Got a yari....

[graywolf_14]

Ok I blew my car up in feb and have been waiting til we get a house to get a car. Well we decided that since my gf's car is messing up we need another car more than a house. Well went looking for a car and it seems that it is harder to get approved for a used car than it is for a new car. Well I hate the aveo and the fit so I opted for the yaris. It is a 07 black liftback manual with the cold weather package and a cd player. If it wasnt the fact that I would be paying 500 a month and it would take months to get the one I want I wouldnt of settled for a base model. I am paying 396 a month because I wanted the 6yr warranty. But I am going in the airguard next year so I will just use the 7500 sign on bonus to pay most of it off than refinance to get lower payments.

[PetersRedYaris]

Welcome, and congrats on the purchase. You opted for the right car.

[yrsdrgn]

Welcome aboard.

[graywolf_14]

Ok just got it last night and they still had to make sure I was going to get financed. Well I guess toyota wont do it without atleast 400bux down. I have a credit score of like 540 and my gf co-signed and she has a score of like 630-650. I make 2200 a month and she makes like 1k and gets 210bux a month for child support. That is like 3410 yet we cant get approved is that bull or what. That and I was going to end up paying 396 a month.

[graywolf_14]

Well I guess I didnt get a yaris. They said they were not able to get me approved. It is bull I make 12.71 an hr and have a 540 credit score. Shoot and my gf has a 650 or so which neather is good but it not bad. I guess I will just get some 1000 dollar beater and save close to 500 a month. Than when I get out of the air guard I will just go to a different toyota dealer and put that 7500 down on a yaris or a tc.

[Shroomster]

sorry to hear it man good luck in the force...

[paradigm]

You're better off not getting it with the payments you would have been making. saving up a little and dropping a down payment would save you in the long run big time. I was a first time buyer and dont have great credit but with a couple k down i got an ok interest rate like 10.99 so payments are around 216.

[the_boss]

I had hard time getting approved by toyota when I bought my previous car (2001 echo, and I bought it last year) and I had to give 1000$ down and my wife co-signed....When I bought my yaris 2 weeks ago didn't had any problem for approval and my credit is kinda messy...somethime it just depend on how the guy feel at the other end:frown: check with your bank sometime it works out but the interest rate is little more than with the dealer...

[tekmoe]

toyota's need warranty?

news to my ears...

:tongue:

[graywolf_14]

Yeah I was going to drop the warranty but cant do anything now. Looking at this 93 eclipse 2.0L for like 1k. It will get me around plus my buddy has a parts car I can have. Than when get out sell the eclipse and use that plus the 7500 as a down payment on maby a yaris or a tc.

[graywolf_14]

I had a 94 talon(same thing as eclipse) with the 1.8 and I loved it so the 2.0 can only be better. Nice low seating with sporty suspension and peppy engine.

[paradigm]

DSM's are cool. If you can find one in decent condition for 1k and you have the parts to back it from your friends car i say jump on it. With lil effort you'll have a fun car in the meantime while you wait.

[graywolf_14]

Yeah I am going to try and rebuild the extra motor I will have. Well that and swap the manual tranny into it.

[graywolf_14]

They have it listed at like 999 but I am going to offer 800 cash. My father inlaw said he will loan me 1k. Or I think I am going to check with my band and try to get a loan for what kbb is in good condition. Even in fair condition it is worth like 2k. So if I can get a loan for like 2500 I can rebuild the extra motor and get the tranny cleaned up and a new clutch in it. That or if anyone knows someone in the ks area that is selling a festiva.

[graywolf_14]

Yeah and the car had 56 miles on it when I got it and I have already put over 400 miles on it. So they cant even sell it as a new car now. I was going to end up paying 28k for it if I didnt end up going in the airguard.

[graywolf_14]

Well I returned it no problem so it all good. And I may go back after training and get somehting else. The dealer didnt wrong me it isnt there fault I couldnt get approved. If I dont just keep this eclipse I am getting I will eather get a tc, svt focus, or a yaris with as many options I can get.