Does Toyota offer 0% financing on the Yari? - Page 2 - Toyota Yaris Forums

grampi · 05-31-2007, 04:38 PM

Quote:

Originally Posted by marcus

mine was 4.9%.. 5 years.

I know you live in Canada and it may not pertain here in the states, but who did you finance through to get 4.9%?

marcus · 05-31-2007, 04:10 PM

i saved about $900.00 cnd off the total price then 4.9% rate plus $1000.00 government rebate for buying a yaris..daym i think that was pretty good but now i think i need an suv..maybe element..hmmmm

marcus · 05-31-2007, 04:39 PM

4.9% directly from toyota.

uncleyaris · 05-31-2007, 06:09 PM

I got 3.9 over 3 years

grampi · 06-01-2007, 09:16 AM

Quote:

Originally Posted by uncleyaris

I got 3.9 over 3 years

Did you get this loan from Toyota? Will they finance 100%, or do they require a down payment?

jaspie · 06-01-2007, 11:30 AM

Damn I wish Australia had financing at that low rate ~

All our financing starts at 8% and above ~ 8% is rare ~

I got my car financed at 10.5% over 48 months ~ I'm paying heaps in interest but that's how Australia's financing is ~ Grrrr.....

3.9% financing.....I'd be more than happy to have that ~

Jaspie ~

tacsnier · 06-07-2007, 06:26 PM

I got 3.9% finance on 60 months from Toyota Canada, saved myself 1% by waiting a few days (it was 4.9% in May)

sherryberry · 06-29-2007, 12:46 PM

0% APR is hard to get but like someone said, there's a $400 discount for students who recently graduated from college/grad school.

My dad was gonna pay it in cash at first but they said the $400 discount is only if you finance it. So we'll see what rate I can get.

bearda · 06-29-2007, 02:32 PM

The recent grad rebate doesn't even have to be that recent. They'll give it to you up to 24 months after graduating (which knocked another $400 off the price of my wife's new car).

When we got down to talking about financing our dealer offered us something like 9% which was pretty high for us (we both have > 720 credit scores). I lied through my teeth and so no thanks, our bank gave us a better rate and they immediately beat it by .1%.

By the way, don't mention the grad rebate until you've already got the financing rate set up. If you do they know it's worth an extra $400 to you to go with their financing instead of your own bank.

sherryberry · 06-29-2007, 03:31 PM

OOPS! too late now! Already told them i graduated in dec. oh well.. if worse comes to worse, my dad will just pay cash for me and i pay him back..that's 0% financing :)

cm07yaris · 06-29-2007, 04:22 PM

I ended up putting $3000 down, $400 grad rebate. It was supposed to be 6.85% APR, but he couldn't get it to work out so it ended up being 7.05% for 72 months and he threw in the floor mats which compensated for the extra .2%. I pay $182 a month which isn't bad at all!

localnet · 06-30-2007, 01:07 AM

Got 0%, paid cash for my LB 5 speed. Got it below invoice, $12980.00 with power package, windows, locks and keyless entry.

Threw some 17" Pulse wheels on, Toyo tires, TRD exhaust, TRD cia and short shifter. Gonna drag it up to northern Michigan for 10 days behind the motor home.

The little golf cart is a HOOT!!!

Mike

06-07-2007, 06:26 PM	#7
tacsnier Drives: Yaris Join Date: May 2007 Location: Canada Posts: 35	I got 3.9% finance on 60 months from Toyota Canada, saved myself 1% by waiting a few days (it was 4.9% in May) Last edited by tacsnier; 06-07-2007 at 08:01 PM.

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05-31-2007, 04:10 PM	#2
marcus toyota View User's Garage Drives: 2007 Yaris RS Blazed Join Date: Oct 2006 Location: toronto, canada Posts: 3,637	i saved about $900.00 cnd off the total price then 4.9% rate plus $1000.00 government rebate for buying a yaris..daym i think that was pretty good but now i think i need an suv..maybe element..hmmmm

05-31-2007, 04:39 PM	#3
marcus toyota View User's Garage Drives: 2007 Yaris RS Blazed Join Date: Oct 2006 Location: toronto, canada Posts: 3,637	4.9% directly from toyota.

05-31-2007, 06:09 PM	#4
uncleyaris View User's Garage Drives: 2007 Bayou Blue!!!!!!! Join Date: Nov 2006 Location: Toronto Posts: 1,523	I got 3.9 over 3 years

06-01-2007, 11:30 AM	#6
jaspie Lil White her name is ~ Drives: White YRX 5DR Hatchback 2006 Join Date: Dec 2006 Location: Gold Coast/Brisbane, Queensland, Australia Posts: 268	Damn I wish Australia had financing at that low rate ~ All our financing starts at 8% and above ~ 8% is rare ~ I got my car financed at 10.5% over 48 months ~ I'm paying heaps in interest but that's how Australia's financing is ~ Grrrr..... 3.9% financing.....I'd be more than happy to have that ~ Jaspie ~

06-29-2007, 12:46 PM	#8
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	0% APR is hard to get but like someone said, there's a $400 discount for students who recently graduated from college/grad school. My dad was gonna pay it in cash at first but they said the $400 discount is only if you finance it. So we'll see what rate I can get.

06-29-2007, 02:32 PM	#9
bearda View User's Garage Drives: 2006 Mazda3 Sedan Join Date: Jun 2007 Location: Germantown, MD Posts: 116	The recent grad rebate doesn't even have to be that recent. They'll give it to you up to 24 months after graduating (which knocked another $400 off the price of my wife's new car). When we got down to talking about financing our dealer offered us something like 9% which was pretty high for us (we both have > 720 credit scores). I lied through my teeth and so no thanks, our bank gave us a better rate and they immediately beat it by .1%. By the way, don't mention the grad rebate until you've already got the financing rate set up. If you do they know it's worth an extra $400 to you to go with their financing instead of your own bank.

06-29-2007, 03:31 PM	#10
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	OOPS! too late now! Already told them i graduated in dec. oh well.. if worse comes to worse, my dad will just pay cash for me and i pay him back..that's 0% financing :)

06-29-2007, 04:22 PM	#11
cm07yaris View User's Garage Drives: 2007 Toyota Yaris Blazing Blue Join Date: May 2007 Location: Appleton, WI Posts: 647	I ended up putting $3000 down, $400 grad rebate. It was supposed to be 6.85% APR, but he couldn't get it to work out so it ended up being 7.05% for 72 months and he threw in the floor mats which compensated for the extra .2%. I pay $182 a month which isn't bad at all!

06-30-2007, 01:07 AM	#12
localnet Drives: 07 Dodge Ram 1500 Join Date: Jun 2007 Location: Grass Lake MI Posts: 11	Got 0%, paid cash for my LB 5 speed. Got it below invoice, $12980.00 with power package, windows, locks and keyless entry. Threw some 17" Pulse wheels on, Toyo tires, TRD exhaust, TRD cia and short shifter. Gonna drag it up to northern Michigan for 10 days behind the motor home. The little golf cart is a HOOT!!! Mike