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11-18-2013, 06:00 PM | #1 |
Drives: yaris Join Date: Nov 2013
Location: louisiana
Posts: 7
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What's the cheapest insurance for a Toyota Yaris?
I just picked up a 2012 Yaris from a friend
It's still sitting in my garage as I have yet to get it insured What company is providing you Yaris owners with the cheapest insurance? I am looking at http://www.motortrend.com/cars/2012/..._of_ownership/ and it says that I can expect to pay around $1400 annually for insuring this thing? How accurate is that? I'm looking to find the cheapest insurance possible for it. Maybe just the minimum required by my state (La.) and nothing else. (it's not my everyday car, just driving it for fun on weekends and stuff... need to drive my pickup to work) |
11-18-2013, 06:08 PM | #2 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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I've found AAA to be the cheapest, but I also have it combined with my Homeowner's policy and my rate = zero moving violations and zero accidents.
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11-18-2013, 06:12 PM | #3 |
Drives: yaris Join Date: Nov 2013
Location: louisiana
Posts: 7
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Thanks, I'll definitely be checking out AAA. I insure my other vehicle with State Farm, but haven't really been satisfied with them, so I might switch both vehicles to another provider and put them both on the same policy. AAA looks great.
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11-18-2013, 06:27 PM | #4 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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Yeah, State Farm has never really been competitive when I've obtained quotes. I'm the kind of person that if my insurance increases more than a little bit..I'll start shopping. I've had AAA since 2009, I think. Directly before that I had Nationwide for a couple of years, and before that had Allstate for many years.
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11-18-2013, 06:37 PM | #5 |
Drives: 09 3dr LB MT Join Date: Aug 2009
Location: Lehigh Valley, PA
Posts: 681
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Second the vote for AAA. If you already have AAA membership, there's a 5% discount on the car insurance. Also the multi-car discount. I've had them for awhile now.
__________________
2009 3dr LB MT Meteorite Metalic. Car bought 8/7/09. Now over 89k miles of trouble free driving, other than user error!! |
11-18-2013, 08:26 PM | #6 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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11-18-2013, 10:38 PM | #7 |
Drives: yaris Join Date: Nov 2013
Location: louisiana
Posts: 7
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AAA quoted me at $96/month average, which is about the same price as all the other "big players" in insurance
I'm keeping each company's quote in a spreadsheet to compare. Gonna go for 10 quotes and then choose the best one. Here's what I've got so far for average monthly rates - AAA - $96 Allstate - $99 Amica - $97 esurance - $105 GEICO - $105 Liberty Mutual - $112 Progressive - $100 State Farm - $93 So far, the cheapest I found was from http://www.4autoinsurancequote.com, but they seem a bit small-time for be, and I'm afraid of their reliable, so I might stay away, but still, their $64/month quote was quite attractive I think I'm just gonna stick with state farm. They seem to have the best combo of reputation and price ($93/month).. they also have an office right near me as well (this guy - http://www.wayneleone.com/ and he has a bunch of good reviews too) |
11-19-2013, 07:22 AM | #8 | |
Drives: 09 3dr LB MT Join Date: Aug 2009
Location: Lehigh Valley, PA
Posts: 681
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Quote:
I had to have my windshield replaced this year (darn rocks kicked up by snowplow/salt truck). This was under AAA insurance. I was able to pick what shop I wanted to use, and only paid the deductible for comprehensive. I've had other insurance companies and often times have found that they stipulate who you must use when something happens. Every company is different, and everyone's interactions with those companies are also different.
__________________
2009 3dr LB MT Meteorite Metalic. Car bought 8/7/09. Now over 89k miles of trouble free driving, other than user error!! |
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11-19-2013, 12:05 PM | #9 |
play every day
Drives: 2012 Yaris L 2dr 5sp Join Date: Apr 2012
Location: Los Angeles
Posts: 1,961
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I always buy the minimum insurance required for vehicle registration so mine runs one payment to Wawanesa Insurance of $272 a year which is only $22 a month.
Greg |
11-19-2013, 11:13 PM | #10 | |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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Quote:
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11-19-2013, 03:10 PM | #11 |
ULTIMATE
Drives: 07 Yaris Turbo Join Date: May 2007
Location: Canoga Park, CA
Posts: 14,859
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Electric Insurance Company, really good insurance and the best price I've ever found.
www.electricinsurance.com The cool thing about this thread is that quotes are FREE.
__________________
Micro Image forums, online store and shop are now closed. It was a great eight year run, but it was time to focus on other things. I'm still selling parts on eBay under micro*image seller ID and customers can still make requests for anything specific. |
11-20-2013, 09:19 PM | #12 |
Drives: Yaris SE 2014 Join Date: Sep 2013
Location: Repentigny, Qc
Posts: 14
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Yaris SE 2014 here: 53$/month
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11-25-2013, 02:45 PM | #13 |
Drives: 2017 Yaris IA, Pulse Red, Auto Join Date: Jun 2010
Location: Indianapolis
Posts: 538
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I have Progressive, full coverage, $250 deductible. Accident-free, but I did have a hail damage claim last year of $1400.00. I just paid my insurance, I pay $332 every 6 months.
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11-28-2013, 07:56 PM | #14 |
Drives: 07 Yaris Sedan YRS auto Join Date: Sep 2011
Location: Queensland Australia
Posts: 49
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Just to upset my Yaris friends in the good 'ol US of A.....
I have just renewed the insurance on my '07 sedan. I always get several quotes when I renew yearly on my cars as the insurance industry in Australia is very competitive. I have changed companies for the Yaris and this year my total yearly premium is $268.12with an excess (I think you guys call it a deductable) of $500 i.e. I pay the first $500 of the claim. This was based on my driving history (good - no claims or tickets in the last 5 years), age (supposedly mature), the car is kept in a locked garage and I do not commute to work (retired). Maybe you guys should move over here although you buy cars there a lot cheaper than we do. regards Muz |
11-29-2013, 08:33 AM | #15 |
Drives: 2014 yaris 5 speed Join Date: Aug 2006
Location: michigan
Posts: 642
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you should all move to Michigan. not only can you enjoy our poor economy, but you can partake in our unlimited lifetime medical benefit, no fault insurance monstrosity.
oh, and you can all at least double or triple what you pay now. I am 48, perfect driving record, and pay $989 per year. every insurance company except AAA will be closer to $1600+. if I lived 6 miles south.....which puts me in Indiana....I would pay $487 for the exact same coverage. |
12-01-2013, 09:49 PM | #16 | |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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Quote:
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12-02-2013, 08:14 PM | #17 |
Drives: '08 Yaris LB Join Date: Jan 2012
Location: British Columbia, Canada
Posts: 328
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I think I need to cross the bridge.
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Tags |
auto insurance, insurance, insure, toyota, yaris |
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