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Originally Posted by BLKHILLSGUY
Actually Kia and Hyundai will give a subprime loan out to anything with a pulse. I think people who can't afford Japanese or American cars go to Kia/Hyundai for a guaranteed loan.
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I'm not sure where rumors like this crop up. Most car dealers, regardless of manufacturer, use several different lenders.
My GM loan was through a local bank, my Mazda loan is through Chase. And my Toyota loan is through Commerce Bank. It all depends on interest rates. But I have good credit.
Even if you have pretty bad credit, any car dealer will try to work with you.