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07-02-2007, 11:13 PM | #109 |
:)
Drives: 2007 5DR Yaris HB RS Join Date: Jun 2007
Location: Ottawa, Ontario
Posts: 40
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Fully Loaded 2007 RS 4door HB - 300$ CANADIAN - No Money Down / 60months
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07-03-2007, 11:35 PM | #110 |
Awesome.
Drives: 07 Meteorite Metallic Hatch Join Date: Jul 2007
Location: NY
Posts: 105
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$230 a month, $500 down, 72 mos... Will have it payed off pretty quick though.
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07-05-2007, 04:51 AM | #111 |
$235 for 72 months with 0 down and 6.25% apr.
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07-05-2007, 07:39 PM | #112 |
Drives: Bayou Blue 2dr, AT Join Date: Jun 2007
Location: Portland, OR
Posts: 67
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$0 for 0 months with $12700 down and 0.00% APR.
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07-08-2007, 10:47 AM | #113 |
Drives: Red Sedan w/ Power Package Join Date: Jul 2007
Location: Virginia
Posts: 3
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$241/month with $3,400 down....7.5% APR....72 months.
I'm trying to pay it off early though. |
07-09-2007, 05:50 AM | #114 |
Drives: 95 volvo 850 (saving my cash) Join Date: Jun 2007
Location: New London, CT
Posts: 9
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right now I'm paying 400 a month... to my savings account. until i have 12000 and can pay for it in cash...
one of the best money lessons you will ever learn in not to pay for finance charges on something that loses value... your basically paying for 2 cars and getting 1, just because you had to have it now and not wait.. but if you really needed it... you got it =) |
07-09-2007, 09:40 AM | #115 |
Drives: 2007 Silver Sedan Join Date: Feb 2007
Location: NYC
Posts: 75
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got a sedan
$7,000 down $340 a month for 24 months at 0.00% APR The dealership can give you any interest rate you want regardless of credit score from what I've seen. |
07-09-2007, 11:01 AM | #116 |
Drives: Silver 07 LB Join Date: Jan 2007
Location: Daytona Beach, FL
Posts: 27
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$279/month for 60 months with 0 down and no cosigner
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07-09-2007, 11:58 AM | #117 | |
Drives: 2007 Blazing Blue 5-speed L/B Join Date: Oct 2006
Location: Scottsdale, AZ
Posts: 28
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Quote:
You would be far better off paying 6.5% or less on a loan, or better yet LEASING, and throwing all of your cash at an APPRECIATING asset like property. That way, not only can you offset the cost of the financing, but usually can end up making $$$ at the same time... Never pay cash for anything until it has fully depreciated. |
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07-09-2007, 03:54 PM | #118 |
Drives: Bayou Blue 2dr, AT Join Date: Jun 2007
Location: Portland, OR
Posts: 67
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It all depends on the rate of return on your appreciating assets. My savings account gets somewhere around 5%, and the best rate offered to me on the Yaris was somewhere around 6.5%; in this case paying cash made more sense. If they'd offered me an APR below 4%, I would have financed.
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07-09-2007, 04:05 PM | #119 | |
Small cars are a big deal
Drives: 2007 Yaris Liftback Join Date: Feb 2006
Location: Portland, OR
Posts: 3,144
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Quote:
How'd you manage a 0% APR from Toyota Financial?
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Subcompact Culture: The Small car blog |
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07-10-2007, 09:13 AM | #120 | |
Drives: 2007 Silver Sedan Join Date: Feb 2007
Location: NYC
Posts: 75
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Quote:
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07-10-2007, 09:27 AM | #121 |
Drives: 2007 Silver Sedan Join Date: Feb 2007
Location: NYC
Posts: 75
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They wouldn't let me leave until I bought the car. First they tried jacking the MSRP by $5,000. Then when that didn't work, they kept me there for 6 hours by refusing to return my debit card. When offering me 2.9% still didn't get me to buy the car, they offered 0%. Finally I agreed. I really wasn't trying to do any negotiating after they jacked the price, it was all them not wanting me to leave. After I agreed, I was able to drive off the lot 2 or 3 hours later (took a while to get the paperwork). It was a nightmare but it's a cheap car that is good for NYC driving (although it eats gas in city driving) and the maintenance schedule sounds good so it'll do.
I paid $15,000 out the door including all taxes (8.375% in manhattan), license, registration, etc. |
07-10-2007, 09:30 AM | #122 | |
Drives: 2007 Toyota Yaris HB Join Date: Jul 2007
Location: San Deigo
Posts: 3
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Quote:
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07-10-2007, 10:32 AM | #123 | |
Drives: 2007 Yaris/2009 Phit Sport Join Date: Jun 2007
Location: Northeast
Posts: 159
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Terrible deal on a Yaris
Quote:
Perhaps I'm clueless, but the economics of your Yaris purchase don't make a whole lot of sense to me. At the end of 6 years, you'll have paid well over TWENTY THOUSAND DOLLARS for a car that will be worth well UNDER $10,000. In terms of dollars & cents (sense?) this is really a VERY VERY bad deal for you. Let's just say that the dealer, and Toyota Motor Company, made out EXTREMELY well on this transaction. I am assuming that you are very very young. I waited, saved up every month, and then went into my dealer & paid cash for my 2007 Yaris hatch. For me, it's the only way to do it. |
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07-20-2007, 09:36 PM | #124 |
Drives: Yaris 2007 Join Date: Jul 2007
Location: Aruba
Posts: 11
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Paying $409 a month for my Sedan Flint Mica Automatic. $3000 down. Original price: $20.000. You see... over here on the island of Aruba, the import tax for a vehicle is 49% of the vehicle's total value, making cars very expensive.
Paying $1200 a year for insurance. Any questions? :p |
07-23-2007, 08:05 PM | #125 |
Drives: '07 Blazing Blue LB, '09 Jetta Join Date: May 2007
Location: SoCal
Posts: 413
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traded in my 2005 Honda Element with still 3 yrs payment left,
the Yaris was listed $15400, but they gave me for $11200. (it was Memorial Day) before midnite, i signed all paperwork and drove home the yaris. payment is $370/month. The salesman asked me for not trading the Honda, so i can make lower monthly payment for the yaris. but i declined and really wanna get rid of that Honda. I love my Element...but with the gas price. i couldn't stand it.
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current: '07 Yaris LB - '09 VW Jetta ex: '06 Beetle S(19x8.5 Audi A8) - MK4 GLi BMP(18x8 OZ, K04) - '03 GTi(17x7.5 Ronal, APR93) - '01 GLS - '88 GTi - '86 GTi - '83 GTi |
07-23-2007, 08:07 PM | #126 | |
Drives: '07 Blazing Blue LB, '09 Jetta Join Date: May 2007
Location: SoCal
Posts: 413
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Quote:
that insurance rate is like in New Jersey...
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current: '07 Yaris LB - '09 VW Jetta ex: '06 Beetle S(19x8.5 Audi A8) - MK4 GLi BMP(18x8 OZ, K04) - '03 GTi(17x7.5 Ronal, APR93) - '01 GLS - '88 GTi - '86 GTi - '83 GTi |
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