How much for insurance? - Page 2 - Toyota Yaris Forums

Dylanby · 05-20-2006, 12:05 AM

Quote:

Originally Posted by bikergal

Well.... really think about it. Even if you buy it outright do you really want a brand new car on the road with no Comp or Collision? To me that is taking a huge risk

All you need is for someone to hit you who doesn't have insurance and you are screwed big time.... Good Luck and be careful

Yeah, aside from full coverage my insurance co. won't depreciate the value of the car for the 1st 2 years. Considering the car won't be paid off for at least three or four...

bikergal · 05-20-2006, 10:27 AM

Quote:

Originally Posted by Dylanby

Uhmmm....that was me butting in, not Dark ;) Just some random rambling on my part.

Laughs you quoted what I wrote to Dark and didn't realize it

I just deleted the post if want to delete yours also.......

DARK505 · 05-20-2006, 07:02 PM

Quote:

Originally Posted by bikergal

All you need is for someone to hit you who doesn't have insurance and you are screwed big time.... Good Luck and be careful

Well here in New Mexico i would have to say a fair amount of the pop dont have insurance at all... If i can afford to i will do full coverage but if not i will def get uninsured motorist. Im waiting on my tax refund so once i get that ill prob just pay for as much full cov as possible. Im currently dealing with an insurance company of the girl who pulled out infront of me (totalling my 98 escort) so that makes me realize how nice it would be to have full cov on a new car.

bikergal · 05-25-2006, 12:34 PM

Quote:

Originally Posted by DARK505

Im currently dealing with an insurance company of the girl who pulled out infront of me (totalling my 98 escort) so that makes me realize how nice it would be to have full cov on a new car.

I wouldn't leave home without it

johnnyfive · 06-02-2006, 02:06 AM

paying $250/month for full coverage with $1000 deductables :(

quoted $400 a month with $250 deductables, thats more than my car payments...mightaswell just buy a backup?

lowkey · 06-02-2006, 04:11 AM

Just under $100 CND a month with $500 CND deductable.

Leenis24 · 06-02-2006, 01:17 PM

$90 us for me. Im on my parents policy and saved my self $1200 a year doing so.

bwhit · 06-03-2006, 04:21 PM

I bought the 3 dr in black on June 1. I am paying about $41/month Comp and collision - $500 deductible on collision.

swng · 06-03-2006, 05:09 PM

Now I know that a 4/5-door car enjoys lower insurance cost than a coupe. In other words, the extra doors will pay for themselves eventually. Too bad I did not know about that when I ordered my car.

Toddhata · 06-04-2006, 09:28 AM

My insurance went down $200 a year for the Yaris, from a Corolla, for high coverage and low deductibles. I'm in the insurance business if anyone living in California wants a quote, pm me.

TRD_Yaris · 07-16-2006, 05:53 AM

I ride dirty for about $63 a month full coverage, 26 years old no ticket or accidents ( on record :P ).

asa805 · 07-16-2006, 09:40 AM

dude i cant believe people are paying so little. Its virtually impossible to get rates like that on new cars in NY (at least in the city adn surrounding burbs). Im paying 650 for 6 months premium- full coverage 500 ded.

Ran Kizama · 07-16-2006, 12:31 PM

$160 a month with $500 deductables. That's not bad considering my "less-than-perfect" record.

TRD_Yaris · 07-17-2006, 12:37 AM

Quote:

Originally Posted by asa805

dude i cant believe people are paying so little. Its virtually impossible to get rates like that on new cars in NY (at least in the city adn surrounding burbs). Im paying 650 for 6 months premium- full coverage 500 ded.

a big part of insurance rate is the AREA you live in...high traffic, vehicle vandalism/theft rate, your driving record, how many vehicles you insure under one insurance plan, and even your credit score will determine your monthly insurance rate. if you are high risk for credit..expect to pay out the wazoo even with a good driving record.

i have 6 vehicles insured, live in the suburbs of austin (low crime/theft), i have a perfect driving records for 10+ years, and very good credit..so $63 a month was about right..

weaponrcamry · 07-18-2006, 02:39 PM

I am with esuarnce full coverage and it is 247.00 a month with $1000 deductables

Chaad32 · 07-18-2006, 06:48 PM

$69.00 a month with allstate with a $500.00 deductable on collision

Boo · 08-23-2006, 10:09 PM

$39 a month $100/$500 deductable by American Family.

pxpaulx · 08-24-2006, 09:51 AM

Quote:

Originally Posted by swng

Now I know that a 4/5-door car enjoys lower insurance cost than a coupe. In other words, the extra doors will pay for themselves eventually. Too bad I did not know about that when I ordered my car.

my agent actually quoted me $3 more a month for the sedan! probably because its actually worth more...54$ to $57 ain't gonna dent the wallet anyways.

06-03-2006, 04:21 PM	#26
bwhit Drives: 2007 Black Yaris Liftback Join Date: May 2006 Location: Vermont Posts: 2	Insurance I bought the 3 dr in black on June 1. I am paying about $41/month Comp and collision - $500 deductible on collision.

07-16-2006, 05:53 AM	#29
TRD_Yaris Yarii Hunter Drives: 2007 Yaris Liftback and S13's Join Date: May 2006 Location: Austin, Texas Posts: 437	I ride dirty for about $63 a month full coverage, 26 years old no ticket or accidents ( on record :P ). __________________ Thanks for all the help over the years, YarisWorld!!!

07-16-2006, 12:31 PM	#31
Ran Kizama That Anime Guy View User's Garage Drives: 5-Speed Liftback Join Date: Jul 2006 Location: Canton, GA Posts: 543	$160 a month with $500 deductables. That's not bad considering my "less-than-perfect" record. __________________

07-18-2006, 06:48 PM	#34
Chaad32 Drives: 2007 Liftback Join Date: Jul 2006 Location: USA Posts: 334	$69.00 a month with allstate with a $500.00 deductable on collision __________________ 2007 Liftback Blazing Blue Cold Weather, Convenience Package, Arm Rest, Floor mats, Weathertech vent visors

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06-02-2006, 02:06 AM	#23
johnnyfive Drives: 2007 Yaris S Join Date: May 2006 Location: Milwaukee WI Posts: 582	paying $250/month for full coverage with $1000 deductables :( quoted $400 a month with $250 deductables, thats more than my car payments...mightaswell just buy a backup?

06-02-2006, 04:11 AM	#24
lowkey Drives: 90 Integra, 07 Yaris Join Date: May 2006 Location: Winnipeg/Manitoba Posts: 47	Just under $100 CND a month with $500 CND deductable.

06-02-2006, 01:17 PM	#25
Leenis24 lil' town up north Drives: 07 Yaris LB 5 speed Meteorite Join Date: Apr 2006 Location: Northern Vermont Posts: 92	$90 us for me. Im on my parents policy and saved my self $1200 a year doing so.

06-03-2006, 05:09 PM	#27
swng Drives: 06 3-dr auto RS Join Date: Jan 2006 Location: BC Posts: 1,051	Now I know that a 4/5-door car enjoys lower insurance cost than a coupe. In other words, the extra doors will pay for themselves eventually. Too bad I did not know about that when I ordered my car.

06-04-2006, 09:28 AM	#28
Toddhata Drives: 07 Yaris Liftback, 00 Boxster Join Date: May 2006 Location: Anaheim, CA Posts: 66	My insurance went down $200 a year for the Yaris, from a Corolla, for high coverage and low deductibles. I'm in the insurance business if anyone living in California wants a quote, pm me.

07-16-2006, 09:40 AM	#30
asa805 Drives: 07 White 2dr Yaris Hatch Join Date: Jun 2006 Location: NYC Posts: 38	dude i cant believe people are paying so little. Its virtually impossible to get rates like that on new cars in NY (at least in the city adn surrounding burbs). Im paying 650 for 6 months premium- full coverage 500 ded.

07-18-2006, 02:39 PM	#33
weaponrcamry Drives: Camry LE/Yaris Hatch 5spd Join Date: Jul 2006 Location: PA--->MD<---WV Posts: 77	I am with esuarnce full coverage and it is 247.00 a month with $1000 deductables

08-23-2006, 10:09 PM	#35
Boo View User's Garage Drives: PW Yaris LB AT Join Date: Jul 2006 Location: Madison, WI Posts: 241	$39 a month $100/$500 deductable by American Family.