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05-08-2006, 12:41 AM | #1 |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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What finance rate did you get?
Hi everyone
I was curious what everyone got for a finance rate? I know when I bought my truck I got 4.9% I am sure the rates went up since then. Also.... can you lease a Yaris?? Does anyone know |
05-08-2006, 03:03 AM | #2 |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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hhhmmm.... Doesn't anyone want to reply?
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05-08-2006, 03:36 AM | #3 |
Drives: 07 yaris s sedan Join Date: May 2006
Location: california uber alles! (sacramento)
Posts: 204
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i got 6.5% and thats the best you can get through toyota financial right now, and im sure you can lease a yaris
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05-08-2006, 05:03 AM | #4 | |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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Quote:
Hi El Jefe Finally someone responded. Thank You 6.5% huh? Wow.... a little steep.... |
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05-08-2006, 05:13 AM | #5 |
Drives: Silver Yaris Liftback Join Date: May 2006
Location: Maui, HI
Posts: 30
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I got 4.5% through my credit union...
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05-08-2006, 06:43 AM | #6 |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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Now that is an idea Dawn, I don't belong to a credit union though....
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05-08-2006, 08:03 AM | #7 |
Drives: Copper-Orange Yaris RS Join Date: Apr 2006
Location: Georgian Triangle Ont.
Posts: 310
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This info is probably not much help as I am in Canada, but ........... I leased from Toyota Canada @5.5% (purchase was 3.5% at the time). This was a "Red Tag" special on remaining '06's.
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05-08-2006, 09:15 AM | #8 |
5 Stars, Bitches
Drives: Prius, Silver Yaris Liftback Join Date: Mar 2006
Location: Holly Springs, NC
Posts: 451
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Rates are really shitty right now. I got mine around 6.5%, which was typically for that day. When we bought the Prius about a year ago, it was 4.5% or so.
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05-08-2006, 09:42 AM | #9 |
Drives: Copper-Orange Yaris RS Join Date: Apr 2006
Location: Georgian Triangle Ont.
Posts: 310
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Bad timing right???? In Canada the rates had been terrific until recently. Of course we could have bought Hyundai or the Big 3 and got 0%, and just about every truck or SUV in Canada (even the Honda Ridgeline "Truck of the Year") has a great finance rate. Still, I'm glad I bought the Yaris.
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05-08-2006, 09:50 AM | #10 |
5 Stars, Bitches
Drives: Prius, Silver Yaris Liftback Join Date: Mar 2006
Location: Holly Springs, NC
Posts: 451
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Well, the payment on the Yaris is still about half what the payment for the Prius is, so I don't have any big complaint. If I was going to pay high interest rates, the Yaris was the one to do it on. ;)
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05-08-2006, 10:40 AM | #11 |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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Wow... thanks for all the replies.
I just got done calling all the dealerships within a driving distance of me. I am having a terrible time getting the Yaris LB Stick fully loaded The one dealership had two LB's in auto with the convience package only.... I am sticking to my guns and getting the car I want period...... The interest rate they all told me over the phone was 7.0% Also every dealership I called is selling the car for sticker and no less Guy on phone told me the demand is way too high on this car and no reason to sell under sticker. Since I am being nosy asking so many questions anyone care to give me an idea of what your payments are. I am estimating with 2 grand down around $230 a month.... Thanks for the input in advance PS. Sorry to derail thread onto other questions..... |
05-08-2006, 12:12 PM | #12 |
Old Folks
Drives: 2007 Yaris LB, 2006 4Runner V8 Join Date: May 2006
Location: Vancouver, USA
Posts: 222
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Picked up pretty nearly loaded 5-speed Liftback for $500 under MSRP through COSTCO auto-purchase program.
Paid cash, so never talked interest rates. We took advantage of Toyota's 2.9% on our 4Runner in Feb. Even when giving up the $1,000 discount it was an effective rate of about 4.5%. Since we are getting that, or more, on CD's right now, it was worth hanging on to our cash and dispensing it on a monthly basis. One benefit of being OLD, I guess. Lou |
05-08-2006, 01:55 PM | #13 |
Drives: Copper-Orange Yaris RS Join Date: Apr 2006
Location: Georgian Triangle Ont.
Posts: 310
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Again Canadian info ........................... my Yaris 3-door RS-B 5-speed with the lowering springs intalled ($514 (Can.).......... 5 year lease (nothing down, in fact the initial payment was $100 off) $317/month including 15% GST and PST. I think the lease end payout option is $6000, but I'm not sure on that.
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05-08-2006, 09:35 PM | #14 |
Only Happy When it Rains
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Can't help with finance rates, I paid cash.
I was able to get $249 off, which means I paid $557 US above invoice. That is a good deal on a just released vehicle. Getting anything off of MSRP is an achievement.
__________________
Colin Chapman disciple |
05-08-2006, 10:17 PM | #15 |
Drives: 06 Silver Yaris 3-door Manual Join Date: Feb 2006
Location: Canada
Posts: 96
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Canada here...I got 5.5% with 3 months differed payment no interest, no money down. 6 year payment to own (no lease) = 348$/month.
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05-08-2006, 10:36 PM | #16 |
Drives: 07 Yaris RS B package Manuel Join Date: Feb 2006
Location: Calgary, AB, Canada
Posts: 73
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toyota canada grad program 3.7% 5 years, $430/month
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05-08-2006, 11:15 PM | #17 |
Drives: Tacoma 4x4 Join Date: May 2006
Location: USA
Posts: 101
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Thanks again for the input everyone
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05-08-2006, 11:23 PM | #18 |
Drives: Copper-Orange Yaris RS Join Date: Apr 2006
Location: Georgian Triangle Ont.
Posts: 310
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Hey Nick that's pretty good. I might have gone for that if it was offered. Obviously "Why?" has the right idea paying cash. That just wasn't an option for me.
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