red 3dr liftback manual quote: good or not?

[sillybilly]

13,984. new.i got this quote. what do you think? good or not?

Convenience Package + All-Weather Guard Package + Carpeted Floor Mats/Cargo Mat +Rear Bumper Protector + Arm Rest

all fees included.

help please!

thank youuuu!

[WeeYari]

Originally Posted by sillybilly

i got this quote. what do you think? good or not?

Convenience Package + All-Weather Guard Package + Carpeted Floor Mats/Cargo Mat +Rear Bumper Protector + Arm Rest

all fees included.

help please!

thank youuuu!

Hmmm, zero$ quote. I'd say it's a good deal.

[sillybilly]

13,984.... sorry. thanks for pointing it out. i love this car...

[WeeYari]

So is this a new 2010 model that the quote is for, or a resale?

[sillybilly]

new, 2010 model.

[auxmike]

I got my 2008 3DR new for $14,160 with everything you got PLUS auto tranny AND the fantastic power pkg!
Don't know if that helps any....

[sillybilly]

well, another option that i have for a new 2010 car is this FOR $15,077
Installed Accessories: FE CP CL PQ
Port Installed Accessories : CF EF EL

window tinting.

Power Package:
Power Door Locks, Power Windows with
Driver''s Auto-Down, Power Outside Mirrors
AM/FM CD Player with MP3/WMA Playback
Capability, Auxiliary Audio Jack,
Satellite Radio Capability (Requires
Hardware & Subscription), and CD Text
Display Function. 60/40 Split, Fold-Flat
Rear Seat with Reclining and Sliding
Functions. P185/60R15 on 15" Steel
Wheels with Full Wheel Covers, Rear Window
Wiper, Engine Immobilizer, and Remote
Keyless Entry
Carpeted Floor Mats/Cargo Mat
Rear Bumper Protector
Arm Rest

[WeeYari]

Sounds good to me. But then again, I'm Canadian, so what do I know eh? Our price points are a few grand higher than yours.

[auxmike]

I'd go big and get the $15k car.
You'll never have the "I wish I'd gotten the..." blues. Also, crank windows+M/T means real crappy trade/sale value should you ever need or want to get something else.
It's only a little more in the payments over 60mo., plus they are doing 0% financing!
Good luck...

[zachryboles]

Originally Posted by auxmike

I'd go big and get the $15k car.
You'll never have the "I wish I'd gotten the..." blues. Also, crank windows+M/T means real crappy trade/sale value should you ever need or want to get something else.
It's only a little more in the payments over 60mo., plus they are doing 0% financing!
Good luck...

Please do not finance a car for 60 payments.... if your not in a bind for a car then wait till you can at least knock yourself to resonable 24 months if you MUST finance a vehicle (which is not usually a good idea). I live alone with no degree and ive cleared up 11k in debt and purchased an 08 LB Yarii. Now without a car payment i can do ANY mods i want, and yes they are comming soon. If anyone wants to know how to get your finances in order and enjoy your money instead of worrying if you have enough go check out a guy named Dave Ramsey. www.daveramsey.com

Seriously though, that quote sounds fair if its with TT&L have then itemize it all out and dont let them do the "four squares" sales tactics to show you a low "Payment" which will be for either 60 or 72 PAYMENTS!!!!

[why?]

both prices aren't too bad, but i would say you should be able to get them even lower with some harder negotiations.

[auxmike]

[QUOTE=zachryboles;449035]
Please do not finance a car for 60 payments.... QUOTE]

Why not? It's interest free!
I put down $6k and financed mine for 60mo. but had it paid off in 18mo. Worked a LOT of OT!
This way I had the option of paying it slowly should financial troubles or a layoff occur. I saved a lot on the interest too.

[65tuxedo]

Paid 12.5 for my red hatch with cruise and arm rest in 08, don't know what that means today but list price was about what your quote came to.

[Loren]

Use Edmunds.com to tell you exactly what you should be paying for your new car in your market. Outstanding tool for the new car buyer.

[Hershey]

there's a $1,000 TOYOTA cash back . Then you should be able to get an additional $1,000 > $1,200 dealer discount as well on the loaded automatic . The TOYO rebate benefits you and the dealer ( re-imbursed by TOYO corporation ) , thus no money out of their pocket . The 0% is usually based on your credit score . So , if not so good , go for the cash back and try to get lowest interest rate possible . Last , look at manufactured date on the door frame of drivers side . The older the date , the more apt to get better deal . This is due to interest payed by dealer to bank(s) on vehicles over 3 months old . GOOD LUCK .

[zachryboles]

[QUOTE=auxmike;449065]

Originally Posted by zachryboles

Please do not finance a car for 60 payments.... QUOTE]

Why not? It's interest free!
I put down $6k and financed mine for 60mo. but had it paid off in 18mo. Worked a LOT of OT!
This way I had the option of paying it slowly should financial troubles or a layoff occur. I saved a lot on the interest too.

well you are an exception to the rule.... you basicaly did as i said and kept it under 24 months in the end..... but i would say a majority of people will not get 0%. The reason i dont personally finance anything even at 0% is because most people are upside down for that entire 60-72 months and if you write out for a 60 month payment system, most people will not pay it off earlier and REAL statistics have shown this too. I turned down a "decent" deal with a dealer because they refused to come down on price simply because i wasnt financing it. If i had financed it they were willing to "reduce" the price to what i wanted but i wont open an account and pay it off (this is bad for your credit). but once again i dont care what my credit score is other than it affecting my insurance premium. I only have 2 credit cards open because if i close them i screw over my insurance and at this point its not worth it. Other than those two i DO NOT BORROW MONEY. But to be honest being debt free and never worrying about going paycheck to paycheck comes only with self disipline and lots of planning. Again i live alone and i still have to plan out every dollar wether i want to or not because its the right thing to do, and its the reason why i put back quite a bit of money each month. But again to each his own. I'm just reminding people that you DONT have to have a carpayment. After my Yarii wreck it was a wakeup call that if i had not purchased GAP that i woulda been screwed. I even put 3k down and had TOYO rebate of 1500.