What finance rate did you get? - Toyota Yaris Forums

bikergal · 05-08-2006, 12:41 AM

Hi everyone

I was curious what everyone got for a finance rate? I know when I bought my truck I got 4.9% I am sure the rates went up since then.

Also.... can you lease a Yaris?? Does anyone know

bikergal · 05-08-2006, 03:03 AM

hhhmmm.... Doesn't anyone want to reply?

El Jefe · 05-08-2006, 03:36 AM

i got 6.5% and thats the best you can get through toyota financial right now, and im sure you can lease a yaris

bikergal · 05-08-2006, 05:03 AM

Quote:

Originally Posted by El Jefe

i got 6.5% and thats the best you can get through toyota financial right now, and im sure you can lease a yaris

Hi El Jefe

Finally someone responded. Thank You

6.5% huh? Wow.... a little steep....

Dawn Eshelman · 05-08-2006, 05:13 AM

I got 4.5% through my credit union...

bikergal · 05-08-2006, 06:43 AM

Now that is an idea Dawn, I don't belong to a credit union though....

ricko · 05-08-2006, 08:03 AM

This info is probably not much help as I am in Canada, but ........... I leased from Toyota Canada @5.5% (purchase was 3.5% at the time). This was a "Red Tag" special on remaining '06's.

Idjiit · 05-08-2006, 09:15 AM

Rates are really shitty right now. I got mine around 6.5%, which was typically for that day. When we bought the Prius about a year ago, it was 4.5% or so.

ricko · 05-08-2006, 09:42 AM

Bad timing right???? In Canada the rates had been terrific until recently. Of course we could have bought Hyundai or the Big 3 and got 0%, and just about every truck or SUV in Canada (even the Honda Ridgeline "Truck of the Year") has a great finance rate. Still, I'm glad I bought the Yaris.

Idjiit · 05-08-2006, 09:50 AM

Well, the payment on the Yaris is still about half what the payment for the Prius is, so I don't have any big complaint. If I was going to pay high interest rates, the Yaris was the one to do it on. ;)

bikergal · 05-08-2006, 10:40 AM

Wow... thanks for all the replies.

I just got done calling all the dealerships within a driving distance of me. I am having a terrible time getting the Yaris LB Stick fully loaded

The one dealership had two LB's in auto with the convience package only.... I am sticking to my guns and getting the car I want period......

The interest rate they all told me over the phone was 7.0%

Also every dealership I called is selling the car for sticker and no less

Guy on phone told me the demand is way too high on this car and no reason to sell under sticker.

Since I am being nosy asking so many questions anyone care to give me an idea of what your payments are. I am estimating with 2 grand down around $230 a month....

Thanks for the input in advance

PS. Sorry to derail thread onto other questions.....

60 Somethings · 05-08-2006, 12:12 PM

Picked up pretty nearly loaded 5-speed Liftback for $500 under MSRP through COSTCO auto-purchase program.

Paid cash, so never talked interest rates.

We took advantage of Toyota's 2.9% on our 4Runner in Feb. Even when giving up the $1,000 discount it was an effective rate of about 4.5%. Since we are getting that, or more, on CD's right now, it was worth hanging on to our cash and dispensing it on a monthly basis.

One benefit of being OLD, I guess.

Lou

ricko · 05-08-2006, 01:55 PM

Again Canadian info ........................... my Yaris 3-door RS-B 5-speed with the lowering springs intalled ($514 (Can.).......... 5 year lease (nothing down, in fact the initial payment was $100 off) $317/month including 15% GST and PST. I think the lease end payout option is $6000, but I'm not sure on that.

why? · 05-08-2006, 09:35 PM

Can't help with finance rates, I paid cash.

I was able to get $249 off, which means I paid $557 US above invoice. That is a good deal on a just released vehicle.

Getting anything off of MSRP is an achievement.

NickNickNick · 05-08-2006, 10:17 PM

Canada here...I got 5.5% with 3 months differed payment no interest, no money down. 6 year payment to own (no lease) = 348$/month.

LAHAL · 05-08-2006, 10:36 PM

toyota canada grad program 3.7% 5 years, $430/month

bikergal · 05-08-2006, 11:15 PM

Thanks again for the input everyone

ricko · 05-08-2006, 11:23 PM

Hey Nick that's pretty good. I might have gone for that if it was offered. Obviously "Why?" has the right idea paying cash. That just wasn't an option for me.

05-08-2006, 12:41 AM	#1
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	What finance rate did you get? Hi everyone I was curious what everyone got for a finance rate? I know when I bought my truck I got 4.9% I am sure the rates went up since then. Also.... can you lease a Yaris?? Does anyone know

05-08-2006, 09:35 PM	#14
why? Only Happy When it Rains View User's Garage Drives: Yaris LB Join Date: Jan 2006 Location: harnett county NC Posts: 4,097	Can't help with finance rates, I paid cash. I was able to get $249 off, which means I paid $557 US above invoice. That is a good deal on a just released vehicle. Getting anything off of MSRP is an achievement. __________________ Colin Chapman disciple

05-08-2006, 03:03 AM	#2
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	hhhmmm.... Doesn't anyone want to reply?

05-08-2006, 03:36 AM	#3
El Jefe Drives: 07 yaris s sedan Join Date: May 2006 Location: california uber alles! (sacramento) Posts: 204	i got 6.5% and thats the best you can get through toyota financial right now, and im sure you can lease a yaris

05-08-2006, 05:13 AM	#5
Dawn Eshelman Drives: Silver Yaris Liftback Join Date: May 2006 Location: Maui, HI Posts: 30	I got 4.5% through my credit union...

05-08-2006, 06:43 AM	#6
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	Now that is an idea Dawn, I don't belong to a credit union though....

05-08-2006, 08:03 AM	#7
ricko Drives: Copper-Orange Yaris RS Join Date: Apr 2006 Location: Georgian Triangle Ont. Posts: 310	This info is probably not much help as I am in Canada, but ........... I leased from Toyota Canada @5.5% (purchase was 3.5% at the time). This was a "Red Tag" special on remaining '06's.

05-08-2006, 09:15 AM	#8
Idjiit 5 Stars, Bitches Drives: Prius, Silver Yaris Liftback Join Date: Mar 2006 Location: Holly Springs, NC Posts: 451	Rates are really shitty right now. I got mine around 6.5%, which was typically for that day. When we bought the Prius about a year ago, it was 4.5% or so.

05-08-2006, 09:42 AM	#9
ricko Drives: Copper-Orange Yaris RS Join Date: Apr 2006 Location: Georgian Triangle Ont. Posts: 310	Bad timing right???? In Canada the rates had been terrific until recently. Of course we could have bought Hyundai or the Big 3 and got 0%, and just about every truck or SUV in Canada (even the Honda Ridgeline "Truck of the Year") has a great finance rate. Still, I'm glad I bought the Yaris.

05-08-2006, 09:50 AM	#10
Idjiit 5 Stars, Bitches Drives: Prius, Silver Yaris Liftback Join Date: Mar 2006 Location: Holly Springs, NC Posts: 451	Well, the payment on the Yaris is still about half what the payment for the Prius is, so I don't have any big complaint. If I was going to pay high interest rates, the Yaris was the one to do it on. ;)

05-08-2006, 10:40 AM	#11
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	Wow... thanks for all the replies. I just got done calling all the dealerships within a driving distance of me. I am having a terrible time getting the Yaris LB Stick fully loaded The one dealership had two LB's in auto with the convience package only.... I am sticking to my guns and getting the car I want period...... The interest rate they all told me over the phone was 7.0% Also every dealership I called is selling the car for sticker and no less Guy on phone told me the demand is way too high on this car and no reason to sell under sticker. Since I am being nosy asking so many questions anyone care to give me an idea of what your payments are. I am estimating with 2 grand down around $230 a month.... Thanks for the input in advance PS. Sorry to derail thread onto other questions.....

05-08-2006, 12:12 PM	#12
60 Somethings Old Folks View User's Garage Drives: 2007 Yaris LB, 2006 4Runner V8 Join Date: May 2006 Location: Vancouver, USA Posts: 222	Picked up pretty nearly loaded 5-speed Liftback for $500 under MSRP through COSTCO auto-purchase program. Paid cash, so never talked interest rates. We took advantage of Toyota's 2.9% on our 4Runner in Feb. Even when giving up the $1,000 discount it was an effective rate of about 4.5%. Since we are getting that, or more, on CD's right now, it was worth hanging on to our cash and dispensing it on a monthly basis. One benefit of being OLD, I guess. Lou

05-08-2006, 01:55 PM	#13
ricko Drives: Copper-Orange Yaris RS Join Date: Apr 2006 Location: Georgian Triangle Ont. Posts: 310	Again Canadian info ........................... my Yaris 3-door RS-B 5-speed with the lowering springs intalled ($514 (Can.).......... 5 year lease (nothing down, in fact the initial payment was $100 off) $317/month including 15% GST and PST. I think the lease end payout option is $6000, but I'm not sure on that.

05-08-2006, 10:17 PM	#15
NickNickNick Drives: 06 Silver Yaris 3-door Manual Join Date: Feb 2006 Location: Canada Posts: 96	Canada here...I got 5.5% with 3 months differed payment no interest, no money down. 6 year payment to own (no lease) = 348$/month.

05-08-2006, 10:36 PM	#16
LAHAL Drives: 07 Yaris RS B package Manuel Join Date: Feb 2006 Location: Calgary, AB, Canada Posts: 73	toyota canada grad program 3.7% 5 years, $430/month

05-08-2006, 11:15 PM	#17
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	Thanks again for the input everyone

05-08-2006, 11:23 PM	#18
ricko Drives: Copper-Orange Yaris RS Join Date: Apr 2006 Location: Georgian Triangle Ont. Posts: 310	Hey Nick that's pretty good. I might have gone for that if it was offered. Obviously "Why?" has the right idea paying cash. That just wasn't an option for me.