My car just got totaled! - Toyota Yaris Forums

Cloud102 · 06-08-2009, 04:25 PM

So, this was a hit and run. Bad stuff. Hit me on my side and I'm pretty sure it will qualify as a totaled vehicle.

This is my first accident, so I don't know what to expect when the adjuster will give me a value on my Yaris. Basically, I'd like to hear some opinions on what it's worth and what he should give me, because I hear they try to lowball it.

My car is a 2007 Yaris. Excellent condition, with airbags, automatic, etc... non powered windows, though. Oh, and 41338 is the mileage.

I tried a bunch of sites like Kelly Blue book and Edmunds, but each give me different amounts.

Any help is appreciated.

*tk-421* · 06-08-2009, 04:31 PM

Good to know you are OK. Be sure to give the doctor a visit for a physical.

HTM Yaris · 06-08-2009, 04:32 PM

Pics Please

darthbauer · 06-08-2009, 04:34 PM

There really isn't much to expect since different insurance companies handle things differently. Make sure you are covered if the car is sitting at a tow yard or something. If your not covered then get it out of there as quick as you can.

Tamago · 06-08-2009, 05:00 PM

call your insurance company :) they'll tell you what it's worth to them

bnther36 · 06-08-2009, 07:11 PM

Glad to hear that you're OK

You're looking at this all wrong. Total it and buy a new one. There are some really good deals on the Yaris these days.

SilverBack · 06-08-2009, 07:34 PM

Just glad to hear you're okay

What is this, like the 7th Yaris totaled this year so far?

twowheels · 06-08-2009, 08:20 PM

When my Elantra was totaled I was also worried about what the insurance company would pay as Hyundais aren't exactly know for their resale value.

Even with 20k miles on it the final payout was actually more than I'd paid for it brand new... not sure what your insurance company will do, but it's not impossible to come out OK with insurance companies.

90tsi · 06-08-2009, 08:32 PM

I totalled mine the 27th of dec. last year. when i did they gave me alot more than i was expecting. my 07 with like 53xxx on it, they gave like 11,700 or close to it. i actually made money on the deal. and i took it all and pumped it into my 09 i bought. honestly i wouldnt worry about it.... its toyota they hold value

cleong · 06-08-2009, 09:27 PM

At the rate Yarii are getting wiped off the roads, it may start costing a lot more to insure them, like they were sports cars or something.

brainless twit · 06-08-2009, 09:35 PM

I have insurance through Progressive. When I totaled my HHR last year, they used the highest value from NADA. I didn't even have to fight them for it. The car had about 70k miles on it and was a 2006.

SailDesign · 06-08-2009, 09:51 PM

Quote:

Originally Posted by brainless twit

I have insurance through Progressive. When I totaled my HHR last year, they used the highest value from NADA. I didn't even have to fight them for it. The car had about 70k miles on it and was a 2006.

THat's who I'm with, and had the same experience in March when i totalled my '07 HB. Rates went DOWN with the new car, coz of the ABS and side-curtain airbags.

Cloud102 · 06-09-2009, 02:56 AM

Quote:

Originally Posted by tk-421

Good to know you are OK. Be sure to give the doctor a visit for a physical.

Thanks, but I have no medical. :( I'm pretty sure I'm ok. No backlash or anything. Wish I could have said the same for the car. :(

Cloud102 · 06-09-2009, 02:57 AM

Quote:

Originally Posted by darthbauer

There really isn't much to expect since different insurance companies handle things differently. Make sure you are covered if the car is sitting at a tow yard or something. If your not covered then get it out of there as quick as you can.

My insurance will move it out tomorrow, once I sign the paper work at the tow place. Thanks.

Cloud102 · 06-09-2009, 02:59 AM

Quote:

Originally Posted by twowheels

When my Elantra was totaled I was also worried about what the insurance company would pay as Hyundais aren't exactly know for their resale value.

Even with 20k miles on it the final payout was actually more than I'd paid for it brand new... not sure what your insurance company will do, but it's not impossible to come out OK with insurance companies.

I have 20k more miles, but my Yaris was in excellent condition and only a couple years old. BTW, what is your insurance? I have Liberty Mutual. Hopefully they can give me 7k or 8k. Looking at edmunds and kelly's, that's how much it should be.

id3379 · 06-09-2009, 03:42 AM

That's a total bummer that it was a hit and run man, sorry to hear that. :(

Got pics by chance ?

WolfWings · 06-09-2009, 04:17 AM

Quote:

Originally Posted by Cloud102

Thanks, but I have no medical. :( I'm pretty sure I'm ok. No backlash or anything. Wish I could have said the same for the car. :(

Actually, in this case you do have medical insurance. Same insurance that covers your car. Either you have Combined Single Value, which you can allocate some of that towards medical bills for an exam and what-not, or you have a seperate Medical coverage category (every single state requires some medical coverage) which, again, you can use for your exam.

Go get your ass to a doctor, especially if it was a side-impact like you're describing.

voodoo22 · 06-09-2009, 07:34 AM

Quote:

Originally Posted by cleong

At the rate Yarii are getting wiped off the roads, it may start costing a lot more to insure them, like they were sports cars or something.

That's what happened with the Civics around here. hopefully the insurance companies will distinguish between the hatch and sedan as I'm sure most of the modded Yaris are hatches.

06-08-2009, 04:25 PM	#1
Cloud102 Drives: 2007 toyota yaris Join Date: Jun 2009 Location: santa clara Posts: 4	My car just got totaled! So, this was a hit and run. Bad stuff. Hit me on my side and I'm pretty sure it will qualify as a totaled vehicle. This is my first accident, so I don't know what to expect when the adjuster will give me a value on my Yaris. Basically, I'd like to hear some opinions on what it's worth and what he should give me, because I hear they try to lowball it. My car is a 2007 Yaris. Excellent condition, with airbags, automatic, etc... non powered windows, though. Oh, and 41338 is the mileage. I tried a bunch of sites like Kelly Blue book and Edmunds, but each give me different amounts. Any help is appreciated.

06-08-2009, 04:31 PM	#2
tk-421 Super Moderator View User's Garage Drives: 5D-07-LB Join Date: Jan 2007 Location: Dagobah Posts: 4,263	Good to know you are OK. Be sure to give the doctor a visit for a physical. __________________ --[ FORUM RULES ]--[ SEARCHING TIPS ]--[ EYELIDS PICS ]--[ RBK SPOILER ]--[ BEST/WORST INVESTMENTS ]--

06-08-2009, 04:32 PM	#3
HTM Yaris resident senior View User's Garage Drives: 07 Yaris Join Date: Jan 2007 Location: south Carolina Posts: 814	Pics Please __________________

06-08-2009, 04:34 PM	#4
darthbauer Not really here... Drives: 2008 Blazing Blue S hatchback Join Date: Oct 2008 Location: USA Posts: 1,062	There really isn't much to expect since different insurance companies handle things differently. Make sure you are covered if the car is sitting at a tow yard or something. If your not covered then get it out of there as quick as you can. __________________ Liberate Tutemet Ex Infernis.

06-08-2009, 07:34 PM	#7
SilverBack Joey View User's Garage Drives: '14 Scion xD 5-speed Join Date: Oct 2008 Location: El Monte, Ca Posts: 3,529	Just glad to hear you're okay What is this, like the 7th Yaris totaled this year so far? __________________ Formerly owned Met-Met. '07 Yaris LB 5-speed. A forum post should be like a skirt: Long enough to cover the subject but short enough to keep things interesting. "I don't have an anger problem. I have an idiot problem." -Hank Hill

06-08-2009, 07:11 PM	#6
bnther36 Drives: 07 Yaris Sedan Join Date: Apr 2007 Location: Mich Posts: 84	Glad to hear that you're OK You're looking at this all wrong. Total it and buy a new one. There are some really good deals on the Yaris these days.

06-08-2009, 08:20 PM	#8
twowheels Drives: '09 Meteorite Metallic 3 dr MT Join Date: Jan 2009 Location: CA Posts: 127	When my Elantra was totaled I was also worried about what the insurance company would pay as Hyundais aren't exactly know for their resale value. Even with 20k miles on it the final payout was actually more than I'd paid for it brand new... not sure what your insurance company will do, but it's not impossible to come out OK with insurance companies.

06-08-2009, 08:32 PM	#9
90tsi View User's Garage Drives: 09 yaris Join Date: Nov 2006 Location: missouri Posts: 555	I totalled mine the 27th of dec. last year. when i did they gave me alot more than i was expecting. my 07 with like 53xxx on it, they gave like 11,700 or close to it. i actually made money on the deal. and i took it all and pumped it into my 09 i bought. honestly i wouldnt worry about it.... its toyota they hold value

06-08-2009, 09:27 PM	#10
cleong Parallel Parking Pro View User's Garage Drives: Yaris 1.5 Manual Join Date: Dec 2006 Location: Singapore Posts: 590	At the rate Yarii are getting wiped off the roads, it may start costing a lot more to insure them, like they were sports cars or something. __________________ Leong's NCP91 Toyota Yaris E Hankook V12 Evo 195/55/15 on Buddy Club P1 replicas 15x7 ET +38 Stebel horns, Philips Silvervision turn indicator bulbs TTE Lowering Springs, Camber bolts TRD Blue brake pads Fujitsubo Super Wagolis axleback exhaust DC Sports header

06-08-2009, 09:35 PM	#11
brainless twit View User's Garage Drives: 2009 base sedan Join Date: Jan 2009 Location: Kentucky Posts: 67	I have insurance through Progressive. When I totaled my HHR last year, they used the highest value from NADA. I didn't even have to fight them for it. The car had about 70k miles on it and was a 2006.

06-09-2009, 03:42 AM	#16
id3379 §†ęĄ¶‡Ћ-NCP96 Join Date: Oct 2008 Posts: 727	That's a total bummer that it was a hit and run man, sorry to hear that. :( Got pics by chance ?

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