Yaris Insurance Rates - Page 3 - Toyota Yaris Forums

sherryberry · 08-23-2007, 12:19 PM

In the U.S. it seems like they love to give discounts for random things.. I had a good student discount for graduating with a B average or better and then I now have the multi-car discount for having more than one car. And the multiline discount cuz I also have homeowner's insurance through them.. and then there's accident free discount for not being in an accident for over 5 yrs, etc. etc. I don't know how they calculate it in Canada.. if there are discounts like this or not but I know without these discounts, our insurance can easily be almost as much.

alhope34 · 08-23-2007, 12:33 PM

we really only have discount for driving school. usually take about 30% off. When I had my learner's liscence I didn't have enough money for school so I didn't take it. I don't get why driving school matters so much to insurance, driving school does NOT make a good driver. Sure, you know a few extra tips here and there, but people are going to drive the way they want to no matter what driving school education they have. My older sister had driving school and her first liscence test she failed, passed on the second try then the full liscence test she passed first try...my first liscence test I passed with a perfect, my full liscence test i got 98% or something...better than my sister did. So, she went through school and has the discount, I didn't go through the school and I am the better driver...the tests prove this. Blah...this whole topic makes me angry. I just find insurance companies up here like to discriminate a lot, which I thought was illegal.

cm07yaris · 08-23-2007, 01:08 PM

21 years old, $145/month, full coverage $1000 deductible, 2 speeding tickets, 1 traffic sign ticket, and a DWI

sherryberry · 08-23-2007, 01:26 PM

Quote:

Originally Posted by alhope34

we really only have discount for driving school. usually take about 30% off. When I had my learner's liscence I didn't have enough money for school so I didn't take it. I don't get why driving school matters so much to insurance, driving school does NOT make a good driver. Sure, you know a few extra tips here and there, but people are going to drive the way they want to no matter what driving school education they have. My older sister had driving school and her first liscence test she failed, passed on the second try then the full liscence test she passed first try...my first liscence test I passed with a perfect, my full liscence test i got 98% or something...better than my sister did. So, she went through school and has the discount, I didn't go through the school and I am the better driver...the tests prove this. Blah...this whole topic makes me angry. I just find insurance companies up here like to discriminate a lot, which I thought was illegal.

They discriminate cuz you're canadian? heh from what I gather, canada just pays more for car insurance. Here in the U.S., at least at my school, you have to take driver's ed in order to even graduate from high school. So we don't have anything with driving school discounts.

landrym28 · 08-23-2007, 01:45 PM

I'm 25, and I'm paying around $71/month..full coverage. I haven't had any accidents yet, nor have I had any speeding tickets yet...that doesn't mean that I drive the speed limit though..

Papercolor · 08-27-2007, 03:29 PM

I have a few friends in canada....I've heard alot of people dont drive just because of insurance. Just the way it is.

I'll post my rates soon. I have quite a few dings...I like like 4 right now.

I was paying $66mo, age 24 for a 99 honda civic.

jetaimejsc · 08-27-2007, 03:37 PM

im 20 and i pay $247.13 a month thats a little too expensive for me

landrym28 · 08-27-2007, 03:38 PM

2 years ago, I was paying close to $200/month for insurance. It definately makes a difference when you turn 25...insurance usually drops in half automatically(assuming you still have a decent driving record).

I'm not sure how alot of the policies work in the States. Does insurance in the States drop quite a bit once you turn 25?

sherryberry · 08-27-2007, 03:55 PM

yeah, it's suppose to drop a ton when you turn 25. I don't know how much i'm not 25 yet..

but on another note.. somehow my insurance went down... again! i am not complaining but I have no idea why it keeps going down. Anyway, it's now at 306ish for six months.

08-23-2007, 12:19 PM	#37
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	In the U.S. it seems like they love to give discounts for random things.. I had a good student discount for graduating with a B average or better and then I now have the multi-car discount for having more than one car. And the multiline discount cuz I also have homeowner's insurance through them.. and then there's accident free discount for not being in an accident for over 5 yrs, etc. etc. I don't know how they calculate it in Canada.. if there are discounts like this or not but I know without these discounts, our insurance can easily be almost as much. __________________ Don't Milk the Cat! -Said by me during a game of Cranium.

08-27-2007, 03:55 PM	#45
sherryberry Drives: 07 Blazing Blue Yaris Join Date: Jun 2007 Location: Illinois Posts: 1,305	yeah, it's suppose to drop a ton when you turn 25. I don't know how much i'm not 25 yet.. but on another note.. somehow my insurance went down... again! i am not complaining but I have no idea why it keeps going down. Anyway, it's now at 306ish for six months. __________________ Don't Milk the Cat! -Said by me during a game of Cranium.

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08-23-2007, 12:33 PM	#38
alhope34 Spool'd View User's Garage Drives: 07 yaris, 16 gen coupe rspec Join Date: Aug 2007 Location: Toronto, Canada Posts: 161	we really only have discount for driving school. usually take about 30% off. When I had my learner's liscence I didn't have enough money for school so I didn't take it. I don't get why driving school matters so much to insurance, driving school does NOT make a good driver. Sure, you know a few extra tips here and there, but people are going to drive the way they want to no matter what driving school education they have. My older sister had driving school and her first liscence test she failed, passed on the second try then the full liscence test she passed first try...my first liscence test I passed with a perfect, my full liscence test i got 98% or something...better than my sister did. So, she went through school and has the discount, I didn't go through the school and I am the better driver...the tests prove this. Blah...this whole topic makes me angry. I just find insurance companies up here like to discriminate a lot, which I thought was illegal.

08-23-2007, 01:08 PM	#39
cm07yaris View User's Garage Drives: 2007 Toyota Yaris Blazing Blue Join Date: May 2007 Location: Appleton, WI Posts: 647	21 years old, $145/month, full coverage $1000 deductible, 2 speeding tickets, 1 traffic sign ticket, and a DWI

08-23-2007, 01:45 PM	#41
landrym28 3,300+ at one point.. >:( View User's Garage Drives: 2010 Hatchback RS Join Date: Aug 2007 Location: Saint John, NB, Canada Posts: 542	I'm 25, and I'm paying around $71/month..full coverage. I haven't had any accidents yet, nor have I had any speeding tickets yet...that doesn't mean that I drive the speed limit though..

08-27-2007, 03:29 PM	#42
Papercolor Drives: (us)2007 Yaris Liftback Join Date: Jul 2007 Location: Long Beach, Ca Posts: 4	I have a few friends in canada....I've heard alot of people dont drive just because of insurance. Just the way it is. I'll post my rates soon. I have quite a few dings...I like like 4 right now. I was paying $66mo, age 24 for a 99 honda civic.

08-27-2007, 03:37 PM	#43
jetaimejsc Drives: Yaris Hatchback Join Date: Apr 2007 Location: Bville, TN Posts: 212	im 20 and i pay $247.13 a month thats a little too expensive for me

08-27-2007, 03:38 PM	#44
landrym28 3,300+ at one point.. >:( View User's Garage Drives: 2010 Hatchback RS Join Date: Aug 2007 Location: Saint John, NB, Canada Posts: 542	2 years ago, I was paying close to $200/month for insurance. It definately makes a difference when you turn 25...insurance usually drops in half automatically(assuming you still have a decent driving record). I'm not sure how alot of the policies work in the States. Does insurance in the States drop quite a bit once you turn 25?