How much for insurance? - Toyota Yaris Forums

bikergal · 05-16-2006, 03:57 AM

So I call up my insurance company (been with them 10 years) and ask about the 2007 Yaris. She doesn't even have the car in her computer. So she does an estimate (what she compaired it to I have no idea) and she comes up with approx. $85 a month for full coverage.

$250 Comp and $500 Collision deductables, the rest of the coverages maxed out just about... Not bad huh?

What about everyone else?

jcove · 05-16-2006, 04:05 AM

Quote:

Originally Posted by bikergal

So I call up my insurance company (been with them 10 years) and ask about the 2007 Yaris. She doesn't even have the car in her computer. So she does an estimate (what she compaired it to I have no idea) and she comes up with approx. $85 a month for full coverage.

$250 Comp and $500 Collision, the rest of the coverages maxed out just about... Not bad huh?

What about everyone else?

I just switched companies. The company I was with quoted over 300 a month, more than I was paying for my 91 Talon and my 03 Altima combined

I can't remember exactly what I'm paying now. I'll have to check and add later....

ricko · 05-16-2006, 09:34 AM

I don't know if Can./U.S. prices are comparable. I pay a little less than that, but I'm older and live in a low population area.

Uglyboyed · 05-16-2006, 10:13 AM

well my lincense is all messed up for multiple tickets in the 2003 so i was qouted like 400-450. Until the dealership found me some good insurance for 250 full coverage and a sr22 (which i need because of my messed up license)

NickNickNick · 05-16-2006, 05:49 PM

132$/month with full coverage, 100$ deductable for any collision/vandalism/windshield repair.

devinlamothe · 05-16-2006, 06:36 PM

$310 CAD a month, but this is my first time with insurance and I'm only 21 ...

stuffy · 05-16-2006, 08:08 PM

$110 p/month full coverage, not sure of the deductable

bigsky2 · 05-17-2006, 12:02 AM

In British Columbia (Canada), there is one main insurance company: ICBC.

There are others as well, but most of the province uses ICBC.

My premium is CAD $2033 for the year.
That's about $170 per month.

Covers $2 million third-party liability, and deductible is $300 for both comprehensive and collision.

I believe the Yaris has a passive immobilizer, and I received an anti-theft discount because of that.

bikergal · 05-17-2006, 09:09 AM

91 people looked at this thread but only 7 responded? Come on out you lurkers

Idjiit · 05-17-2006, 09:41 AM

My insurance on the Yaris is only about $50, but we have two cars with them and also have our homeowners insurance through them.

NickNickNick · 05-17-2006, 03:35 PM

Quote:

Originally Posted by bigsky2

In British Columbia (Canada), there is one main insurance company: ICBC.

There are others as well, but most of the province uses ICBC.

My premium is CAD $2033 for the year.
That's about $170 per month.

Covers $2 million third-party liability, and deductible is $300 for both comprehensive and collision.

I believe the Yaris has a passive immobilizer, and I received an anti-theft discount because of that.

That's ridic.

Saskatchewan = exact same coverage, I'm 23, a -3 driving record until June (when it all gets cleared off) and pay 132$/month for the EXACT same coverage, except my deductable is 100$ for both comprehensive, collision, vandalism, and windshield repair.

why? · 05-17-2006, 05:03 PM

I was estimated at about $800 US for the year, including a two car 5% discount and an alarm discount.

We'll see what the insurance company really says it is when they make it up.

bigsky2 · 05-17-2006, 08:43 PM

Quote:

Originally Posted by NickNickNick

That's ridic.

Saskatchewan = exact same coverage, I'm 23, a -3 driving record until June (when it all gets cleared off) and pay 132$/month for the EXACT same coverage, except my deductable is 100$ for both comprehensive, collision, vandalism, and windshield repair.

It's possible that your premium is lower because your driving record and claims history is better than mine.

I'm at -25% discount, but I would've been at -40% had I not got into an accident nine years ago.

To further compare numbers, ICBC's BASE premium for the 2007 Yaris Hatchback is roughly 2600 dollars. That's if you are at base rate, no surcharge or discount.

Still pretty expensive if you ask me... But us British Columbians have to deal with ICBC, which is a crown/provincial corporation, 99% of the time. Even people who deal with Canadian Direct insurance maybe get at most another 5% off.

Dylanby · 05-17-2006, 11:12 PM

It depends a lot on location (& commute). Start in the centre of the GTA & prices usually go down as you start to move out towards the sticks.

The best I could get for the Yaris was around $150/monthly. I could've brought that down if I had home/other insurance with the same company.

Still a rip. Oh well.

DARK505 · 05-19-2006, 12:18 AM

The minimum (min liability only) is $61/mo and full coverage would be $244.72/mo ($250 deductale) for me.

bikergal · 05-19-2006, 09:01 AM

Quote:

Originally Posted by DARK505

The minimum (min liability only) is $61/mo and full coverage would be $244.72/mo ($250 deductale) for me.

Just a heads up here... if you plan on having a loan out on a new car you will be expected to have full coverage (comp and collison) otherwise you won't be able to get a loan

DARK505 · 05-19-2006, 03:02 PM

Yup i realize that. Ill be buying outright so i guess it will depend on my income as far as what level of insurance i get.

bikergal · 05-19-2006, 10:10 PM

Quote:

Originally Posted by DARK505

Yup i realize that. Ill be buying outright so i guess it will depend on my income as far as what level of insurance i get.

Well.... really think about it. Even if you buy it outright do you really want a brand new car on the road with no Comp or Collision? To me that is taking a huge risk

All you need is for someone to hit you who doesn't have insurance and you are screwed big time.... Good Luck and be careful

05-16-2006, 03:57 AM	#1
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	How much for insurance? So I call up my insurance company (been with them 10 years) and ask about the 2007 Yaris. She doesn't even have the car in her computer. So she does an estimate (what she compaired it to I have no idea) and she comes up with approx. $85 a month for full coverage. $250 Comp and $500 Collision deductables, the rest of the coverages maxed out just about... Not bad huh? What about everyone else? Last edited by bikergal; 05-16-2006 at 10:32 AM.

05-17-2006, 05:03 PM	#12
why? Only Happy When it Rains View User's Garage Drives: Yaris LB Join Date: Jan 2006 Location: harnett county NC Posts: 4,097	I was estimated at about $800 US for the year, including a two car 5% discount and an alarm discount. We'll see what the insurance company really says it is when they make it up. __________________ Colin Chapman disciple

05-17-2006, 11:12 PM	#14
Dylanby Drives: RS 5-DR Join Date: Apr 2006 Location: GTA Posts: 113	It depends a lot on location (& commute). Start in the centre of the GTA & prices usually go down as you start to move out towards the sticks. The best I could get for the Yaris was around $150/monthly. I could've brought that down if I had home/other insurance with the same company. Still a rip. Oh well. Last edited by Dylanby; 05-18-2006 at 10:30 PM.

05-16-2006, 09:34 AM	#3
ricko Drives: Copper-Orange Yaris RS Join Date: Apr 2006 Location: Georgian Triangle Ont. Posts: 310	I don't know if Can./U.S. prices are comparable. I pay a little less than that, but I'm older and live in a low population area.

05-16-2006, 10:13 AM	#4
Uglyboyed Drives: 07 Yaris Sedan S Flint Mica Join Date: May 2006 Location: Fort Lauderdale, FL Posts: 131	well my lincense is all messed up for multiple tickets in the 2003 so i was qouted like 400-450. Until the dealership found me some good insurance for 250 full coverage and a sr22 (which i need because of my messed up license)

05-16-2006, 05:49 PM	#5
NickNickNick Drives: 06 Silver Yaris 3-door Manual Join Date: Feb 2006 Location: Canada Posts: 96	132$/month with full coverage, 100$ deductable for any collision/vandalism/windshield repair.

05-16-2006, 06:36 PM	#6
devinlamothe Drives: '07 Yaris HB Join Date: Apr 2006 Location: Sudbury, Canada Posts: 520	$310 CAD a month, but this is my first time with insurance and I'm only 21 ...

05-16-2006, 08:08 PM	#7
stuffy Drives: 06 yaris 5-dr le man Join Date: Mar 2006 Location: ontario, canada Posts: 699	$110 p/month full coverage, not sure of the deductable

05-17-2006, 12:02 AM	#8
bigsky2 Cousin Vitz View User's Garage Drives: Yaris RS 5DR / Vitz RS wannabe Join Date: Mar 2006 Location: Vancouver, Canada Posts: 1,082	In British Columbia (Canada), there is one main insurance company: ICBC. There are others as well, but most of the province uses ICBC. My premium is CAD $2033 for the year. That's about $170 per month. Covers $2 million third-party liability, and deductible is $300 for both comprehensive and collision. I believe the Yaris has a passive immobilizer, and I received an anti-theft discount because of that.

05-17-2006, 09:09 AM	#9
bikergal Drives: Tacoma 4x4 Join Date: May 2006 Location: USA Posts: 101	91 people looked at this thread but only 7 responded? Come on out you lurkers

05-17-2006, 09:41 AM	#10
Idjiit 5 Stars, Bitches Drives: Prius, Silver Yaris Liftback Join Date: Mar 2006 Location: Holly Springs, NC Posts: 451	My insurance on the Yaris is only about $50, but we have two cars with them and also have our homeowners insurance through them.

05-19-2006, 12:18 AM	#15
DARK505 Drives: Subaru Impreza WRX Join Date: May 2006 Location: Albuquerque New Mexico Posts: 41	The minimum (min liability only) is $61/mo and full coverage would be $244.72/mo ($250 deductale) for me.

05-19-2006, 03:02 PM	#17
DARK505 Drives: Subaru Impreza WRX Join Date: May 2006 Location: Albuquerque New Mexico Posts: 41	Yup i realize that. Ill be buying outright so i guess it will depend on my income as far as what level of insurance i get.