Good For New Buyers , A Rip Off For Owners - Toyota Yaris Forums

eric81 · 08-07-2009, 11:47 PM

I write checks, and watch my balances go farther and farther into the negative. lol.
Seriously, this thing NEEDS to have some of those rules imposed on it, like you have to make LESS than so much a year. Also, when they apply for credit, it's not like it USED to be. They do a credit check and an income check, along with a "living expenses" check (how much rent or mortgage is) and then they figure if they SHOULD put you into a vehicle. The banks are MUCH more stubborn now-a-days. I know, I had less income, worse credit, and more debt and got into a more expensive car than what several of my customers have been denied for. The banks are not lending because they are afraid to get burned again, like they did three, and even just one year ago. That's one of the hardest parts about my job, is seeing people get turned away for not making more than a certain amount. Or not having "enough" credit, because they are smart and didn't get themselves buried in it, so they have no real credit score. There could have been so many things done better, but hey, I'm not the one in charge, the guy I didn't vote for is. Thank you everyone who DID vote for him. I owe you one.

aclark246 · 08-08-2009, 08:25 AM

Quote:

Originally Posted by eric81

There could have been so many things done better, but hey, I'm not the one in charge, the guy I didn't vote for is. Thank you everyone who DID vote for him. I owe you one.

That my friend is the absolutely WRONG attitude. This is freakin' america! Why has everyone forgotten that?! What was the US founded on? The People are in charge! The People have given up their power to the government and I don't think any person has the right to complain unless they have personally taken an initiative. "But Aclark246, I voted, and my guys lost, and I don't have a lobbyist, and I don't have the time or money to try and get my voice heard." Well by george (maybe king...) then I hate to say it but your voice doesn't matter. Do you think the colonies had lots of money or time when they decided to stand up for the principle that their voice mattered? No... no they weren't wealthy, so that is no excuse, and they sure as hell had the same time constraints as you do, if not more seeing as the majority of the colonialists were agrarian.

All I'm saying is, if you are ok with only being heard a few times a year at the local level and every 2 years federally, then do what you have been doing. If you don't like what is happening, or if you just have a good idea for changes or revisions to some policies, say something AND do something. The backbone of this nation is its citizens, shouldn't the backbone of the government be the citizens too? Do something constructive as opposed to destructive. Bickering is just that, but constructive debate is how the early nation flourished and it seems we have forgotten that.

:endtirade:

On a side note, I saw a piece on the news about non profit organizations losing car donations because of the program. Should the policy be changed so that instead of killing the clunkers, they are donated to these groups? No one could sell them back in the program because of the one year ownership thing. Charitable donations thanks to the US government. I think that would at least serve a better purpose. Any thoughts?

(see, constructive debate, once we reach a consensus we will get a YarisWorld lobbyist and have our own interest group. Heck, we already are our own interest group. All we need is to do something...)

Yaris Hilton · 08-08-2009, 09:05 AM

I would like to see something productive like that done with the "clunkers," but as it's been couched in terms of "getting those gas guzzlers off the road," it's unlikely they'll go for it.

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08-07-2009, 11:47 PM	#1
eric81 View User's Garage Drives: Toyota Salesman Join Date: Nov 2008 Location: Clarksville, IN Posts: 297	I write checks, and watch my balances go farther and farther into the negative. lol. Seriously, this thing NEEDS to have some of those rules imposed on it, like you have to make LESS than so much a year. Also, when they apply for credit, it's not like it USED to be. They do a credit check and an income check, along with a "living expenses" check (how much rent or mortgage is) and then they figure if they SHOULD put you into a vehicle. The banks are MUCH more stubborn now-a-days. I know, I had less income, worse credit, and more debt and got into a more expensive car than what several of my customers have been denied for. The banks are not lending because they are afraid to get burned again, like they did three, and even just one year ago. That's one of the hardest parts about my job, is seeing people get turned away for not making more than a certain amount. Or not having "enough" credit, because they are smart and didn't get themselves buried in it, so they have no real credit score. There could have been so many things done better, but hey, I'm not the one in charge, the guy I didn't vote for is. Thank you everyone who DID vote for him. I owe you one.

08-08-2009, 09:05 AM	#3
Yaris Hilton Half a Bubble Off Plumb Drives: 2009 Yaris Sedan Join Date: Mar 2009 Location: Bristol, Tennessee, USA Posts: 1,593	I would like to see something productive like that done with the "clunkers," but as it's been couched in terms of "getting those gas guzzlers off the road," it's unlikely they'll go for it.