Should i claim insurance?

[mazilla]

Originally Posted by DMZ

So, I wonder how this scenario would play out?

A person has the deductible lowered to $0.00, knowing that the premium will increase. Two months later submits a claim for various damages that obviously have been accumulated over a period of time.

Person X(if they're smart) ends up with a check in their hands, and some shiny new bodywork. Some people may consider that "fraud", some people might consider the fact that they're forced to buy a product from a private company (by their government) the real fraud.