Car accident - Toyota Yaris Forums

LAMike · 08-01-2007, 03:57 PM

Results of my first car accident ever

I don't have the most comprehensive insurance policy from Progressive [i have a liability-only policy] so they won't cover the costs to the damage. I'll be paying everything out-of-pocket.

What's your estimate on the damages below? 2007 Yaris.

*Astroman* · 08-01-2007, 04:04 PM

Check out ebay for replacing that front bumper. Did your airbag go off?

contraband831 · 08-01-2007, 04:05 PM

that sucks, go with a custom bodykit

LAMike · 08-01-2007, 04:34 PM

Quote:

Originally Posted by Astroman

Check out ebay for replacing that front bumper. Did your airbag go off?

No it didn't. Thanks for the tip!

reznunt · 08-01-2007, 04:43 PM

pm me if you need a body shop hookup.

Spades · 08-01-2007, 04:46 PM

wow...new front bumper from toyota would be alot of money, prolly 400 bucks, try ebay...still have to get it painted most likely if you find one, and for a decent paint job look for 100-200 bucks. looks like you tweaked the hood too, or the fenders. best case scenario? the fenders got knocked out of alignment and you have to take the bolts loose and reposition them. worst case, you will have to straighten the hood.

unless you popped the hood open for the shots, looks like its tweaked.
does the hood close? do the doors rub on the fenders? you may have to remove the hood latch and bend the brace back to where it was if the hood doesnt close right. i need a side shot or more info.

LAMike · 08-01-2007, 05:11 PM

Quote:

Originally Posted by Spades

does the hood close? do the doors rub on the fenders? i need a side shot or more info.

Thanks for the advice! The hood closes. The doors rub moderately against the fenders. Side & more shots below.

d2dailly · 08-01-2007, 05:49 PM

i went to toyota and suprisingly the front bumper for my liftback was 175 primed... no paint

sherryberry · 08-01-2007, 06:29 PM

my gosh.. another accident? how did it happen?

SiliconRane · 08-01-2007, 06:38 PM

Full Coverage Car insurance - 400 every 6 mos

ridicule from friends - 100 cool points

replacing your busted front end with after market components and looking better than before . . . priceless . . .

elsteverino889 · 08-01-2007, 10:15 PM

Wow i had somethin like that a couple months ago and there was alot of internal damages even though i thought i just needed a front bumper and a left headlight. the repair list is 3 pages long and the total was about $8,000

ChinoCharles · 08-02-2007, 01:28 AM

Yeah, the key is the frame. If there is no damage there, the rest is cosmetic and should cost under a grand. If your doors are rubbing, though... IDK.

slvryaris · 08-02-2007, 02:19 AM

Is insurance totaling out a car based on a percetage of what the value of the car is compared to the damage or is it some other way???

jdium · 08-02-2007, 05:15 AM

Liability only isn't totaling anything out...

Unless you bought the car for cash, I bet who ever financed your car doesn't like you not having full coverage...

Joker · 08-02-2007, 09:03 AM

If your car is financed through a bank normally they would require collision insurance (full coverage) and want proof of that by obtaining a copy of your policy as well as be listed as the lienholder of the vehicle. When a vehicle is financed, its not yours, its the bank and they want to protect their investment. However, is you paid cash for the vehicle then then none of this really applies.

Mainstream insurance companies (Allstate, State Farm, etc) will consider a vehicle a total loss at about 80% of damage vs. value of car at time of the accident. Some insurance companies will still pay to fix a car @ 80% depending on the make/model, the 80% is a general guideline.

Just from looking at the pics of your car, to have your car repaired properly and back to the way it was is at least a couple thousand dollars and until you get the front end off the car you wont know if you have any mechanical damage. Since the doors rub on the fenders there is likely structural damage like Echo said.

jetaimejsc · 08-02-2007, 09:28 AM

dude!!!! that sucks man, hope everthing goes well fixing it back to safe condition.

sherryberry · 08-02-2007, 11:26 AM

When I got insurance with my insurance company, State Farm, they pretty much wouldn't insure me unless I had gotten full coverage. You should always get full coverage on a new car.

redyaris · 08-02-2007, 05:22 PM

i hate reading these crash topics....SHUDDER...but why is this in the DIY section?

08-01-2007, 03:57 PM	#1
LAMike Drives: 2007 white Yaris Join Date: Aug 2007 Location: West Hollywood, CA Posts: 4	Car accident Results of my first car accident ever I don't have the most comprehensive insurance policy from Progressive [i have a liability-only policy] so they won't cover the costs to the damage. I'll be paying everything out-of-pocket. What's your estimate on the damages below? 2007 Yaris.

08-01-2007, 04:04 PM	#2
Astroman Modded Moderator View User's Garage Drives: 07 Toyota Yaris, 71 Galaxie Join Date: Mar 2007 Location: Wenatchee, WA Posts: 3,670	Check out ebay for replacing that front bumper. Did your airbag go off? __________________ Please visit my online store for computer stuff and Official Yarisworld decals!

08-01-2007, 04:05 PM	#3
contraband831 El Huevo Drives: 2007 Liftback Join Date: Aug 2006 Location: CEN*CAL Posts: 959	that sucks, go with a custom bodykit __________________

08-01-2007, 04:46 PM	#6
Spades The Hated One View User's Garage Drives: 07 White Manual Sedan Join Date: Sep 2006 Location: Oregon,USA Posts: 390	wow...new front bumper from toyota would be alot of money, prolly 400 bucks, try ebay...still have to get it painted most likely if you find one, and for a decent paint job look for 100-200 bucks. looks like you tweaked the hood too, or the fenders. best case scenario? the fenders got knocked out of alignment and you have to take the bolts loose and reposition them. worst case, you will have to straighten the hood. unless you popped the hood open for the shots, looks like its tweaked. does the hood close? do the doors rub on the fenders? you may have to remove the hood latch and bend the brace back to where it was if the hood doesnt close right. i need a side shot or more info. __________________

08-01-2007, 06:29 PM	#9
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	my gosh.. another accident? how did it happen? __________________ Don't Milk the Cat! -Said by me during a game of Cranium.

08-01-2007, 04:43 PM	#5
reznunt Hi! View User's Garage Drives: EF Sedan Join Date: Jun 2007 Location: Socal Posts: 434	pm me if you need a body shop hookup.

08-01-2007, 05:49 PM	#8
d2dailly Roar? Drives: 07 White LB Yaris Join Date: Dec 2006 Location: New Jersey Posts: 185	i went to toyota and suprisingly the front bumper for my liftback was 175 primed... no paint

08-01-2007, 06:38 PM	#10
SiliconRane Dr. Trunk Monkey Drives: 2007 Red Yaris Join Date: Jul 2007 Location: Edmond, OK Posts: 55	Full Coverage Car insurance - 400 every 6 mos ridicule from friends - 100 cool points replacing your busted front end with after market components and looking better than before . . . priceless . . .

08-01-2007, 10:15 PM	#11
elsteverino889 View User's Garage Drives: 2007 Yaris sedan black Join Date: Jul 2006 Location: MIA! Posts: 354	Wow i had somethin like that a couple months ago and there was alot of internal damages even though i thought i just needed a front bumper and a left headlight. the repair list is 3 pages long and the total was about $8,000 __________________ I was 17-20 I lived the "Lifestyle". Fast cars, skanky hood rats, and stupid kids trying to prove who was faster. -Spades(the one and only street racer)

08-02-2007, 01:28 AM	#12
ChinoCharles Banned Drives: LB Join Date: Jul 2006 Location: OH Posts: 7,787	Yeah, the key is the frame. If there is no damage there, the rest is cosmetic and should cost under a grand. If your doors are rubbing, though... IDK.

08-02-2007, 02:19 AM	#13
slvryaris View User's Garage Drives: 2007 Yaris Sedan S Join Date: May 2006 Location: Indiana Posts: 885	Is insurance totaling out a car based on a percetage of what the value of the car is compared to the damage or is it some other way???

08-02-2007, 05:15 AM	#14
jdium Mr Attitude Drives: Blazing Blue 5 Spd Join Date: Jun 2007 Location: Hillsboro Posts: 302	Liability only isn't totaling anything out... Unless you bought the car for cash, I bet who ever financed your car doesn't like you not having full coverage... __________________ It's scary to think that half the people surrounding you are below average...

08-02-2007, 09:03 AM	#15
Joker Drives: 2007 Yaris S Join Date: Jul 2007 Location: Illinois Posts: 8	If your car is financed through a bank normally they would require collision insurance (full coverage) and want proof of that by obtaining a copy of your policy as well as be listed as the lienholder of the vehicle. When a vehicle is financed, its not yours, its the bank and they want to protect their investment. However, is you paid cash for the vehicle then then none of this really applies. Mainstream insurance companies (Allstate, State Farm, etc) will consider a vehicle a total loss at about 80% of damage vs. value of car at time of the accident. Some insurance companies will still pay to fix a car @ 80% depending on the make/model, the 80% is a general guideline. Just from looking at the pics of your car, to have your car repaired properly and back to the way it was is at least a couple thousand dollars and until you get the front end off the car you wont know if you have any mechanical damage. Since the doors rub on the fenders there is likely structural damage like Echo said.

08-02-2007, 09:28 AM	#16
jetaimejsc Drives: Yaris Hatchback Join Date: Apr 2007 Location: Bville, TN Posts: 212	dude!!!! that sucks man, hope everthing goes well fixing it back to safe condition.

08-02-2007, 11:26 AM	#17
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	When I got insurance with my insurance company, State Farm, they pretty much wouldn't insure me unless I had gotten full coverage. You should always get full coverage on a new car. __________________ Don't Milk the Cat! -Said by me during a game of Cranium.

08-02-2007, 05:22 PM	#18
redyaris Shiny Chromey Coolness View User's Garage Drives: 2007 Toyota Yaris Liftback Join Date: Feb 2007 Location: Orlando, FL Posts: 982	i hate reading these crash topics....SHUDDER...but why is this in the DIY section? __________________ Bringin the Bling to Yarisworld

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