What finance rate did you get? - Page 3 - Toyota Yaris Forums

pennystocks · 05-21-2006, 11:51 AM

Well i owe some money to SBC, thats probaly what did it with that being the only thing on my report. Even w/ the high rate 350$ a month still aint too bad.

bikergal · 07-14-2006, 12:48 AM

***Bumping***

5.95% is pretty good for right now

costaricandreams · 07-14-2006, 01:16 AM

6.0%

asa805 · 07-14-2006, 12:55 PM

I had a 5% loan (12,000k) through my fathers credit union (he is the treasurer). I have a 60 month loan and am paying 230 a month. I put 3k down at time of purchase. :)

eight_heads · 07-14-2006, 02:02 PM

6.5% through credit union... don't have a whole lot of credit yet.. so i'm working my way up...

TRD_Yaris · 07-15-2006, 03:20 AM

5.49%
Austin Telco Credit Union was offering a special on new cars and my credit union matched them.

rstb88 · 07-18-2006, 01:54 AM

wow ya'll have some low rate. I have 12%. first time buyer and a cosigner for six years Ill be paying on this. and 17.5% is rediculous. my cosigner had a bankruptcy still on file and I got 12%

Chaad32 · 07-18-2006, 06:49 PM

0%........Bought it cash

Buckethead · 07-25-2006, 12:20 AM

Quote:

Originally Posted by Chaad32

0%........Bought it cash

Niiiiiiice!!!

Billstein · 07-23-2006, 10:40 PM

7.9 on sunday July 23 2006 Im going to check with the credit union on monday

Bidoup · 07-27-2006, 10:08 PM

I'm not really sure but I think its 6.9% on a lease... 500$ down + 500$ from the student program... 307$/months

ctrj · 07-27-2006, 10:11 PM

We bought ours in early May at 7% with 0 down for 60 months and pay low $320's for it.

featherz · 07-28-2006, 09:44 AM

I paid cash (and a trade). :)

Chaad32 · 07-28-2006, 06:05 PM

Quote:

Originally Posted by featherz

I paid cash (and a trade). :)

Congrats...thats the best way to go if you can.

Lowfront · 08-12-2006, 08:28 AM

I feel so ripped off right now, toyota said the best they could do was 9.9% and that was with an amazing credit co-signer......I knew it was a rip off but I didn't have a choice...I don't get it

I can refinance in a couple months with that graduate program right?...What rate does that get me?

msagowitz · 08-12-2006, 10:21 AM

If your co signer had amazing credit then you should have went directly to the bank or credit union for the loan...if you don't have any credit you'll have to wait longer than a couple months to refinance.

Boo · 08-19-2006, 01:24 PM

6.35% / 48mon. - (Loan) thru Toyota.

riceboy · 08-19-2006, 02:31 PM

Keep in mind that the buyback rate is very important too, although you might pay less in interest you might pay more to make up for the lower lease end value.

07-14-2006, 12:48 AM	#2
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	*Bumping* 5.95% is pretty good for right now Last edited by bikergal; 07-14-2006 at 01:29 AM.

07-14-2006, 02:02 PM	#5
eight_heads Drives: '07 Yaris Liftback Join Date: May 2006 Location: LA, USA Posts: 244	6.5% through credit union... don't have a whole lot of credit yet.. so i'm working my way up... __________________ '07 Yaris Liftback -Red 5spd w/convenience

07-15-2006, 03:20 AM	#6
TRD_Yaris Yarii Hunter Drives: 2007 Yaris Liftback and S13's Join Date: May 2006 Location: Austin, Texas Posts: 437	5.49% Austin Telco Credit Union was offering a special on new cars and my credit union matched them. __________________ Thanks for all the help over the years, YarisWorld!!!

07-18-2006, 01:54 AM	#7
rstb88 Drives: Silver Hatchback Join Date: Jul 2006 Location: Tennessee Posts: 150	wow ya'll have some low rate. I have 12%. first time buyer and a cosigner for six years Ill be paying on this. and 17.5% is rediculous. my cosigner had a bankruptcy still on file and I got 12% __________________ "Automatic carwashes are like Hookers........are you sure you want to use it next???? (Jer)"

07-18-2006, 06:49 PM	#8
Chaad32 Drives: 2007 Liftback Join Date: Jul 2006 Location: USA Posts: 334	0%........Bought it cash __________________ 2007 Liftback Blazing Blue Cold Weather, Convenience Package, Arm Rest, Floor mats, Weathertech vent visors

05-21-2006, 11:51 AM	#1
pennystocks View User's Garage Drives: 07 Civic Si Coupe(Black Pearl) Join Date: May 2006 Location: Chicago, IL Posts: 159	Well i owe some money to SBC, thats probaly what did it with that being the only thing on my report. Even w/ the high rate 350$ a month still aint too bad.

07-14-2006, 01:16 AM	#3
costaricandreams Raggamuffin Drives: Yaris Latchback 2007 Join Date: Jun 2006 Location: Raleigh, NC Posts: 41	6.0%

07-14-2006, 12:55 PM	#4
asa805 Drives: 07 White 2dr Yaris Hatch Join Date: Jun 2006 Location: NYC Posts: 38	I had a 5% loan (12,000k) through my fathers credit union (he is the treasurer). I have a 60 month loan and am paying 230 a month. I put 3k down at time of purchase. :)

07-23-2006, 10:40 PM	#10
Billstein Whew Who.. Drives: 2 Yaris Hatchs and Tacoma Join Date: May 2006 Location: So. Ca. Posts: 78	7.9 on sunday July 23 2006 Im going to check with the credit union on monday

07-27-2006, 10:08 PM	#11
Bidoup Drives: 07 Yaris Hatch 3dr BB Join Date: Jul 2006 Location: Gatineau, Qc, Canada Posts: 42	I'm not really sure but I think its 6.9% on a lease... 500$ down + 500$ from the student program... 307$/months

07-27-2006, 10:11 PM	#12
ctrj Drives: 07 Yaris Sdn, 97 4Runner Join Date: Jul 2006 Location: Upland, CA Posts: 113	We bought ours in early May at 7% with 0 down for 60 months and pay low $320's for it. __________________ RJ 2007 Toyota Yaris Base Sedan -5 speed SOLD

07-28-2006, 09:44 AM	#13
featherz Drives: 2007 Liftback Yaris Bayou Blue Join Date: Jul 2006 Location: Lake Arrowhead, CA Posts: 23	I paid cash (and a trade). :)

08-12-2006, 08:28 AM	#15
Lowfront Drives: Yaris Sedan Join Date: Aug 2006 Location: Worcester MA Posts: 119	I feel so ripped off right now, toyota said the best they could do was 9.9% and that was with an amazing credit co-signer......I knew it was a rip off but I didn't have a choice...I don't get it I can refinance in a couple months with that graduate program right?...What rate does that get me?

08-12-2006, 10:21 AM	#16
msagowitz Drives: 07 Toyota Yaris Sedan Join Date: Jun 2006 Location: Beavercreek OH Posts: 88	If your co signer had amazing credit then you should have went directly to the bank or credit union for the loan...if you don't have any credit you'll have to wait longer than a couple months to refinance.

08-19-2006, 01:24 PM	#17
Boo View User's Garage Drives: PW Yaris LB AT Join Date: Jul 2006 Location: Madison, WI Posts: 241	6.35% / 48mon. - (Loan) thru Toyota.

08-19-2006, 02:31 PM	#18
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	Keep in mind that the buyback rate is very important too, although you might pay less in interest you might pay more to make up for the lower lease end value.