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Old 11-12-2008, 05:56 PM   #1
marcus
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quit smoking how long does it take to ....

how long do i really need to quit smoking to update my life insurance.. anyone?? thanks
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Old 11-12-2008, 06:00 PM   #2
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how many do u smoke a day?

the insurance company would say 1 year but it depends on how many you smoke a day!

i quit for 6 months and got tested for life insurance and nothing showed up!
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Old 11-12-2008, 06:04 PM   #3
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Quote:
Originally Posted by Malaya1221 View Post
how many do u smoke a day?

the insurance company would say 1 year but it depends on how many you smoke a day!

i quit for 6 months and got tested for life insurance and nothing showed up!
kewl that helps.. i normally skip monday thru thursday but smoke on fridays thru sundays.. about a pack a weekend..
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Old 11-12-2008, 06:07 PM   #4
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Good luck.
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Old 11-12-2008, 06:10 PM   #5
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I think this should probably be in Off Topic, no?
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Old 11-12-2008, 06:11 PM   #6
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Is there a healty cigarettes? like made from a green tea leaves or something.
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Old 11-12-2008, 06:13 PM   #7
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Ummm... General Yaris / Vitz Discussion?

How high do cigarette prices have to go so you people stop wasting money on them? Not that I care what you do with yourselves, but...
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Old 11-12-2008, 06:13 PM   #8
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Is there a healty cigarettes? like made from a green tea leaves or something.
I remember hearing that the 'Smoking Man' in the x-files, who wasn't really a smoker, smoked cabage leaf cigarettes in the show.
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Old 11-12-2008, 06:15 PM   #9
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Quote:
Originally Posted by Thirty-Nine View Post
I think this should probably be in Off Topic, no?
sorry ur right this should be on the off topic thread line.. can a admin move this thread pls.. thank you.
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Old 11-12-2008, 06:17 PM   #10
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unfortunetely i can really be addictive.. i quit once.. for 2 months... but this time is for real... trying to get lower life insurance... just need to know how long do i need to be off it for me to pass... they say a year but i dont think i need a year for this to clear..trying to lower my rate asap...
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Old 11-12-2008, 06:42 PM   #11
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I had to wait a year.
Quitting was the best thing I ever did. And I firmly believe
that no matter what method you use, you have to be ready, and committed.
Otherwise, you'll find an excuse.
Do it!
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Old 11-12-2008, 06:55 PM   #12
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The life insurance I have said 1 year, but I'm not sure if all life insurances are the same.
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Old 11-12-2008, 07:11 PM   #13
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started already 2 months ago just need the time frame for my life insurance to lower my premium..they said a year but i think i can do it half way..
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Old 11-12-2008, 07:30 PM   #14
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Stopping is easy. Staying stopped for me isn't that easy. It's been 10 months and next month we are taking a cruise. It will be hard going to the casino without lighting up.
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Old 11-12-2008, 08:20 PM   #15
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According to the company I work for, you would have to wait a year for your rate to go down. The premium you're paying right now should stay the same until renewal. Premiums go up as you get older, so on your renewal app. you wanna make sure you mark the box that says "Standard-risk non-smoker" to keep your cost down, but you have to absolutely be sure you're tapering-off the habit until you quit completely. And if you go cold turkey during that year, you can mark "preferred risk non-smoker" on the following renewal and still save a few bucks. Hope this helps
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