2007 yaris

[Y@R15]

i found a yaris around my home for 7500 and i got pix and its beautiful only has 47K and was owned by a woman here. she is selling because her husband is deploying. if i cant get it ill show you guys details to help you find a nice car.

but i think that sounds like a good deal to me.

[puetato89]

its an awesome deal!!!

[Y@R15]

but payments will be 330 a month and my insureance will go up 30 bucks because its a newer vehicle. sooooo il have to pay out like 500 a month just for that car and insurence....... :(

[DevilGirl]

Originally Posted by Y@R15

but payments will be 330 a month and my insureance will go up 30 bucks because its a newer vehicle. sooooo il have to pay out like 500 a month just for that car and insurence....... :(

Really? My insurance actually dropped like $130 (6-month policy) with the new car... (as opposed to the 06 lancer with nearing 50k miles on it)

[b_hickman11]

Originally Posted by Y@R15

but payments will be 330 a month and my insureance will go up 30 bucks because its a newer vehicle. sooooo il have to pay out like 500 a month just for that car and insurence....... :(

Why would your payments be so high??

[Y@R15]

Originally Posted by b_hickman11

Why would your payments be so high??

id be taking over her payments. her and her hubby hadnt finished paying it off yet. and my insurence would go up because i do have 12/12 points on my record,lol. i had an accident and a few tix sooooo. but the main reason the insurence told me was the new car deal with full coverage,lol.

[puetato89]

easy fix, get it and refinance

[Forrest]

I would be leary of takiing over someone else's loan. Why don't you go to the bank and take out your own loan to buy the car, maybe you can go for a few extra months to lower the payments.

[tomato]

Originally Posted by Forrest

I would be leary of takiing over someone else's loan. Why don't you go to the bank and take out your own loan to buy the car, maybe you can go for a few extra months to lower the payments.

+1 I don't like the idea either.

[Y@R15]

http://fayetteville.craigslist.org/cto/1383498029.html

here you buy now

[Y@R15]

Originally Posted by tomato

+1 I don't like the idea either.

true but if you get your own loan for the money it will transfer. i just wasnt planing on another loan so soon, but the baby seat wont werk in my club cab truck.... sooooo im still looking for a loan.

[puetato89]

extremely clean, awesome deal, i would look into it,

[auxmike]

Lack of options makes it so cheap.

[SpaceShot]

I have the 2008 version of the same car and certainly recommend it.

Look for a local credit union that you can join for a $50 savings deposit. You should be able to get a credit union loan that is a much lower payment than what they have. The value should be higher than that price and you shouldn't have a problem getting the credit union to issue a check to pay off their loan. (if you ask nicely)

It may be that they were trying to pay it down quickly with a 3 year loan or may have had a high rate.
For example : $300 down, $7K loan, 4 yr @5.5% = $163/mo
If you look hard enough you might find a 4% loan...

[Y@R15]

Originally Posted by SpaceShot

I have the 2008 version of the same car and certainly recommend it.

Look for a local credit union that you can join for a $50 savings deposit. You should be able to get a credit union loan that is a much lower payment than what they have. The value should be higher than that price and you shouldn't have a problem getting the credit union to issue a check to pay off their loan. (if you ask nicely)

It may be that they were trying to pay it down quickly with a 3 year loan or may have had a high rate.
For example : $300 down, $7K loan, 4 yr @5.5% = $163/mo
If you look hard enough you might find a 4% loan...

ha most these b@5t@rd5 around here wanna give me a d@mn3d 14% + intrest rate id say my credit sux,lol.

[puetato89]

just a lil bit!!!

[jambo101]

Originally Posted by Y@R15

but the main reason the insurence told me was the new car deal with full coverage,lol.

If the car has 47k miles on it its nowhere near being a new car anymore.
Those figures just dont sound right
$7500 for 47k Yaris
Payments plus insurance $500 a month?
I'd keep looking.

[Y@R15]

Originally Posted by jambo101

If the car has 47k miles on it its nowhere near being a new car anymore.
Those figures just dont sound right
$7500 for 47k Yaris
Payments plus insurance $500 a month?
I'd keep looking.

the reason im saying that was because my tickets are maxed out. so id pay 139 full coverage a month and the 330 was what she was paying a month. and she wanted me to take over the payments. if i was to refianance then id not pay that much but imma have to wait till i get back from Oki to get a couple yaris'