Liability for another driver?

[CompanyXPaladin]

Originally Posted by firemachine69

Read your individual policy, it varies per company. For example, anyone in my family can drive my vehicle without being under-written on the policy, EXCEPT for those under 25 (currently: my brother fits in this category) if he lives in the household.

Makes sense, but what I'm concerned about is what happens if he causes an accident? What if he accidentally rams someone, kills them, and their family wants to sue the vehicle owner? Granted, I'll have other things to worry about if that's the case, but I don't want to be liable for any of it. It'd be super-awesome if I could be not liable for anything at all regarding the vehicle - from parking tickets to late payments, but I don't know how I would be able to transfer the loan without him applying for a new loan. If that makes sense.

[firemachine69]

Originally Posted by CompanyXPaladin

Makes sense, but what I'm concerned about is what happens if he causes an accident? What if he accidentally rams someone, kills them, and their family wants to sue the vehicle owner? Granted, I'll have other things to worry about if that's the case, but I don't want to be liable for any of it. It'd be super-awesome if I could be not liable for anything at all regarding the vehicle - from parking tickets to late payments, but I don't know how I would be able to transfer the loan without him applying for a new loan. If that makes sense.

They'll sue your insurance provider.