Need re-finance of 7% or lower

[Blenjar]

if u guys run into any great re-finance, let me know...im looking for 7% or lower in a 48 or 60 month plan.
hit me up!
share your deals!

-- Blen

[Blenjar]

Can you use a personal loan with a ridiculous low rate into a car payment?

-- Blen

[brickhardmeat]

if you have improved your credit or have good standing credit you can probably pull it off, talk to a few lenders

I am paying 11% and I would really like to refi but I'll hold off about 6 months

[dvlnblkdrs]

join a credit union, i refied with mine.. went from 11.4% to 7.25%, shaved 5 months off my loan and $10/month off my bill...

[Push]

join a credit union, i refied with mine.. went from 11.4% to 7.25%, shaved 5 months off my loan and $10/month off my bill...

how long have you been with your credit union?

[dvlnblkdrs]

umm since i turned 18.. i never belonged to a bank.. but i know for a loan , they dont really look at that too much, but in general i belive that credit unions are way better than banks... and the one i belong to(orange county credit union.. not the teachers one, just the regular one) all u have to do is live/work/go to school/church in the county to belong.. so its super easy and all credit unions are linked so ur never charged the fee for withdraws(which are always like $2 at credit union atms...

[brickhardmeat]

It isn't quite that easy but if you are attending school and very young you have a better chance than someone who works and has -0- credit established.

[dvlnblkdrs]

credit unions preapprove.. i was preapproved for like a $45k loan...lmao.. although my credit score is almost 700, so idk