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Old 03-03-2009, 07:11 PM   #1
pandables
 
Drives: 2008 Absolutely Red S
Join Date: Oct 2008
Location: Toledo, Ohio
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no school, had a good gpa 3 years ago, havent taken the defensive driving :( i should probably look into that...

BUT new car, no abs, no side air bags, S model (which affected my Allstate quote for whatever reason), and young age = can't wait for some kind of drop in price!
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Old 03-04-2009, 10:47 AM   #2
Yawesh
 
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Drives: 08 sedan at
Join Date: Dec 2008
Location: long island
Posts: 313
Quote:
Originally Posted by pandables View Post
no school, had a good gpa 3 years ago, havent taken the defensive driving :( i should probably look into that...

BUT new car, no abs, no side air bags, S model (which affected my Allstate quote for whatever reason), and young age = can't wait for some kind of drop in price!
TAKE that defensive driving, it saves the most compared to any normal discount(excluding Allstate special plans like my Premier Plus) it took off 93.00 off.

Also, depending on what age are you, look into the TEEN driving program

If my credit wasn't shot, i would be looking at 600 for half a year of full coverage 500 collision......

Few more tips for Allstate:

-sign up for Easy Pay plan
-Recommend Premier Plus - it takes 100 automatically off your deductible(my 500 becomes 400), accidents are automatically forgiven(no real limit), AND you get 5% back at the end of the term IF you have no accidents! Sure Premier Plus cost more, but in the end you save more in ratio to the benefits.
-Pay in FULL - it's the way to go. No worries of monthly payments, and fees, and you get a larger discount.

go to Allstate.com and type in 'discounts' at search

Hope you save some money! I really needed it because of my credit problems!
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Old 03-04-2009, 10:49 AM   #3
Yawesh
 
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Drives: 08 sedan at
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Quote:
Originally Posted by pandables View Post
no school, had a good gpa 3 years ago, havent taken the defensive driving :( i should probably look into that...

BUT new car, no abs, no side air bags, S model (which affected my Allstate quote for whatever reason), and young age = can't wait for some kind of drop in price!
o yea , they probably did up your quote because of the S model. Statistics have shown people who drive sportier cars get into more accidents(it's all about the $$$$ for insurance companies) Since the S model comes with front/back lips and sideskirts, it is now Sportier)

ARgggh!

Once you hit 25, make sure you get a new quote!

*Hint: if you can, try not telling your insurance company that you have the S model/ or for future cars, a sportier model. Most will not check.
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