How much do you pay for your insurance? (US only) - Page 3 - Toyota Yaris Forums

coheed · 01-05-2009, 04:44 AM

Quote:

Originally Posted by Kal-El

Wow, you're taking a chance with just liability....No coverage for yourself? No comprehensive? Remember, anything happens, and your potentially eating the whole value of your car or at least fixing any damage out of pocket.

Yeah, but I've been in three accidents in my truck and I've driven away every time. So I'm not really worried about damage to the truck and I have five-point harnesses in it so... Plus my parents still have me covered medically.
And all my accidents have been off road, and involved trees

Kal-El · 01-05-2009, 12:05 PM

Quote:

Originally Posted by coheed

Yeah, but I've been in three accidents in my truck and I've driven away every time. So I'm not really worried about damage to the truck and I have five-point harnesses in it so... Plus my parents still have me covered medically.
And all my accidents have been off road, and involved trees

Oh, I thought this was coverage for your Yaris. Just noticed your planning to get one.

weaver615 · 03-25-2010, 10:16 PM

Full Coverage $584 for a year with free glass replacement and $500 Deductible....That's Right $584 for the YEAR!!!! With Sh**Y Credit too.

JumpmanYaris · 03-25-2010, 10:17 PM

LOL hey weaver you realized ur posting on old threads idk if you do

JBougie · 03-25-2010, 11:36 PM

boo..... I didnt check the origination date lol i thought this was a new thread!

Kal-El · 03-26-2010, 08:37 AM

Bumping old threads is better than starting duplicate threads.

bankrobber · 03-26-2010, 05:20 PM

I pay about 1,000 a year for my 07 HB and a 2005 Pontiac G6. I do not carry full coverage on the Yaris. I live in Central Florida. When I lived in South Florida the same coverage was around 1,500

Yaris#2 · 03-28-2010, 09:12 AM

I just paid my 6mo. premium for my 2010 Yaris and 97 Nissan truck. Full coverage on the Yaris and liability on truck. Total bill after discounts: $495.15.

nemelek · 03-28-2010, 07:05 PM

Quote:

Originally Posted by weaver615

Full Coverage $584 for a year with free glass replacement and $500 Deductible....That's Right $584 for the YEAR!!!! With Sh**Y Credit too.

That's a great price. I have great credit and get discounts for house, multi-car, accident free, ticket free. With $1,000 deductible for full coverage I pay $412/year.

Paul3086 · 04-10-2010, 10:57 PM

Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

DevilGirl · 04-11-2010, 08:28 AM

Quote:

Originally Posted by Paul3086

Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

For only one car? I'd say so. Those are high rates. Geico is actually known for that (despite their commercials; I know from personal experience as I used to have them).

Try shopping around. You'll see that you can get a much better rate for similar insurance. Shopping around every few years is actually not a bad idea.

Billiam · 04-11-2010, 10:23 AM

Ah...the joy of being old, married and a clean driving record (no tickets/accidents since 1989). I think I pay about $600 per year for full coverage with very high limits, $500 deductable, free towing, free glass replacement and under-insured coverage. It also helps to be with the same insurance company for 20 years.

STC · 04-22-2010, 12:43 PM

I’m insured in PA...

Full (Tort) Coverage
50/100/50
($50,000 – Bodily Injury Liability/$100,000 – per accident/$50,000 – Property Damage Liability)
$5,000 – Personal Injury Protection (PIP)
$15,000 – Underinsured (not-stacked - only one car)
$15,000 – Uninsured (not-stacked - only one car)
Comprehensive – $500 deductible
Collision – $500 deductable
Discounts: New Car, Passive Restraint, Anti-Theft Device, Safe Driver, Accident Free

Male mid-forties, clean record – no accidents, no points...

Nationwide Insurance
Present premium:
$287 – six month
$574 – yearly

I just found out from my insurance agent that my premium will be going up
Effective May 1, 2010 to:
$301 – six months
$602 – yearly

I’d like to keep it under $300 for 6 months! Probably will have to drop it down to 25/50/25 and raise the Underinsured and Uninsured Insurance up to $25,000? It just makes me mad

that law-abiding citizens are being penalized by paying insurance (way too much) for those who are obviously breaking the law by not having any insurance! *Sigh*

bst82551 · 04-22-2010, 08:11 PM

With USAA (open to military/prior military only), which is well known for having the lowest insurance rates around, I pay about $650 every 6 months. I pay Georgia insurance rates with a $500 deductible. That includes coverage for both me (age 22) and my wife (age 20). I have had many speeding tickets (I think I'm up to #5 now). My license is held in the state of Texas, which doesn't have a points system (AFAIK). Some of you guys are paying wayyyyy too much.

Full coverage on:
2008 Toyota Yaris Sedan

Liability on:
1998 Toyota Tacoma Prerunner

Discounts:
Multi-Policy discount (homeowners, auto, checking account, etc.)
Defensive driving certificate discount
New car discount (even though the Yaris is now two years old)
Longevity discount (stayed with USAA for over 1 year)
Several safety features (Daytime running lights, alarm system, etc.)

Sometimes being in the military isn't always so bad.

-Brian

swidd · 04-23-2010, 09:48 PM

I'm 25, good credit, no records of any kind, north east pa, geico, $142 for 6 months, liability only. $340 for comprehensive coverage.

yarisitis · 04-24-2010, 01:13 PM

I just got a quote from AAA yesterday for full coverage for just my Yaris.

$2,100

WTF?!

drunkwithwords · 04-25-2010, 02:02 AM

I pay about $176 a month for full coverage with Progressive Insurance. I'm 21 years old with a clean record (minus a ticket I received for not wearing my seat belt with my old Camry. The seatbelt didn't work anymore, and I was going to get it fixed right when I got the ticket. It was awesome). The rate, to me, is insane. I used to only pay $76 a month, but I found out that if I go with AAA, my rate will be between $110 - $125 a month.

What sucks is that Progressive charges $50 for canceling, but I'll make up for that money within the first month of going with AAA.

yarisitis · 04-25-2010, 11:15 AM

I'm 23 with a clean record too, no accidents or tickets ever.

And the only reason I got quoted so much according to the agent is because of my lack of years driving which is bullshit because this year will be my 6th year driving.

How fucking long do they want you to drive so they won't charge you an arm and a leg? 100 years?

04-22-2010, 12:43 PM	#49
STC "LibertyRides!" View User's Garage Drives: 2010 Yaris 3Dr LB \| 2020 Stang Join Date: Mar 2010 Location: State College, PA, USA Posts: 576	I’m insured in PA... Full (Tort) Coverage 50/100/50 ($50,000 – Bodily Injury Liability/$100,000 – per accident/$50,000 – Property Damage Liability) $5,000 – Personal Injury Protection (PIP) $15,000 – Underinsured (not-stacked - only one car) $15,000 – Uninsured (not-stacked - only one car) Comprehensive – $500 deductible Collision – $500 deductable Discounts: New Car, Passive Restraint, Anti-Theft Device, Safe Driver, Accident Free Male mid-forties, clean record – no accidents, no points... Nationwide Insurance Present premium: $287 – six month $574 – yearly I just found out from my insurance agent that my premium will be going up Effective May 1, 2010 to: $301 – six months $602 – yearly I’d like to keep it under $300 for 6 months! Probably will have to drop it down to 25/50/25 and raise the Underinsured and Uninsured Insurance up to $25,000? It just makes me mad that law-abiding citizens are being penalized by paying insurance (way too much) for those who are obviously breaking the law by not having any insurance! Sigh __________________ ~ Mark ~ 2010 Yaris 3-Dr Liftback, 5-Speed Manual, P185/60R 15, Bayou Blue Pearl I Love my YARIS - (Click below to see Gaslog): Most miles Tank: 538 tank/10.148 gal = 53.015 MPG / Most MPG: 54.95 MPG (ethanol) 425 tank/7.73 gal "The evils of government are directly proportional to the tolerance of the people." -- Frank Kent

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Insurance and smash repair	firez3r0	Australia	13	07-25-2007 04:41 AM
GROUP BUY - JDM (RS) Vitz LED Tail Lamp ...	riceboy	Items for Sale by private party	453	07-14-2007 08:30 AM
Gap Insurance for $299.99	mgthompson	General Yaris / Vitz Discussion	2	02-06-2007 06:25 AM
Help! Insurance for Yaris	hans_fh	General Yaris / Vitz Discussion	20	11-02-2006 12:46 AM
2007 Registration and Insurance	Vitz-to	General Yaris / Vitz Discussion	21	03-28-2006 09:57 PM

03-25-2010, 10:16 PM	#39
weaver615 Drives: '07 Yaris 3DRH Join Date: Mar 2010 Location: New York Posts: 46	Full Coverage $584 for a year with free glass replacement and $500 Deductible....That's Right $584 for the YEAR!!!! With Sh**Y Credit too.

03-25-2010, 11:36 PM	#41
JBougie Banned View User's Garage Drives: 2010 Yaris LB (Prev: 07 Sedan) Join Date: Mar 2009 Location: Beech Bluff, TN Posts: 1,266	boo..... I didnt check the origination date lol i thought this was a new thread!

03-26-2010, 08:37 AM	#42
Kal-El Drives: 07 Yaris S Sedan 5-Speed Join Date: Oct 2008 Location: Massachusetts Posts: 2,179	Bumping old threads is better than starting duplicate threads.

03-26-2010, 05:20 PM	#43
bankrobber Drives: 2007 Yaris Hatchback Join Date: Jan 2010 Location: Central Florida Posts: 254	I pay about 1,000 a year for my 07 HB and a 2005 Pontiac G6. I do not carry full coverage on the Yaris. I live in Central Florida. When I lived in South Florida the same coverage was around 1,500

03-28-2010, 09:12 AM	#44
Yaris#2 Drives: 2010 5dr hatchback manual Join Date: Feb 2010 Location: indiana Posts: 34	I just paid my 6mo. premium for my 2010 Yaris and 97 Nissan truck. Full coverage on the Yaris and liability on truck. Total bill after discounts: $495.15.

04-10-2010, 10:57 PM	#46
Paul3086 Drives: 2010 Yaris Hatchback Join Date: Mar 2010 Location: East Rockaway, NY Posts: 3	Geez, I'm paying $1,488 a year with Geico. 100/300 liability, $1,000 deductible collision. No accidents or tickets in 20 years. Am I paying too much??

04-11-2010, 10:23 AM	#48
Billiam View User's Garage Drives: '10 White Yaris 4D LB Join Date: Mar 2010 Location: USA Posts: 558	Ah...the joy of being old, married and a clean driving record (no tickets/accidents since 1989). I think I pay about $600 per year for full coverage with very high limits, $500 deductable, free towing, free glass replacement and under-insured coverage. It also helps to be with the same insurance company for 20 years.

04-22-2010, 08:11 PM	#50
bst82551 Drives: 2008 Flint Mica Yaris Sedan Join Date: Jan 2010 Location: Augusta, GA Posts: 29	With USAA (open to military/prior military only), which is well known for having the lowest insurance rates around, I pay about $650 every 6 months. I pay Georgia insurance rates with a $500 deductible. That includes coverage for both me (age 22) and my wife (age 20). I have had many speeding tickets (I think I'm up to #5 now). My license is held in the state of Texas, which doesn't have a points system (AFAIK). Some of you guys are paying wayyyyy too much. Full coverage on: 2008 Toyota Yaris Sedan Liability on: 1998 Toyota Tacoma Prerunner Discounts: Multi-Policy discount (homeowners, auto, checking account, etc.) Defensive driving certificate discount New car discount (even though the Yaris is now two years old) Longevity discount (stayed with USAA for over 1 year) Several safety features (Daytime running lights, alarm system, etc.) Sometimes being in the military isn't always so bad. -Brian

04-23-2010, 09:48 PM	#51
swidd Drives: Yaris HB Join Date: Jul 2007 Location: Central Alabama, GOD BLESS AMERICA Posts: 755	I'm 25, good credit, no records of any kind, north east pa, geico, $142 for 6 months, liability only. $340 for comprehensive coverage.

04-24-2010, 01:13 PM	#52
yarisitis Drives: 2008 Yaris LB Join Date: Apr 2009 Location: California Posts: 165	I just got a quote from AAA yesterday for full coverage for just my Yaris. $2,100 WTF?!

04-25-2010, 02:02 AM	#53
drunkwithwords Drives: 2010 Toyota Yaris Join Date: Feb 2010 Location: Elk Grove, Ca Posts: 8	I pay about $176 a month for full coverage with Progressive Insurance. I'm 21 years old with a clean record (minus a ticket I received for not wearing my seat belt with my old Camry. The seatbelt didn't work anymore, and I was going to get it fixed right when I got the ticket. It was awesome). The rate, to me, is insane. I used to only pay $76 a month, but I found out that if I go with AAA, my rate will be between $110 - $125 a month. What sucks is that Progressive charges $50 for canceling, but I'll make up for that money within the first month of going with AAA.

04-25-2010, 11:15 AM	#54
yarisitis Drives: 2008 Yaris LB Join Date: Apr 2009 Location: California Posts: 165	I'm 23 with a clean record too, no accidents or tickets ever. And the only reason I got quoted so much according to the agent is because of my lack of years driving which is bullshit because this year will be my 6th year driving. How fucking long do they want you to drive so they won't charge you an arm and a leg? 100 years?