Managing my debt...

[rningonfumes]

No, paying off your credit cards (read unsecured debt) each month is best. It's when somone with a total of say 50k combined credit limit over 5 cards, they have at least used up 5k in each card but one and they decided to cancel the one they don't use. They just effed- up their debt to credit ratio by canceling that last good one.

Paying off student loans without any defaults, payment misses, early pay-offs will only make you look better.

You're able to pay monthly with little trouble, you just want input on the most efficient way to go about it?

[Sodium Duck]

Originally Posted by rningonfumes

You're able to pay monthly with little trouble, you just want input on the most efficient way to go about it?

Exactly. I will have about $1,700.00 extra each month to apply to the loans plus about $7,500.00 I've saved up since I started working. None of these loans are in repayment yet -- I'm just starting to gear up and get my game plan down for what to do.

Originally Posted by 2+2

I don't understand this thread even a little.

I'm trying to figure out how to best manage the payment of them. If there are any tricks/tips to doing this most effectively.

[JumpmanYaris]

We have a saying in Puerto Rico, It might not make much sence in English but it does in Spanish and to ppl who knows they prob. get it,
"La ultima cuenta la paga el diablo"
"The devil will pay for the last bill (account)"
they normaly say that when ur spending money that u aint got (creditcards) lol