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12-18-2008, 04:03 PM
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#1 |
 
Drives: 08 sedan at Join Date: Dec 2008
Location: long island
Posts: 313
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An accident but car not under your name
just curious about six years ago(2001-2002) i had three accidents within that time frame, but the car was under my father's name.
does this affect me in regards to insurance rates? or does it only affect the insured person? just curious, cause everyone has such good rates compared to me. |
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12-18-2008, 04:19 PM
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#2 |
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Banned
Drives: 2009 Yaris liftback Join Date: Nov 2008
Location: CT
Posts: 350
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It affects you.
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12-18-2008, 04:31 PM
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#3 |
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DWEED
Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008
Location: Arizona
Posts: 1,161
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I am not sure about your state, but the companies in Colorado usually only go back 3-5 years for driving and claim records. DUI's might be an exception. Therefore after 6 years I don't think these accidents would count against you. Get some other bids from other companies before your next premium comes due.
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Making a decision without following it with an action is still a fantasy. |
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12-18-2008, 04:38 PM
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#4 | |
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Banned
Drives: 2009 Yaris liftback Join Date: Nov 2008
Location: CT
Posts: 350
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Quote:
That is true depending on the state. I believe that it is 3-5 for most so, if it's been 6 years your slate should be clean. 
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12-18-2008, 04:43 PM
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#5 |
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Drives: 08 sedan at Join Date: Dec 2008
Location: long island
Posts: 313
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thankss!
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12-18-2008, 05:47 PM
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#6 |
ULTIMATE
Drives: 07 Yaris Turbo Join Date: May 2007
Location: Canoga Park, CA
Posts: 14,859
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My stepson drives a car that I own, he's listed as the primary driver. Because he has received two tickets and has two points on his record, our rate goes up in March when the policy renews. He will be responsible for the difference.
I think if there are points on your record (3 years in CA) it will affect your rate if you are taking out your own insurance policy.
__________________
Micro Image forums, online store and shop are now closed. It was a great eight year run, but it was time to focus on other things. I'm still selling parts on eBay under micro*image seller ID and customers can still make requests for anything specific. |
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12-19-2008, 04:21 AM
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#7 |
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Banned
Drives: yw calls me douche and racist. Join Date: Aug 2007
Location: hay
Posts: 2,183
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Lay down that law, Garm.
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12-19-2008, 08:57 AM
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#8 |
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daily driver
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5 years for accidents/claims to be off your insurance record in canada....3 for tickets (speeding, etc)
*still waiting for a claim to be off of mine...2 more years! maybe 1.5...? LOL*
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12-20-2008, 03:10 PM
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#9 |
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Audio Junky
Drives: 08 liftback Join Date: Oct 2008
Location: Spokane, Wa
Posts: 1,412
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yeah... 3/5 ticket/collision was the rule in WA state. I'm clean again next summer. had a claim back in 04, only 1 ticket ever, that was back in 01.
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