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Ok, if the loan calculator on Edmunds.com is correct, if the dealer rip-off fee is the same at Don Moore Toyota as it was on my son's car deal at Hudson's in Madisonville, if I really do get the Yaris at invoice ($15,386 vs $16,285 MSRP), and if I do get $9500 trade-in allowance on the Cobalt, and if I go through my credit union for 5.25% for 72 months, the payment would be only be $267 vs the current $228. That's just $39 per month difference, and I would get most of that back in gas savings.
I would, of course, be making 72 payments of $267, for a total of $19,224, but by keeping the Cobalt, I would make 53 more payments of $228, for a total of $12,084. Would it be worth $7140 (minus gas savings) over the next six years for me to get the Yaris??????
Hmmmmmmmmm.
Tom
Last edited by YarisOwnersDad; 04-03-2009 at 05:57 PM.
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04-03-2009, 05:28 PM
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