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Old 04-10-2010, 11:57 PM   #1
Paul3086
 
Drives: 2010 Yaris Hatchback
Join Date: Mar 2010
Location: East Rockaway, NY
Posts: 3
Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??
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Old 04-11-2010, 09:28 AM   #2
DevilGirl
 
Drives: 09 3dr LB MT
Join Date: Aug 2009
Location: Lehigh Valley, PA
Posts: 681
Quote:
Originally Posted by Paul3086 View Post
Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??
For only one car? I'd say so. Those are high rates. Geico is actually known for that (despite their commercials; I know from personal experience as I used to have them).

Try shopping around. You'll see that you can get a much better rate for similar insurance. Shopping around every few years is actually not a bad idea.
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2009 3dr LB MT Meteorite Metalic.

Car bought 8/7/09. Now over 89k miles of trouble free driving, other than user error!!
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Old 04-11-2010, 11:23 AM   #3
Billiam
 
Drives: '10 White Yaris 4D LB
Join Date: Mar 2010
Location: USA
Posts: 575
Ah...the joy of being old, married and a clean driving record (no tickets/accidents since 1989). I think I pay about $600 per year for full coverage with very high limits, $500 deductable, free towing, free glass replacement and under-insured coverage. It also helps to be with the same insurance company for 20 years.
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