How does the insurance rate for your Yaris comapre with your your other cars? - Toyota Yaris Forums

daf62757 · 04-27-2013, 12:41 PM

I opened my insurance policy for the next 6 months and again, my 09 Yaris will cost about $70 more than my 2011 Sienna van.

I am thinking it might be because of the safety rating of the Sienna vs the Yaris but from my perspective, it doesn't seem justified.

I am curious if other Yaris owners have this same situation.

tooter · 04-27-2013, 02:38 PM

My 2012 Yaris works out to $24 a month. I always buy the cheapest minimum required to register the vehicle.

jayeh · 04-27-2013, 03:37 PM

Way more expensive than anything else I was looking at except perhaps the Honda Fit.

Then again when I look at the way I see how shitty most Yaris drivers are I understand why the rates are so high.

It would be cheaper for me to have an '08 Corvette than a yaris!

why? · 04-28-2013, 09:50 AM

I spend about $700 a year in Ma. In Florida it was $1400. My last car was a 1999 Saab Viggen, it was about the same for insurance in Ma.

Kind of crazy when you think about it, insurance on a $40k car is the same as on a $13k car.

matti · 05-01-2013, 09:06 PM

Old car (2007 Corolla) was $40/month. New 2012 Yaris is $42/month.

RABYARIS · 05-02-2013, 12:07 PM

'09 Yaris - $798/year - full coverage

'09 Infiniti G37S - $802/year - full coverage

Reviewing the two policies, it is the "collision" portion of the Yaris insurance that is very high.

Freestylin · 05-02-2013, 02:12 PM

Quote:

Originally Posted by RABYARIS

'09 Yaris - $798/year - full coverage

'09 Infiniti G37S - $802/year - full coverage

Reviewing the two policies, it is the "collision" portion of the Yaris insurance that is very high.

That's pretty cheap. I am paying approximately $1700/year for full coverage in Canada.

DMZ · 05-02-2013, 02:51 PM

$31.50/mo for the Aveo

$27.16/mo for the Yaris

Lippitt · 05-02-2013, 07:14 PM

Quote:

Originally Posted by DMZ

$31.50/mo for the Aveo

$27.16/mo for the Yaris

What's the no claims years & benefits you have going for you?

YarisSedan · 05-02-2013, 07:41 PM

i pay about 500 every six months so about 83 a month i live in the bay area california

DMZ · 05-02-2013, 07:59 PM

Quote:

Originally Posted by Lippitt

What's the no claims years & benefits you have going for you?

The policy list the following discounts:

Account
Loyalty
Multi-Car

screenprintr · 05-02-2013, 09:48 PM

We added about $45 a month to our current policy.

why? · 05-03-2013, 11:07 PM

Quote:

Originally Posted by RABYARIS

'09 Yaris - $798/year - full coverage

'09 Infiniti G37S - $802/year - full coverage

Reviewing the two policies, it is the "collision" portion of the Yaris insurance that is very high.

And that does make sense. The Yaris seems to be extra crunchy, especially that rear hatch area. Doesn't seem to take much of a hit back there to total the car.

breakpoint · 05-08-2013, 11:09 PM

Quote:

Originally Posted by DMZ

$31.50/mo for the Aveo

$27.16/mo for the Yaris

Wow awesome rates! I don't know yet how much car insurance do I need but hopefully it is somehow near at this rate when I avail one for my upcoming Yaris!

DMZ · 05-09-2013, 09:10 AM

Quote:

Originally Posted by breakpoint

Wow awesome rates! I don't know yet how much car insurance do I need but hopefully it is somehow near at this rate when I avail one for my upcoming Yaris!

I have the title.

I only carry what is required by State law.

I have a clean driving record.

I am betting on my own experience and skills to keep me out of trouble. (45 years of motorcycling tends to sharpen one's instincts very well.)

Also, if I total the car, I have the financial means to replace it.

nookandcrannycar · 05-09-2013, 06:21 PM

Quote:

Originally Posted by DMZ

I have the title.

I only carry what is required by State law.

I have a clean driving record.

I am betting on my own experience and skills to keep me out of trouble. (45 years of motorcycling tends to sharpen one's instincts very well.)

Also, if I total the car, I have the financial means to replace it.

The first, third and 5th above are true for me as well (although my insurance still reflects one point that came off my record a couple of weeks after my last renewal in September of 2012).

However, there are quite a few idiots on the road (especially on freeways in L.A., S.F. Bay Area, Houston, DFW, and especially in the southern part of Florida) so I look at it just about the same way Absolutely Red 12 does. The incremental cost of extra liability is negligible IMO (at least for me with my 'insurance score' (it's some sort of mixture of credit score/property owned/vehicle and property insurance claims, etc.) that insurance companies use -- a scale of 1000 --- my agent ran this report before giving me my quote and my score was 997 or 998 (can't remember which)) compared to what I could lose if sued.

charles nelson · 05-26-2013, 10:09 AM

I pay $20/yr less in insurance on my 2012 $42,000 Chevy 4x4 PU than my 2008 3DR Yaris. My insurance agent explained it as comparing a tank versus a soap bubble.

nookandcrannycar · 05-26-2013, 06:34 PM

Quote:

Originally Posted by RABYARIS

'09 Yaris - $798/year - full coverage

'09 Infiniti G37S - $802/year - full coverage

Reviewing the two policies, it is the "collision" portion of the Yaris insurance that is very high.

At those premium levels, what is the total liability limit they are covering you for re any one accident? 50k? 100k? 300k? 500k? , etc.

04-27-2013, 12:41 PM	#1
daf62757 Nothing beats a Toyota! View User's Garage Drives: 2013 Yaris 5 dr liftback Join Date: Jan 2009 Location: Indianapolis, Indiana Posts: 564	How does the insurance rate for your Yaris comapre with your your other cars? I opened my insurance policy for the next 6 months and again, my 09 Yaris will cost about $70 more than my 2011 Sienna van. I am thinking it might be because of the safety rating of the Sienna vs the Yaris but from my perspective, it doesn't seem justified. I am curious if other Yaris owners have this same situation. __________________ Big Dave Indianapolis, IN Synthetic Oil....its in my car.....for at least 10,000 miles!

04-27-2013, 03:37 PM	#3
jayeh View User's Garage Drives: '08 Yaris LB Join Date: Jan 2012 Location: British Columbia, Canada Posts: 328	Way more expensive than anything else I was looking at except perhaps the Honda Fit. Then again when I look at the way I see how shitty most Yaris drivers are I understand why the rates are so high. It would be cheaper for me to have an '08 Corvette than a yaris! __________________

04-28-2013, 09:50 AM	#4
why? Only Happy When it Rains View User's Garage Drives: Yaris LB Join Date: Jan 2006 Location: harnett county NC Posts: 4,097	I spend about $700 a year in Ma. In Florida it was $1400. My last car was a 1999 Saab Viggen, it was about the same for insurance in Ma. Kind of crazy when you think about it, insurance on a $40k car is the same as on a $13k car. __________________ Colin Chapman disciple

05-02-2013, 12:07 PM	#6
RABYARIS Drives: 2009 Yaris 3D AT Join Date: Jun 2009 Location: The O.C. Posts: 72	'09 Yaris - $798/year - full coverage '09 Infiniti G37S - $802/year - full coverage Reviewing the two policies, it is the "collision" portion of the Yaris insurance that is very high. __________________ '09 AT, CC, PW, PDL, Key Less Entry, A/C, MP3, Trailer Hitch, Hard Wired Garage Door Opener

05-02-2013, 02:51 PM	#8
DMZ Drives: 2007 Yaris LB Join Date: Mar 2011 Location: E. Oregon Posts: 130	$31.50/mo for the Aveo $27.16/mo for the Yaris __________________ 2007 LB W/Cold Wx Package

04-27-2013, 02:38 PM	#2
tooter play every day Drives: 2012 Yaris L 2dr 5sp Join Date: Apr 2012 Location: Los Angeles Posts: 1,961	My 2012 Yaris works out to $24 a month. I always buy the cheapest minimum required to register the vehicle.

05-01-2013, 09:06 PM	#5
matti Drives: 2017 Yaris L (5sp manual) Join Date: Jun 2012 Location: upper midwest Posts: 345	Old car (2007 Corolla) was $40/month. New 2012 Yaris is $42/month.

05-02-2013, 07:41 PM	#10
YarisSedan Drives: 08 Yaris Sedan Join Date: Oct 2008 Location: California - Bay Area Posts: 2,773	i pay about 500 every six months so about 83 a month i live in the bay area california __________________ http://www.cardomain.com/ride/3210549

05-02-2013, 09:48 PM	#12
screenprintr Drives: 2010 Toyota Yaris Join Date: Nov 2012 Location: New Jersey Posts: 213	We added about $45 a month to our current policy.

05-26-2013, 10:09 AM	#17
charles nelson Drives: red Liftback Join Date: Aug 2007 Location: St Cloud Minnesota Posts: 68	Chevy PU vs Yaris 3dr I pay $20/yr less in insurance on my 2012 $42,000 Chevy 4x4 PU than my 2008 3DR Yaris. My insurance agent explained it as comparing a tank versus a soap bubble.

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