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11-12-2008, 05:56 PM | #1 |
toyota
Drives: 2007 Yaris RS Blazed Join Date: Oct 2006
Location: toronto, canada
Posts: 3,637
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quit smoking how long does it take to ....
how long do i really need to quit smoking to update my life insurance.. anyone?? thanks
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11-12-2008, 06:00 PM | #2 |
super duper M*******TOR
Drives: 2007 jahPANIS egg(Sarao Phil) Join Date: Oct 2008
Location: Torrance, Ca
Posts: 1,011
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how many do u smoke a day?
the insurance company would say 1 year but it depends on how many you smoke a day! i quit for 6 months and got tested for life insurance and nothing showed up! |
11-12-2008, 06:04 PM | #3 |
toyota
Drives: 2007 Yaris RS Blazed Join Date: Oct 2006
Location: toronto, canada
Posts: 3,637
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kewl that helps.. i normally skip monday thru thursday but smoke on fridays thru sundays.. about a pack a weekend..
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11-12-2008, 06:07 PM | #4 |
Good luck.
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some people are little slinkies. . . . .they are really good for nothing. . . .but they still bring a smile to your face when you push them down a flight of stairs. Come to the DARKSIDE..... We have candy
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11-12-2008, 06:10 PM | #5 |
Small cars are a big deal
Drives: 2007 Yaris Liftback Join Date: Feb 2006
Location: Portland, OR
Posts: 3,144
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I think this should probably be in Off Topic, no?
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Subcompact Culture: The Small car blog |
11-12-2008, 06:11 PM | #6 |
Drives: 2008 Yaris sedan A/T Join Date: Oct 2008
Location: Costa mesa, California
Posts: 353
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Is there a healty cigarettes? like made from a green tea leaves or something.
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11-12-2008, 06:13 PM | #7 |
Drives: Polar White - 5 Door '09 LB Join Date: Aug 2006
Location: Las Vegas, NV
Posts: 1,285
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Ummm... General Yaris / Vitz Discussion?
How high do cigarette prices have to go so you people stop wasting money on them? Not that I care what you do with yourselves, but... |
11-12-2008, 06:13 PM | #8 |
Drives: 06 Polar White 5dr, 13 Soul 4u Join Date: Oct 2008
Location: Georgetown, Ontario, Canada
Posts: 5,739
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I remember hearing that the 'Smoking Man' in the x-files, who wasn't really a smoker, smoked cabage leaf cigarettes in the show.
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11-12-2008, 06:15 PM | #9 |
toyota
Drives: 2007 Yaris RS Blazed Join Date: Oct 2006
Location: toronto, canada
Posts: 3,637
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11-12-2008, 06:17 PM | #10 |
toyota
Drives: 2007 Yaris RS Blazed Join Date: Oct 2006
Location: toronto, canada
Posts: 3,637
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unfortunetely i can really be addictive.. i quit once.. for 2 months... but this time is for real... trying to get lower life insurance... just need to know how long do i need to be off it for me to pass... they say a year but i dont think i need a year for this to clear..trying to lower my rate asap...
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11-12-2008, 06:42 PM | #11 |
Drives: '07 Yaris Sedan/'03 Protege Join Date: Oct 2008
Location: St. Augustine, FL
Posts: 260
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I had to wait a year.
Quitting was the best thing I ever did. And I firmly believe that no matter what method you use, you have to be ready, and committed. Otherwise, you'll find an excuse. Do it! |
11-12-2008, 06:55 PM | #12 |
'09 5dr
Drives: 2009 Yaris 5-Door Bayou Blue Join Date: Oct 2008
Location: HI
Posts: 238
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The life insurance I have said 1 year, but I'm not sure if all life insurances are the same.
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2009 5-Door Yaris LB Bayou Blue Pearl 2009 5-Door Yaris LB Black Sand Pearl |
11-12-2008, 07:11 PM | #13 |
toyota
Drives: 2007 Yaris RS Blazed Join Date: Oct 2006
Location: toronto, canada
Posts: 3,637
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started already 2 months ago just need the time frame for my life insurance to lower my premium..they said a year but i think i can do it half way..
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11-12-2008, 07:30 PM | #14 |
DWEED
Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008
Location: Arizona
Posts: 1,161
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Stopping is easy. Staying stopped for me isn't that easy. It's been 10 months and next month we are taking a cruise. It will be hard going to the casino without lighting up.
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Making a decision without following it with an action is still a fantasy. |
11-12-2008, 08:20 PM | #15 |
Joey
Drives: '14 Scion xD 5-speed Join Date: Oct 2008
Location: El Monte, Ca
Posts: 3,529
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According to the company I work for, you would have to wait a year for your rate to go down. The premium you're paying right now should stay the same until renewal. Premiums go up as you get older, so on your renewal app. you wanna make sure you mark the box that says "Standard-risk non-smoker" to keep your cost down, but you have to absolutely be sure you're tapering-off the habit until you quit completely. And if you go cold turkey during that year, you can mark "preferred risk non-smoker" on the following renewal and still save a few bucks. Hope this helps
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Formerly owned Met-Met. '07 Yaris LB 5-speed. A forum post should be like a skirt: Long enough to cover the subject but short enough to keep things interesting. "I don't have an anger problem. I have an idiot problem." -Hank Hill |
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