Does Toyota offer 0% financing on the Yari? - Page 2 - Toyota Yaris Forums

lloe · 06-01-2007, 03:20 AM

I have 6.9% for 60 months. I thought it was a pretty good deal considering I am a first time buyer and I was able to get it without a co signer. My credit union said "You're a 1st time buyer. 15.5% APR" to which I was like HELLS NO! so I went to another Credit Union who told me being a first time buyer didn't matter but ended up saying "You're new to credit. You need a cosigner." To which I was also like HELLS NO! Then I was approved through Capital One @ 7% (Which is now 6.05%

) and the dealership I went to said they would beat it. So they did. So I feel like I got a good finance deal.

grampi · 06-01-2007, 09:16 AM

Quote:

Originally Posted by uncleyaris

I got 3.9 over 3 years

Did you get this loan from Toyota? Will they finance 100%, or do they require a down payment?

jaspie · 06-01-2007, 11:30 AM

Damn I wish Australia had financing at that low rate ~

All our financing starts at 8% and above ~ 8% is rare ~

I got my car financed at 10.5% over 48 months ~ I'm paying heaps in interest but that's how Australia's financing is ~ Grrrr.....

3.9% financing.....I'd be more than happy to have that ~

Jaspie ~

static808 · 06-01-2007, 06:19 PM

Quote:

Originally Posted by kaboom

0% apr for 36 months on overpriced successor of Previa will surely land your van on a repo lot

---then the same dealer you bought it from will purchase your sienna off the auction ( @ wholesale), then sell it back to you as a " certified preowned"------------------

off-topic...but:
its sad, but this does happen to a lot of people. similar to you, our financial planning allowed us to cash out our yaris and keep our money in high yield savings instead of cashing out our van as well. the 0 apr saved us money, as well as is currently making us money. oh, and dont hate on the sienna until you get in one. its a lot nicer than most people think!! and while it is the successor to the previa, the yaris is also the successor to the echo. thank goodness for improved engineering and technology...!!

--B

jayv8 · 06-01-2007, 08:00 PM

i just bought mine last week and toyota offered me 4.9% for 60mos -just as a note my credit union (bank) matched that rate so shop around

tacsnier · 06-07-2007, 06:26 PM

I got 3.9% finance on 60 months from Toyota Canada, saved myself 1% by waiting a few days (it was 4.9% in May)

YarisBlazer · 06-16-2007, 12:27 PM

NIce pics; my 2007 LB Auto Blaxing Blue base w/just radio was $12500 at 6.35% for 5 years through my credit union; I love this car !!!

sherryberry · 06-29-2007, 12:46 PM

0% APR is hard to get but like someone said, there's a $400 discount for students who recently graduated from college/grad school.

My dad was gonna pay it in cash at first but they said the $400 discount is only if you finance it. So we'll see what rate I can get.

bearda · 06-29-2007, 02:32 PM

The recent grad rebate doesn't even have to be that recent. They'll give it to you up to 24 months after graduating (which knocked another $400 off the price of my wife's new car).

When we got down to talking about financing our dealer offered us something like 9% which was pretty high for us (we both have > 720 credit scores). I lied through my teeth and so no thanks, our bank gave us a better rate and they immediately beat it by .1%.

By the way, don't mention the grad rebate until you've already got the financing rate set up. If you do they know it's worth an extra $400 to you to go with their financing instead of your own bank.

sherryberry · 06-29-2007, 03:31 PM

OOPS! too late now! Already told them i graduated in dec. oh well.. if worse comes to worse, my dad will just pay cash for me and i pay him back..that's 0% financing :)

cm07yaris · 06-29-2007, 04:22 PM

I ended up putting $3000 down, $400 grad rebate. It was supposed to be 6.85% APR, but he couldn't get it to work out so it ended up being 7.05% for 72 months and he threw in the floor mats which compensated for the extra .2%. I pay $182 a month which isn't bad at all!

localnet · 06-30-2007, 01:07 AM

Got 0%, paid cash for my LB 5 speed. Got it below invoice, $12980.00 with power package, windows, locks and keyless entry.

Threw some 17" Pulse wheels on, Toyo tires, TRD exhaust, TRD cia and short shifter. Gonna drag it up to northern Michigan for 10 days behind the motor home.

The little golf cart is a HOOT!!!

Mike

06-07-2007, 06:26 PM	#24
tacsnier Drives: Yaris Join Date: May 2007 Location: Canada Posts: 35	I got 3.9% finance on 60 months from Toyota Canada, saved myself 1% by waiting a few days (it was 4.9% in May) Last edited by tacsnier; 06-07-2007 at 08:01 PM.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
NEWS: TOYOTA REVEALS ALL-NEW YARIS SEDAN AT 2006 LOS ANGELES AUTO SHOW	VitzBoy	General Yaris / Vitz Discussion	7	09-20-2023 08:50 AM
Response from Toyota on my special order	drdavidr4u	New YARIS Purchase Forum	14	04-27-2010 09:59 PM
Response from Toyota	Driver	New YARIS Purchase Forum	22	09-04-2006 08:44 PM
Toyota Delays	Buckethead	General Yaris / Vitz Discussion	3	08-26-2006 04:16 AM

06-01-2007, 03:20 AM	#19
lloe Drives: Yaris auto 5-door hatchback Join Date: Jun 2007 Location: RENO Posts: 14	I have 6.9% for 60 months. I thought it was a pretty good deal considering I am a first time buyer and I was able to get it without a co signer. My credit union said "You're a 1st time buyer. 15.5% APR" to which I was like HELLS NO! so I went to another Credit Union who told me being a first time buyer didn't matter but ended up saying "You're new to credit. You need a cosigner." To which I was also like HELLS NO! Then I was approved through Capital One @ 7% (Which is now 6.05% ) and the dealership I went to said they would beat it. So they did. So I feel like I got a good finance deal.

06-01-2007, 11:30 AM	#21
jaspie Lil White her name is ~ Drives: White YRX 5DR Hatchback 2006 Join Date: Dec 2006 Location: Gold Coast/Brisbane, Queensland, Australia Posts: 268	Damn I wish Australia had financing at that low rate ~ All our financing starts at 8% and above ~ 8% is rare ~ I got my car financed at 10.5% over 48 months ~ I'm paying heaps in interest but that's how Australia's financing is ~ Grrrr..... 3.9% financing.....I'd be more than happy to have that ~ Jaspie ~

06-01-2007, 08:00 PM	#23
jayv8 Drives: 2007 Yaris Hatch, V8 Fiero Join Date: May 2007 Location: CT Posts: 7	i just bought mine last week and toyota offered me 4.9% for 60mos -just as a note my credit union (bank) matched that rate so shop around

06-16-2007, 12:27 PM	#25
YarisBlazer Drives: 2007 Yaris Liftback Join Date: Jul 2006 Location: temple terrace fl Posts: 52	NIce pics; my 2007 LB Auto Blaxing Blue base w/just radio was $12500 at 6.35% for 5 years through my credit union; I love this car !!!

06-29-2007, 12:46 PM	#26
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	0% APR is hard to get but like someone said, there's a $400 discount for students who recently graduated from college/grad school. My dad was gonna pay it in cash at first but they said the $400 discount is only if you finance it. So we'll see what rate I can get.

06-29-2007, 02:32 PM	#27
bearda View User's Garage Drives: 2006 Mazda3 Sedan Join Date: Jun 2007 Location: Germantown, MD Posts: 116	The recent grad rebate doesn't even have to be that recent. They'll give it to you up to 24 months after graduating (which knocked another $400 off the price of my wife's new car). When we got down to talking about financing our dealer offered us something like 9% which was pretty high for us (we both have > 720 credit scores). I lied through my teeth and so no thanks, our bank gave us a better rate and they immediately beat it by .1%. By the way, don't mention the grad rebate until you've already got the financing rate set up. If you do they know it's worth an extra $400 to you to go with their financing instead of your own bank.

06-29-2007, 03:31 PM	#28
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	OOPS! too late now! Already told them i graduated in dec. oh well.. if worse comes to worse, my dad will just pay cash for me and i pay him back..that's 0% financing :)

06-29-2007, 04:22 PM	#29
cm07yaris View User's Garage Drives: 2007 Toyota Yaris Blazing Blue Join Date: May 2007 Location: Appleton, WI Posts: 647	I ended up putting $3000 down, $400 grad rebate. It was supposed to be 6.85% APR, but he couldn't get it to work out so it ended up being 7.05% for 72 months and he threw in the floor mats which compensated for the extra .2%. I pay $182 a month which isn't bad at all!

06-30-2007, 01:07 AM	#30
localnet Drives: 07 Dodge Ram 1500 Join Date: Jun 2007 Location: Grass Lake MI Posts: 11	Got 0%, paid cash for my LB 5 speed. Got it below invoice, $12980.00 with power package, windows, locks and keyless entry. Threw some 17" Pulse wheels on, Toyo tires, TRD exhaust, TRD cia and short shifter. Gonna drag it up to northern Michigan for 10 days behind the motor home. The little golf cart is a HOOT!!! Mike