cant get a car to save my life

[spkrman]

Originally Posted by kdctuning

My credit is in the craper for not paying my bills on time, but I got approved for a $18900.00 for my Impreza 2.5i with a 200 credit score with a thousand down. Capitol One Auto Financing Is a good company, but you get high financing. Have them try there.

exactly... :)

There is some good $ in selling a car, taking a few payments, and then getting that bish back.... and doing it over a few times... especially if you are raping them on the interest rate the whole time.

[mutatio]

whatever happens, all i can say is, haggle! lol but really, you're likely to get knocked on the interest rate initially so try and get them to come down on the price. if you are peristent enough u will even be able to find some dealerships willing to deal at invoice for a yaris. bite the bullet on the interest, work your butt off for a few months to make the payments, get a credit card to buy things you would usually use your checking account for and pay off the bill each month from your actual checking account, check your credit score, and then, assuming it has gone up due to reliable car payments and such, check out your local credit unions for deals on refinancing. :)

[kdctuning]

I'll tell you how it works at Subaru. There is sticker, invoice and then invoice hold back which is dealer invoice minus a $1000 ( a kick back from the manufacter ). Usaully you can not haggle a deal down into it's hold back, but if you hit the right sales person you can. Just hammer away at them till they crack. Because at this time of year, everyone is slow and trying to sell a car, so some dealer will haggle with their banks to make it work.

[501]

you should look into new like a scion. because toyota finacial has first time buyer programs with some cash down on the scions, the risk factor on the bank side is low on new. just a thought