May 2015 Yaris Sales: Up

[YodaBird]

If you get in a collision, then you have nothing to cover you. I already pay, well, some wold say average $2000+ :(

[nookandcrannycar]

Originally Posted by YodaBird

If you get in a collision, then you have nothing to cover you. I already pay, well, some wold say average $2000+ :(

If you drive a beater, then you aren't losing much if you aren't covered. If you have the money to replace the car and you have a great deal of confidence in your driving ability, then you are taking a calculated risk. I've only had this bite me in the butt three times, and have saved the cost of having to have full coverage for over 35 years. I paid cash, money I had saved from working, for a Capri when I was 17. When I was 18, I sold the Capri for a profit, put other cash with that, and bought a new Scirocco. My grandfather's insurance agent lied to me about how much full coverage would be on the Scirocco, so I dropped the comprehensive and collision. I later totaled the Scirocco, and then shared my mother's Mustang with her for a year and a half until I got the Mustang full time after my grandmother stopped driving and my mother got my grandmother's Lincoln. The second time was much later, when I had my GTI. I'd already put over 190,000 miles on the GTI. A person ahead of me pulled out into traffic onto a main surface street from a freeway off ramp. After checking traffic, I followed. The lady in the car ahead of me then slammed on her brakes to keep from running over a squirrel . The third time was last October (story told on a previous thread.....Bronsin wrote that the other driver should have been at LEAST partially at fault ..) in my blue Yaris..fender bender with an Expedition SUV...and my blue Yaris had well over 290,000 miles on it at the time.