How much do you pay for your insurance? (US only) - Page 3 - Toyota Yaris Forums

Kal-El · 03-26-2010, 09:37 AM

Bumping old threads is better than starting duplicate threads.

bankrobber · 03-26-2010, 06:20 PM

I pay about 1,000 a year for my 07 HB and a 2005 Pontiac G6. I do not carry full coverage on the Yaris. I live in Central Florida. When I lived in South Florida the same coverage was around 1,500

Yaris#2 · 03-28-2010, 10:12 AM

I just paid my 6mo. premium for my 2010 Yaris and 97 Nissan truck. Full coverage on the Yaris and liability on truck. Total bill after discounts: $495.15.

Paul3086 · 04-10-2010, 11:57 PM

Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

DevilGirl · 04-11-2010, 09:28 AM

Quote:

Originally Posted by Paul3086

Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

For only one car? I'd say so. Those are high rates. Geico is actually known for that (despite their commercials; I know from personal experience as I used to have them).

Try shopping around. You'll see that you can get a much better rate for similar insurance. Shopping around every few years is actually not a bad idea.

Billiam · 04-11-2010, 11:23 AM

Ah...the joy of being old, married and a clean driving record (no tickets/accidents since 1989). I think I pay about $600 per year for full coverage with very high limits, $500 deductable, free towing, free glass replacement and under-insured coverage. It also helps to be with the same insurance company for 20 years.

STC · 04-22-2010, 01:43 PM

I’m insured in PA...

Full (Tort) Coverage
50/100/50
($50,000 – Bodily Injury Liability/$100,000 – per accident/$50,000 – Property Damage Liability)
$5,000 – Personal Injury Protection (PIP)
$15,000 – Underinsured (not-stacked - only one car)
$15,000 – Uninsured (not-stacked - only one car)
Comprehensive – $500 deductible
Collision – $500 deductable
Discounts: New Car, Passive Restraint, Anti-Theft Device, Safe Driver, Accident Free

Male mid-forties, clean record – no accidents, no points...

Nationwide Insurance
Present premium:
$287 – six month
$574 – yearly

I just found out from my insurance agent that my premium will be going up
Effective May 1, 2010 to:
$301 – six months
$602 – yearly

I’d like to keep it under $300 for 6 months! Probably will have to drop it down to 25/50/25 and raise the Underinsured and Uninsured Insurance up to $25,000? It just makes me mad

that law-abiding citizens are being penalized by paying insurance (way too much) for those who are obviously breaking the law by not having any insurance! *Sigh*

swidd · 04-23-2010, 10:48 PM

I'm 25, good credit, no records of any kind, north east pa, geico, $142 for 6 months, liability only. $340 for comprehensive coverage.

yarisitis · 04-24-2010, 02:13 PM

I just got a quote from AAA yesterday for full coverage for just my Yaris.

$2,100

WTF?!

yarisitis · 04-25-2010, 12:15 PM

I'm 23 with a clean record too, no accidents or tickets ever.

And the only reason I got quoted so much according to the agent is because of my lack of years driving which is bullshit because this year will be my 6th year driving.

How fucking long do they want you to drive so they won't charge you an arm and a leg? 100 years?

Thai_Dang · 07-01-2010, 05:24 AM

My insurance is $479 for a 6 month premium. And I'm 21 with a speeding ticket, and a brand new yaris 2010 on financing so it has to have full comprehensive/collision coverage. Insurance: Mercury Insurance, locale: CA. Lol new car insurance is expensive.

ddongbap · 07-01-2010, 07:03 AM

HOLY THREAD REVIVAL.

RedRide · 05-07-2011, 03:10 PM

My insurance (from Hartford ins) is only $568 for the entire year and it is not a bare bones policy!
This includes an AARP discount. If are any other AARP members here, it is well worth looking into.

It is the same coverage that "State Farm" wanted $1,170 for a year!

rick996 · 05-08-2011, 09:16 AM

Quote:

Originally Posted by RedRide

My insurance (from Hartford ins) is only $568 for the entire year and it is not a bare bones policy!
This includes an AARP discount. If are any other AARP members here, it is well worth looking into.

It is the same coverage that "State Farm" wanted $1,170 for a year!

I have The Hartford through AARP too for $682 a year. Car insurance seems to be the only advantage of age.

p123456789 · 05-08-2011, 09:56 AM

I have gieco and my 6 month premium with a 500 dollar ded is 270 just for the yaris.
I'm 26 and have 1 speeding ticket on my record but I'm married as well so I dont know if they give you a discount for that but I'm pretty happy with geico so far.
six month premiums on other vehicles.

98 jeep cherokee $99
10 vw jetta $240
97 jeep wrangler (off the road at the moment) $110

swidd · 05-08-2011, 10:10 AM

P1234... Full coverage or just liability?

p123456789 · 05-08-2011, 01:28 PM

Quote:

Originally Posted by swidd

P1234... Full coverage or just liability?

Full coverage on the jetta and the yaris.

DMZ · 05-08-2011, 10:46 AM

Liability only (meets state law) - $248/6 months on my '07 LB.

04-22-2010, 01:43 PM	#7
STC "LibertyRides!" View User's Garage Drives: 2010 Yaris 3Dr LB \| 2020 Stang Join Date: Mar 2010 Location: State College, PA, USA Posts: 576	I’m insured in PA... Full (Tort) Coverage 50/100/50 ($50,000 – Bodily Injury Liability/$100,000 – per accident/$50,000 – Property Damage Liability) $5,000 – Personal Injury Protection (PIP) $15,000 – Underinsured (not-stacked - only one car) $15,000 – Uninsured (not-stacked - only one car) Comprehensive – $500 deductible Collision – $500 deductable Discounts: New Car, Passive Restraint, Anti-Theft Device, Safe Driver, Accident Free Male mid-forties, clean record – no accidents, no points... Nationwide Insurance Present premium: $287 – six month $574 – yearly I just found out from my insurance agent that my premium will be going up Effective May 1, 2010 to: $301 – six months $602 – yearly I’d like to keep it under $300 for 6 months! Probably will have to drop it down to 25/50/25 and raise the Underinsured and Uninsured Insurance up to $25,000? It just makes me mad that law-abiding citizens are being penalized by paying insurance (way too much) for those who are obviously breaking the law by not having any insurance! Sigh __________________ ~ Mark ~ 2010 Yaris 3-Dr Liftback, 5-Speed Manual, P185/60R 15, Bayou Blue Pearl I Love my YARIS - (Click below to see Gaslog): Most miles Tank: 538 tank/10.148 gal = 53.015 MPG / Most MPG: 54.95 MPG (ethanol) 425 tank/7.73 gal "The evils of government are directly proportional to the tolerance of the people." -- Frank Kent

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03-26-2010, 09:37 AM	#1
Kal-El Drives: 07 Yaris S Sedan 5-Speed Join Date: Oct 2008 Location: Massachusetts Posts: 2,179	Bumping old threads is better than starting duplicate threads.

03-26-2010, 06:20 PM	#2
bankrobber Drives: 2007 Yaris Hatchback Join Date: Jan 2010 Location: Central Florida Posts: 254	I pay about 1,000 a year for my 07 HB and a 2005 Pontiac G6. I do not carry full coverage on the Yaris. I live in Central Florida. When I lived in South Florida the same coverage was around 1,500

03-28-2010, 10:12 AM	#3
Yaris#2 Drives: 2010 5dr hatchback manual Join Date: Feb 2010 Location: indiana Posts: 34	I just paid my 6mo. premium for my 2010 Yaris and 97 Nissan truck. Full coverage on the Yaris and liability on truck. Total bill after discounts: $495.15.

04-10-2010, 11:57 PM	#4
Paul3086 Drives: 2010 Yaris Hatchback Join Date: Mar 2010 Location: East Rockaway, NY Posts: 3	Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

04-11-2010, 11:23 AM	#6
Billiam View User's Garage Drives: '10 White Yaris 4D LB Join Date: Mar 2010 Location: USA Posts: 575	Ah...the joy of being old, married and a clean driving record (no tickets/accidents since 1989). I think I pay about $600 per year for full coverage with very high limits, $500 deductable, free towing, free glass replacement and under-insured coverage. It also helps to be with the same insurance company for 20 years.

04-23-2010, 10:48 PM	#8
swidd Drives: Yaris HB Join Date: Jul 2007 Location: Central Alabama, GOD BLESS AMERICA Posts: 755	I'm 25, good credit, no records of any kind, north east pa, geico, $142 for 6 months, liability only. $340 for comprehensive coverage.

04-24-2010, 02:13 PM	#9
yarisitis Drives: 2008 Yaris LB Join Date: Apr 2009 Location: California Posts: 165	I just got a quote from AAA yesterday for full coverage for just my Yaris. $2,100 WTF?!

04-25-2010, 12:15 PM	#10
yarisitis Drives: 2008 Yaris LB Join Date: Apr 2009 Location: California Posts: 165	I'm 23 with a clean record too, no accidents or tickets ever. And the only reason I got quoted so much according to the agent is because of my lack of years driving which is bullshit because this year will be my 6th year driving. How fucking long do they want you to drive so they won't charge you an arm and a leg? 100 years?

07-01-2010, 05:24 AM	#11
Thai_Dang View User's Garage Drives: 2010 Yaris 5-Door LB AT MM Join Date: Jun 2010 Location: Los Angeles Posts: 57	My insurance is $479 for a 6 month premium. And I'm 21 with a speeding ticket, and a brand new yaris 2010 on financing so it has to have full comprehensive/collision coverage. Insurance: Mercury Insurance, locale: CA. Lol new car insurance is expensive.

07-01-2010, 07:03 AM	#12
ddongbap Banned Drives: yw calls me douche and racist. Join Date: Aug 2007 Location: hay Posts: 2,183	HOLY THREAD REVIVAL.

05-07-2011, 03:10 PM	#13
RedRide Drives: '09 Yaris carmine red 2d HB Join Date: Jun 2009 Location: Middletown, NY Posts: 1,502	My insurance (from Hartford ins) is only $568 for the entire year and it is not a bare bones policy! This includes an AARP discount. If are any other AARP members here, it is well worth looking into. It is the same coverage that "State Farm" wanted $1,170 for a year!

05-08-2011, 09:56 AM	#15
p123456789 Drives: 07 lb jeep tj Join Date: Oct 2010 Location: dirty south Posts: 126	I have gieco and my 6 month premium with a 500 dollar ded is 270 just for the yaris. I'm 26 and have 1 speeding ticket on my record but I'm married as well so I dont know if they give you a discount for that but I'm pretty happy with geico so far. six month premiums on other vehicles. 98 jeep cherokee $99 10 vw jetta $240 97 jeep wrangler (off the road at the moment) $110

05-08-2011, 10:10 AM	#16
swidd Drives: Yaris HB Join Date: Jul 2007 Location: Central Alabama, GOD BLESS AMERICA Posts: 755	P1234... Full coverage or just liability?

05-08-2011, 10:46 AM	#18
DMZ Drives: 2007 Yaris LB Join Date: Mar 2011 Location: E. Oregon Posts: 130	Liability only (meets state law) - $248/6 months on my '07 LB.