local DMV office. I waited in line and then explained the situation. I was given a voluntary surrender of DL form and told to sign that form. I signed it and started to fill out the reason in the box dedicated to that purpose. I wrote a couple of words and the rep then ripped the form out of my hands, telling me that she told me only to sign it and that she would fill in the reason :rolleyes:. She agreed to make me a copy with the incomplete reason, but wouldn't let me fill out the reason :rolleyes:. I was a bit worried about what the snippy clerk might enter as a reason. A week or so later, I encountered 3 on duty police officers outside a Starbucks in the same area. I asked them about all of this. They chuckled and told me to truly not worry about my concern that records would show that I inadvertently, now in the past, had a DL in two different states and that the 'reason box' might not contain the proper explanation.

***** - the NDR is the National Driving Record. When I applied for my Texas DL, Texas ran my info through the NDR and got a flag. The NDR = making sure criminals trying to get a DL in another state are thwarted. There is a criminal in New Jersey who has my same name and height and month and year of birth, but was born on a different day and has different color eyes. The information was similar enough to cause the flag. I had to send a bunch of my information to officials in New Jersey, wait while they investigated to conclude I wasn't the criminal, and then wait for a letter from the appropriate agency in New Jersey to prove that I wasn't this criminal. That letter satisfied Texas officials, and I got my Texas DL.

[nookandcrannycar]

I have no interest in ever visiting the entire state of NJ.

:laugh::laugh::laugh:. Generally, I've enjoyed my visits. However (no offense intended, Bronsin :smile:), I wouldn't want to live there.

[nookandcrannycar]

NJ: plenty of water, not too cold in winter not too hot in summer, no tornadoes, no floods, no earthquakes, no forest fires, hurricanes not a problem if you dont live near the shore...

I may go without insurance when I retire!

Parts of NJ are quite pretty. However...."not too cold in winter"....:eek:....perhaps compared to parts of New England or the Great Lakes states :biggrin:.

[Kar98]

When I got my DL in Texas, they took my California DL and told me they would send it to the California DMV/make sure my California DL was canceled.

nook, even if you still had a physical Cali DL, receiving a TX DL made the Cali one was useful as Confederate dollars. You might still have the physical item, but it's invalid.

[nookandcrannycar]

nook, even if you still had a physical Cali DL, receiving a TX DL made the Cali one was useful as Confederate dollars. You might still have the physical item, but it's invalid.

:laugh: Haven't thought about Confederate dollars in a long time. Physically giving the Texas official my physical California DL was a requirement for getting my temporary (good for a limited period of time while I waited for the plastic DL to be mailed to me) paper Texas DL. Since Texas officials didn't use it re contacting the State of California to cancel my DL there :rolleyes:.....I wonder what they did next? Melt it :biggrin:? Cut it up :biggrin:?

[bronsin]

Parts of NJ are quite pretty. However...."not too cold in winter"....:eek:....perhaps compared to parts of New England or the Great Lakes states :biggrin:.

Right! I grew up in upstate Ny and just about every winter we had 2 weeks or a month where the thermometer never got above 0 degrees. To me SJ is like FL.

North Jersey is just like upstate NY and Freehold NJ is all million dollar horse farms. THey got more money in their fences than I have in my house...

[nookandcrannycar]

To me SJ is like FL.

:laugh::thumbsup:

North Jersey is just like upstate NY

I used Maple Shade as a base for exploring your side of the river, Philadelphia, and the Atlantic City area. Then (on that trip), instead of taking the Turnpike, I drove to North Jersey on 206 to Princeton and then beyond....but I must admit, most of the time I've spent in Jersey has been in North Jersey.