How does the insurance rate for your Yaris comapre with your your other cars?

[nookandcrannycar]

Originally Posted by charles nelson

I pay $20/yr less in insurance on my 2012 $42,000 Chevy 4x4 PU than my 2008 3DR Yaris. My insurance agent explained it as comparing a tank versus a soap bubble.

Given those two vehicles and what they cost to purchase and run, why carry collision on the Yaris? (unless your insurance company requires you to have the same level of insurance for each vehicle....that has happened to me in the past).