Question re: purchasing and credit scores? - Toyota Yaris Forums

YarisBlazer · 08-26-2006, 03:07 PM

Hi, Im getting ready to apply for my car loan at my credit union; I am concerned about the interest rate I will get; my FICO SCore is 637 but my PLUS score is 769 (???) How can the two scores be so different and which one do most credit unions or banks use for car loan applications ? Sorry if this is a bit off-topic from the Yaris discussions but this does relate to my Yaris purchase : ) Thanks ! I will be happy if I get 5.95 %.

08-26-2006, 03:07 PM	#1
YarisBlazer Drives: 2007 Yaris Liftback Join Date: Jul 2006 Location: temple terrace fl Posts: 52	Question re: purchasing and credit scores? Hi, Im getting ready to apply for my car loan at my credit union; I am concerned about the interest rate I will get; my FICO SCore is 637 but my PLUS score is 769 (???) How can the two scores be so different and which one do most credit unions or banks use for car loan applications ? Sorry if this is a bit off-topic from the Yaris discussions but this does relate to my Yaris purchase : ) Thanks ! I will be happy if I get 5.95 %.