Dealer(s) told me they needed to run my credit report even though I'm...

[brainless twit]

I had the same thing happen to me with the first Yaris I looked at purchasing. I was paying cash, yet they insisted they had to have my social security number and all kinds of paperwork to sell me the car. They did mention the Patriot Act when I protested, come to think of it. I ended up leaving, and I financed a new Yaris at a different dealership instead of buying the used LB. It will cost me more, but my privacy is worth more to me - it's one thing for them to use my information if they're providing the financing, but there is no reason for it if you are paying them upfront.

Edited to add: Why do they need to confirm your identity, anyway? It's not like you're going to skip out on payment. Your driver's license should be all the confirmation they need.

[firebird1999us]

Originally Posted by brainless twit

I had the same thing happen to me with the first Yaris I looked at purchasing. I was paying cash, yet they insisted they had to have my social security number and all kinds of paperwork to sell me the car. They did mention the Patriot Act when I protested, come to think of it. I ended up leaving, and I financed a new Yaris at a different dealership instead of buying the used LB. It will cost me more, but my privacy is worth more to me - it's one thing for them to use my information if they're providing the financing, but there is no reason for it if you are paying them upfront.

Edited to add: Why do they need to confirm your identity, anyway? It's not like you're going to skip out on payment. Your driver's license should be all the confirmation they need.

Well that's my thinking...I'm getting one hell of a deal on the car, but I don't want my credit pinged for no apparent reason

Anyways, I'm going protest if i comes up...I think I'll call the local BBB tomorrow too!

[1NZYaris1]

Stick to your guns on this one , all they need is proof of drivers licence, and
proof of address (ie power,phone bill etc)
Well thats whats required here in New Zealand anyway.
best of luck .Are you still going for the Yellow One.

[otterhere]

Originally Posted by brainless twit

I had the same thing happen to me with the first Yaris I looked at purchasing. I was paying cash, yet they insisted they had to have my social security number and all kinds of paperwork to sell me the car.

Hmm. Did you pay CASH cash (hard cash), cashier's check, money order, or personal check? I used the last, from a money market account, and I signed some papers; quite likely I also gave them my SSN. If so, I didn't think twice about it; I was just so ready to get outta there and be done with salesmen!

If they ran a credit check on me, I wasn't aware, but why would they have?