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03-26-2013, 06:34 PM | #1 |
Drives: 2012 Yaris L hatch 5spd Join Date: Oct 2012
Location: Norman
Posts: 31
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What is everyone paying on insurance?
For some reason I'm paying 120 a month full coverage on the yaris with multiple vehicle discount. It seems a little high! I had a FJ cruiser 55 a month and Lexus is300 88 a month same discounts and coverage on all of them. So why is the yaris so high? No tickets or accidents same insurance company.
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03-26-2013, 09:25 PM | #2 |
Drives: 2017 Yaris L (5sp manual) Join Date: Jun 2012
Location: upper midwest
Posts: 345
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I have a clean driving record and 2012 Yaris for me is $42/month. My wife's car is insured on same policy (Progressive).
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03-26-2013, 09:34 PM | #3 |
play every day
Drives: 2012 Yaris L 2dr 5sp Join Date: Apr 2012
Location: Los Angeles
Posts: 1,961
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I hold the pink slip on our 2012, and so don't need to carry full coverage for a car financing company. I pay $288 yearly from Wawanesa. That works out to $24 a month.
You might ask your agent why your Yaris is so high. There has to be a reason. |
03-26-2013, 09:37 PM | #4 |
ULTIMATE
Drives: 09 5dr LB, 2x 08 3dr LB Join Date: Oct 2008
Location: USA, CT
Posts: 13,460
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Insurance costs vary quite a bit by location and your coverage, but in my case here in CT, I pay:
$72 per month for my 2011 Tacoma $60 per month for my 2009 Yaris 5 door $55 per month for my 2008 Yaris 3 door $44 per month for my 1992 Celica GT Convertible This is with State Farm, and I also have my homeowners insurance with them.
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03-26-2013, 09:56 PM | #5 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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I pay a little bit less that Matti. I think I only get billed 11 months out of the year as well. My policy total I know (for that policy) is over 440.00, but under 500.00. I have it (and my homeowner's policy) billed to my credit card monthly to get the frequent flyer miles (and don't pay extra to do that). I have liability only (no comp and collision), but I have AAA's highest personal auto policy limit and an umbrella policy. This is the only car on my policy, but I do get a discount for having my homeowner's insurance with them. I have 0 points on my record, but at my last renewal (reflecting my current rate) I had 1 violation (a driving on the median ticket from 2009 in New Jersey (along with 9 other drivers on the same stop) --- so I couldn't go to traffic school --- New Jersey only allows people who live in NJ, NY, and CT to go to traffic school for their offenses (at least that was the case in 2009)). That 1 point just missed coming off on my last renewal (2012) by a few weeks.
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03-26-2013, 10:07 PM | #6 | |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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Quote:
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03-26-2013, 10:37 PM | #7 |
ULTIMATE
Drives: 09 5dr LB, 2x 08 3dr LB Join Date: Oct 2008
Location: USA, CT
Posts: 13,460
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Since she's not registered (nor street legal), I don't carry insurance on her.
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03-27-2013, 12:31 AM | #8 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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I realized when I posted that 'she' wouldn't be insured as a vehicle, I just thought State Farm might not consider Crashy a snow plow (I thought in the Northeast snow plows might be included on a standard homeowner's policy) . I sort of have 'vehicles to tend to land' (so to speak) on the brain right now because I walked into a Sears last weekend (for another reason) and saw a sea of riding lawn mowers in a separate area near the entrance. I didn't have time to look at them that day, but I will the next time I go to that mall.
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03-27-2013, 12:43 AM | #9 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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You lucky (and smart) dog (your rate!). I had to do a serch for Wawanesa after seeing your rate. Unfortunately (in the U.S.) they only insure in California and Oregon .
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03-27-2013, 04:29 AM | #10 |
Drives: 2010 5spd sedan Join Date: Nov 2012
Location: Indianapolis, IN
Posts: 137
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Wth! I'm paying 155 a month for my yaris's full coverage. Granted, i have one speeding ticket and i'm a 22 year old man in Indianapolis, but it still seems way too high. Should i try a different comany or what? Cause this payment is killing my wallet.
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03-27-2013, 08:11 AM | #11 |
Drives: 2017 Yaris L (5sp manual) Join Date: Jun 2012
Location: upper midwest
Posts: 345
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It never hurts to go out and get a few quotes.
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03-27-2013, 10:29 PM | #12 |
Drives: Gray Join Date: Jun 2012
Location: Toronto
Posts: 336
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Where I live insurance is high. Most people I know pay $175 a month or higher, with $250 being average.
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03-27-2013, 10:58 PM | #13 | |
Drives: '08 Yaris LB Join Date: Jan 2012
Location: British Columbia, Canada
Posts: 328
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Quote:
I pay $126 a month and It's a steal compared to what I used to pay in Toronto! |
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03-27-2013, 11:00 PM | #14 | |
Drives: '08 Yaris LB Join Date: Jan 2012
Location: British Columbia, Canada
Posts: 328
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Quote:
When I was your age I think I was paying $475 a month on a car that was worth about $50.00 |
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03-27-2013, 11:04 PM | #15 |
106 per month in Collingwood , Toronto would be way more ..looks like USA insurance is way cheaper .
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03-27-2013, 11:30 PM | #16 |
Drives: 2020 Corolla Join Date: Apr 2012
Location: Canada
Posts: 549
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I pay about $74 a month for my 2007 Yaris, including collision. Happy I don't live in Ontario .. but those rates in the US ($288 per year) is pretty amazing.
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03-27-2013, 11:50 PM | #17 |
Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009
Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles
Posts: 4,839
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03-27-2013, 11:52 PM | #18 |
Drives: 2020 Corolla Join Date: Apr 2012
Location: Canada
Posts: 549
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