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Old 12-01-2006, 12:25 AM   #1
uncleyaris
 
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insurance prices

how do you guys/girls find the insurance?

UY
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Old 12-01-2006, 07:41 AM   #2
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I'm 22 and I pay 92$/Month.... i think its ok for my age, you pay the big price until the age of 25..... I called 3-4 places and 92$ was the lowest quote I found.
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Old 12-01-2006, 01:52 PM   #3
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Quote:
Originally Posted by Bidoup
I'm 22 and I pay 92$/Month.... i think its ok for my age, you pay the big price until the age of 25..... I called 3-4 places and 92$ was the lowest quote I found.
thats a really good price. i think it helps you're in quebec and you have public insurance, right? part of your costs are covered by the gov't...?

i'm with PC insurance... they gave me the best deal i could find. i'm 29, and i'm paying about $1,200 a year.
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Old 12-01-2006, 11:03 PM   #4
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1200?? wtf... i'm at about 1600/yr.. does everyone have full coverage? Damn I hate insurance companies!
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Old 12-03-2006, 10:41 AM   #5
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1800/yr, full coverage, no new car value in case of total lost.

with la capitale
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Old 12-03-2006, 03:20 PM   #6
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2700/yr full coverage 25 no accident. Insurance sucks in toronto
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Old 12-03-2006, 08:58 PM   #7
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wow thats cheap..
i'm paying $2000/yr with 40% discount.. no accident..
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Old 12-04-2006, 02:21 AM   #8
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A LOT has to do with where you live and if you use the car for work, primary or secondary car etc.

I pay $103 a month

31, wife is 26, perfect driving reccords.
Full coverage as well as international coverage, and full replacement in case of a collision over $1000. No fixer upper/repairs . If I bang it up within' 3 years I get a new car.
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Old 12-04-2006, 07:45 AM   #9
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you can get the replacement from toyota. i paid 1380$ i think for full replacement for 5years. so it drops my insurance ~100 for the first year.. and 180$ the 2nd.. so and on.
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Old 12-04-2006, 12:22 PM   #10
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Quote:
Originally Posted by influx View Post
thats a really good price. i think it helps you're in quebec and you have public insurance, right? part of your costs are covered by the gov't...?

i'm with PC insurance... they gave me the best deal i could find. i'm 29, and i'm paying about $1,200 a year.
I don't know if it makes such a difference...... I'am with ING, full coverage.

I think whats make a big difference is that I dont use my car to go work and the fact that I'm with them for my home insurance drops the price a bit too.
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Old 12-04-2006, 12:39 PM   #11
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for my $1,200 a year, i have full coverage (accident & all perils), and a $2M liability. i've been claims-free for 10+ years, so that probably helps, and i have my apartment insurance with them too (saves 5% i think)

for anybody living in ontario or alberta, i'd say to check out PCinsurance.
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Old 12-04-2006, 10:30 PM   #12
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we need help from the bast...s who keep raking in the $
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Old 12-04-2006, 10:32 PM   #13
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insurance sucks , to many differences, $ 500 to 3000 WTF!!!!!!!!!!
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Old 12-06-2006, 04:48 PM   #14
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$1100/yr for my wife and i through portage mutual insurance. we also have apartment insurance through the same company and have 15 years of no accidents.
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Old 03-18-2007, 05:14 PM   #15
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23 years old, accident at fault 4 years ago: +/- 1900$ full coverage
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Old 04-09-2007, 02:10 PM   #16
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26 years old...got drivers liscence since 2000.....cost me less for my yaris 5dr manual than for my old echo 2001....only 1100$/year full coverage..instead of 1900$!

luv the new car smell
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Old 04-09-2007, 02:18 PM   #17
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Full coverage for me costs $1488/yr. But that is after multiple car (have my gf wagon and my LeBaron on the policy), electronic funds transfer discounts. I do have (until May) a at-fault accident, and a couple tickets so I think that isn't bad. The big thing was hitting the 25 age mark. On my old van my ins. went from $96/mo to $55/mo after I turned 25, and that was just bare minimum to keep the law happy.
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Old 04-09-2007, 02:40 PM   #18
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nice!
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