What finance rate did you get? - Page 3 - Toyota Yaris Forums

eight_heads · 07-14-2006, 01:02 PM

6.5% through credit union... don't have a whole lot of credit yet.. so i'm working my way up...

TRD_Yaris · 07-15-2006, 02:20 AM

5.49%
Austin Telco Credit Union was offering a special on new cars and my credit union matched them.

rstb88 · 07-18-2006, 12:54 AM

wow ya'll have some low rate. I have 12%. first time buyer and a cosigner for six years Ill be paying on this. and 17.5% is rediculous. my cosigner had a bankruptcy still on file and I got 12%

Chaad32 · 07-18-2006, 05:49 PM

0%........Bought it cash

Billstein · 07-23-2006, 09:40 PM

7.9 on sunday July 23 2006 Im going to check with the credit union on monday

Buckethead · 07-24-2006, 11:20 PM

Quote:

Originally Posted by Chaad32

0%........Bought it cash

Niiiiiiice!!!

Ran Kizama · 07-25-2006, 10:49 AM

6.1% for 48 months thru USAA. $350 a month. Yay?

Bidoup · 07-27-2006, 09:08 PM

I'm not really sure but I think its 6.9% on a lease... 500$ down + 500$ from the student program... 307$/months

ctrj · 07-27-2006, 09:11 PM

We bought ours in early May at 7% with 0 down for 60 months and pay low $320's for it.

featherz · 07-28-2006, 08:44 AM

I paid cash (and a trade). :)

Chaad32 · 07-28-2006, 05:05 PM

Quote:

Originally Posted by featherz

I paid cash (and a trade). :)

Congrats...thats the best way to go if you can.

Lowfront · 08-12-2006, 07:28 AM

I feel so ripped off right now, toyota said the best they could do was 9.9% and that was with an amazing credit co-signer......I knew it was a rip off but I didn't have a choice...I don't get it

I can refinance in a couple months with that graduate program right?...What rate does that get me?

msagowitz · 08-12-2006, 09:21 AM

If your co signer had amazing credit then you should have went directly to the bank or credit union for the loan...if you don't have any credit you'll have to wait longer than a couple months to refinance.

YarisBlazer · 08-12-2006, 12:00 PM

My local dealer said if I buy through their Internet sales dept I could save "up to" $900; I'm goiong MOnday; we'll see.

Zife · 08-17-2006, 01:05 AM

Hey Guys, new to this forum. I'm buying a 2007 Yaris Le 5-door hatch back with 'package B' this week. Tell me if this is a good deal to go with; 5000 down, 4.7% lease, for 60 months at 210 per month with a buyout for 6000. Good deal???

Z

Jem_hadar · 08-17-2006, 02:32 PM

Bought back in Apr, 6.9% - lease.

Couldnt find a 5D stick 2006 with the features I wanted, so had to go new 2007. But this meant I couldnt take advantage of the special lease int rate of like 5.5% (Red Tag Days deal). Oh well... I made my choice.

And yea, leasing rates are ALWAYS higher than finance rates (special offers creating the exception).

Jem

edit: oh yea, didnt say, but its a 5 year (60 month) lease

Boo · 08-19-2006, 12:24 PM

6.35% / 48mon. - (Loan) thru Toyota.

riceboy · 08-19-2006, 01:31 PM

Keep in mind that the buyback rate is very important too, although you might pay less in interest you might pay more to make up for the lower lease end value.

07-14-2006, 01:02 PM	#37
eight_heads Drives: '07 Yaris Liftback Join Date: May 2006 Location: LA, USA Posts: 244	6.5% through credit union... don't have a whole lot of credit yet.. so i'm working my way up... __________________ '07 Yaris Liftback -Red 5spd w/convenience

07-15-2006, 02:20 AM	#38
TRD_Yaris Yarii Hunter Drives: 2007 Yaris Liftback and S13's Join Date: May 2006 Location: Austin, Texas Posts: 437	5.49% Austin Telco Credit Union was offering a special on new cars and my credit union matched them. __________________ Thanks for all the help over the years, YarisWorld!!!

07-18-2006, 12:54 AM	#39
rstb88 Drives: Silver Hatchback Join Date: Jul 2006 Location: Tennessee Posts: 150	wow ya'll have some low rate. I have 12%. first time buyer and a cosigner for six years Ill be paying on this. and 17.5% is rediculous. my cosigner had a bankruptcy still on file and I got 12% __________________ "Automatic carwashes are like Hookers........are you sure you want to use it next???? (Jer)"

07-18-2006, 05:49 PM	#40
Chaad32 Drives: 2007 Liftback Join Date: Jul 2006 Location: USA Posts: 334	0%........Bought it cash __________________ 2007 Liftback Blazing Blue Cold Weather, Convenience Package, Arm Rest, Floor mats, Weathertech vent visors

07-25-2006, 10:49 AM	#43
Ran Kizama That Anime Guy View User's Garage Drives: 5-Speed Liftback Join Date: Jul 2006 Location: Canton, GA Posts: 543	6.1% for 48 months thru USAA. $350 a month. Yay? __________________ Last edited by Ran Kizama; 07-25-2006 at 02:35 PM.

07-23-2006, 09:40 PM	#41
Billstein Whew Who.. Drives: 2 Yaris Hatchs and Tacoma Join Date: May 2006 Location: So. Ca. Posts: 78	7.9 on sunday July 23 2006 Im going to check with the credit union on monday

07-27-2006, 09:08 PM	#44
Bidoup Drives: 07 Yaris Hatch 3dr BB Join Date: Jul 2006 Location: Gatineau, Qc, Canada Posts: 42	I'm not really sure but I think its 6.9% on a lease... 500$ down + 500$ from the student program... 307$/months

07-27-2006, 09:11 PM	#45
ctrj Drives: 07 Yaris Sdn, 97 4Runner Join Date: Jul 2006 Location: Upland, CA Posts: 113	We bought ours in early May at 7% with 0 down for 60 months and pay low $320's for it. __________________ RJ 2007 Toyota Yaris Base Sedan -5 speed SOLD

07-28-2006, 08:44 AM	#46
featherz Drives: 2007 Liftback Yaris Bayou Blue Join Date: Jul 2006 Location: Lake Arrowhead, CA Posts: 23	I paid cash (and a trade). :)

08-12-2006, 07:28 AM	#48
Lowfront Drives: Yaris Sedan Join Date: Aug 2006 Location: Worcester MA Posts: 119	I feel so ripped off right now, toyota said the best they could do was 9.9% and that was with an amazing credit co-signer......I knew it was a rip off but I didn't have a choice...I don't get it I can refinance in a couple months with that graduate program right?...What rate does that get me?

08-12-2006, 09:21 AM	#49
msagowitz Drives: 07 Toyota Yaris Sedan Join Date: Jun 2006 Location: Beavercreek OH Posts: 88	If your co signer had amazing credit then you should have went directly to the bank or credit union for the loan...if you don't have any credit you'll have to wait longer than a couple months to refinance.

08-12-2006, 12:00 PM	#50
YarisBlazer Drives: 2007 Yaris Liftback Join Date: Jul 2006 Location: temple terrace fl Posts: 52	My local dealer said if I buy through their Internet sales dept I could save "up to" $900; I'm goiong MOnday; we'll see.

08-17-2006, 01:05 AM	#51
Zife Drives: Yaris Join Date: Aug 2006 Location: London, Ontario, Canada Posts: 2	Hey Guys, new to this forum. I'm buying a 2007 Yaris Le 5-door hatch back with 'package B' this week. Tell me if this is a good deal to go with; 5000 down, 4.7% lease, for 60 months at 210 per month with a buyout for 6000. Good deal??? Z

08-17-2006, 02:32 PM	#52
Jem_hadar MORDSITH View User's Garage Drives: 2007 Yaris Hatchback Join Date: Apr 2006 Location: Collingwood, ON Posts: 632	Bought back in Apr, 6.9% - lease. Couldnt find a 5D stick 2006 with the features I wanted, so had to go new 2007. But this meant I couldnt take advantage of the special lease int rate of like 5.5% (Red Tag Days deal). Oh well... I made my choice. And yea, leasing rates are ALWAYS higher than finance rates (special offers creating the exception). Jem edit: oh yea, didnt say, but its a 5 year (60 month) lease Last edited by Jem_hadar; 08-19-2006 at 01:27 PM.

08-19-2006, 12:24 PM	#53
Boo View User's Garage Drives: PW Yaris LB AT Join Date: Jul 2006 Location: Madison, WI Posts: 241	6.35% / 48mon. - (Loan) thru Toyota.

08-19-2006, 01:31 PM	#54
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	Keep in mind that the buyback rate is very important too, although you might pay less in interest you might pay more to make up for the lower lease end value.