Quote:
Originally Posted by Kal-El
IMO, there's no point in paying off early if you have 0% interest. Especially if it means sacrificing in other areas to do so. But if money is no object, go for it.
The main point of paying a loan off early is to save on interest but you are not paying any interest.
Unless you just don't want to be upside down.
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You raise a very fair point. I guess I just want to get the debt off my back sooner than later (it's not that big of a deal). There's something nice about having that title in your hands. Plus, I hope to have the car fully paid off and still have time to enjoy the extended warranty, etc. It also ends up saving a few bucks on insurance.