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Old 03-14-2019, 09:01 PM   #19
Hamster
 
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Leasing is never a good financial decision. You pay for depreciation, and then some, and have nothing to show for it after you return the car.
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Old 03-14-2019, 09:02 PM   #20
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Quote:
Originally Posted by Hamster View Post
Leasing is never a good financial decision. You pay for depreciation, and then some, and have nothing to show for it after you return the car.
leasing is for people who are super rich and like to trade up or something alot right?
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Old 03-15-2019, 12:17 AM   #21
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Just bought a 2019 Yaris LE sedan to replace our 2008 Yaris sedan. Both manual transmissions.

The 2008 ran perfect for 11 years, 170k miles, just had someone in the family that needed a reliable car so we passed it on and bought a new one. Only problem aside from normal maintenance was a couple of broken subframe bolts. Hoping the 2019 is just as reliable. 120 miles in, still trying to remember 6th gear exists.
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Old 03-15-2019, 05:21 AM   #22
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Quote:
Originally Posted by Hamster View Post
Leasing is never a good financial decision. You pay for depreciation, and then some, and have nothing to show for it after you return the car.
Depends what you want with your car. Leasing is a good way to lower monthly payments, and saves the hassle of selling the car 4-5 years later and dealing with people.

I do get tired of my cars. First car I had it for 2 years, but it was also beat up and it was a used car anyways. 2nd car, I had it for 2 years as well. 4000$ loss because it was a purchase.
3rd car.. got a lease. Bye bye after 4 years. Got rear ended and insurance decided to fix for 10k instead of totaling. The tailgate never worked properly afterwards. It was the best decision going on a lease

Now my Yaris was leased as well. Never thought I'd keep it, but I purchased it after the lease. Did the math, and it cost me <1000$ more to lease + buy back than it would if I purchased with a car loan at first.

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Old 03-15-2019, 11:10 AM   #23
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Leasing is working out well for me. If I consider tax on a purchase, registration, dealer fees, and depreciation, it's a huge WIN at these silly leasing rates from GM:

I lease a $26K 2017 Buick Encore for $129/mo./24mos. with $1000 cash down, including registration, documentation fees, 1st mo. payment/tax.

I lease a $32K 2018 GMC Terrain for $129/mo./24mos. with $2000 cash down, including registration, documentation fees, 1st mo. payment/tax.

Both cars are German (Opel) platforms and are a pleasure to drive. The Buick is assembled in Korea, the Terrain in Mexico. I could not be happier with these vehicles. As far as long term reliability is concerned, who cares! I have free maintenance for 2 years, free courtesy cars, free car washes, free roadside assistance... and then return the car to the dealership when the lease is up and get a new one.
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Old 03-15-2019, 11:14 AM   #24
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Originally Posted by kimona View Post
Leasing is working out well for me. If I consider tax on a purchase, registration, dealer fees, and depreciation, it's a huge WIN at these silly leasing rates from GM:

I lease a $26K 2017 Buick Encore for $129/mo./24mos. with $1000 cash down, including registration, documentation fees, 1st mo. payment/tax.

I lease a $32K 2018 GMC Terrain for $129/mo./24mos. with $2000 cash down, including registration, documentation fees, 1st mo. payment/tax.

Both cars are German (Opel) platforms and are a pleasure to drive. The Buick is assembled in Korea, the Terrain in Mexico. I could not be happier with these vehicles. As far as long term reliability is concerned, who cares! I have free maintenance for 2 years, free courtesy cars, free car washes, free roadside assistance... and then return the car to the dealership when the lease is up and get a new one.
How many miles do you drive per day or week?
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Old 03-15-2019, 11:26 AM   #25
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Both leases are 10K miles/year, which gives us 20K miles/year split between 2 cars.

The Buick has only 4 payments left before I return it, and it has about 9500 miles on the clock. The Terrain is 13 months into the 2 year lease and has about 6000 miles on it. So, we live close to the schools where we teach, and don't otherwise drive too far out of town.
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Old 03-15-2019, 11:30 AM   #26
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Quote:
Originally Posted by kimona View Post
Leasing is working out well for me. If I consider tax on a purchase, registration, dealer fees, and depreciation, it's a huge WIN at these silly leasing rates from GM:

I lease a $26K 2017 Buick Encore for $129/mo./24mos. with $1000 cash down, including registration, documentation fees, 1st mo. payment/tax.

I lease a $32K 2018 GMC Terrain for $129/mo./24mos. with $2000 cash down, including registration, documentation fees, 1st mo. payment/tax.

Both cars are German (Opel) platforms and are a pleasure to drive. The Buick is assembled in Korea, the Terrain in Mexico. I could not be happier with these vehicles. As far as long term reliability is concerned, who cares! I have free maintenance for 2 years, free courtesy cars, free car washes, free roadside assistance... and then return the car to the dealership when the lease is up and get a new one.
That's cheap!! Base+Skyroof package Terrain is at least 350$US a month here.

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Old 03-15-2019, 11:32 AM   #27
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That's cheap!! Base+Skyroof package Terrain is at least 350$US a month here.

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I know! My best friend in BC leases his cars, and I think he pays about CDN$400/mo. for a Toyota Corolla. At that price, it would be much better for most people to just purchase the car.
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Old 03-15-2019, 11:52 AM   #28
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I also plan to update the car, what do you think about the Toyota Yaris Liftback 2018? I found a good option for leasing here http://www.mnautoleasing.com/car-lease-deals/toyota , they promised to add this model soon. I would like to hear your opinion.
I recently bought a new 2019 liftback (we still have the real Toyota built version here in Canada). Great little car other than a telescopic wheel would be nice, and a little more lumbar support. Otherwise I dig the backup cam, reliability, heated seats, etc.

Do it!
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Old 03-15-2019, 11:55 AM   #29
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Originally Posted by kimona View Post
Both leases are 10K miles/year, which gives us 20K miles/year split between 2 cars.

The Buick has only 4 payments left before I return it, and it has about 9500 miles on the clock. The Terrain is 13 months into the 2 year lease and has about 6000 miles on it. So, we live close to the schools where we teach, and don't otherwise drive too far out of town.
I'm about to move and my commute will only be 30 miles total per day. That's only 7800 miles per year, so I might consider leasing my next car.
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Old 03-15-2019, 12:03 PM   #30
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^^^ Doesn't VA have those insane dealership fees? When you purchase or lease a car, the dealership always adds on a $699 non-negotiable dealer fee. We had those fees when I lived in Florida.
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Old 03-15-2019, 01:10 PM   #31
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^^^ Doesn't VA have those insane dealership fees? When you purchase or lease a car, the dealership always adds on a $699 non-negotiable dealer fee. We had those fees when I lived in Florida.
Maybe. I haven't bought a car from a dealer since 2008 when I bought my Yaris. I'll have to look into it. If so I'd just go to North Carolina and buy a car.
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Old 03-15-2019, 01:13 PM   #32
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Lee, didn't you just buy a place? Or am I feeling the effects of legal marijuana? Lol
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Xd/2zr-fe Swap/Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61427

Bolt-in 3.75" Suspension Lift Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61577
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Old 03-15-2019, 01:21 PM   #33
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Lee, didn't you just buy a place? Or am I feeling the effects of legal marijuana? Lol
I did, indeed. Haven't moved in yet, though. Been doing reno since mid January and living with family.
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Old 03-15-2019, 01:23 PM   #34
myfirstyota
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Moving again? Or am I confused and you're just moving to the new place you already mentioned with that sweet garage...
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Xd/2zr-fe Swap/Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61427

Bolt-in 3.75" Suspension Lift Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61577
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Old 03-15-2019, 01:30 PM   #35
myfirstyota
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10-4 hopefully a hoist is part of that reno list :)
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Xd/2zr-fe Swap/Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61427

Bolt-in 3.75" Suspension Lift Build Thread
http://www.yarisworld.com/forums/showthread.php?t=61577
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Old 03-15-2019, 01:30 PM   #36
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Here are the dealer fees by State. Click on the link below and scroll down to find the chart of fees. (I'd simply paste the chart into a post, but I don't seem to be able to do that).

https://www.edmunds.com/car-buying/w...d-you-pay.html
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