Ok, lets get personal :) - Toyota Yaris Forums

pennystocks · 08-15-2006, 04:09 PM

Just curious wat everybody did when they got the yaris.
If you dont want to give out stuff like wat you financed, its cool.

MSRP:
Downpayment:
Trade-in:
Warranty?:
$$$ Financed:
APR:
Term:
Payment:

Sedan/Liftback:
Options:

MSRP: 15,135
Downpayment: 2000
Trade-in: 1600 (95 aurora w/ 104k miles)
Warranty?:1200 (auctually trading this in after i post this)
$$$ Financed:13,852 (12,600 less warranty)
APR: 17 :( (no credit, no co-signer, first loan ever)
Term: 60
Payment: 350

Sedan/Liftback: sedan
Options:Power Package, Cold Package, Automatic

I got raped on the APR but my credit scores up to like 670 since(myfico.com couldn't even give me a credit score when i got the yaris cause i didn't even have enough credit, lol), so i'm gonna refinance before 07, probaly get around 10% or so.
It was kinda spur of the moment. I went in looking at a 99 civic, then it was sold so he showed me a 03 sentra, 02 accord. Then the yaris.

riceboy · 08-15-2006, 04:22 PM

Don't they offer dealer financing in the US? 17%.... You might as well have put it on a credit card and got some sort of points.... In Canada the rate is 5.9% over 60 mths...

Consider $350 X 60= $21000 - $13852= $7148

$7148 in interest.. you're half way towards paying for another Yaris...

pennystocks · 08-15-2006, 04:27 PM

I know, its pretty sad. My aurora was going to shit tho, even at 104k miles.
It was dealer finance btw. The average for US new car APR is like 6% or something, but thats for people that have like 5 years of good credit history.

riceboy · 08-15-2006, 04:31 PM

Damn sorry to hear that.. you should consider talking to your bank and having a line of credit issued.. it'll be a lot better than paying such huge interest charges... In any case.. congrats on the purchase!!

pennystocks · 08-15-2006, 04:39 PM

Well, if i refinance after trading in the warranty @17%, payments are 310, with what my fico score says for 10% payments are 265, so yea, i'd say i need to refinance lol.

jmew0ng · 08-15-2006, 06:32 PM

MSRP:14,030
Downpayment: 0
Trade-in: Toyota Echo $1500
Warranty?: the regular one?
$$$ Financed:
APR:
Term:~60
Payment: 200 per to parents
Sedan/Liftback: Liftback
Options: Power Package (PQ), Side Airbags (GY), Manual

Jem_hadar · 08-15-2006, 07:33 PM

That int rate is HURTIN man! Sorry to hear about that.

I hope you can get that lowered after some time, as you say.

All the best there... I couldnt/wouldn't even have gotten my Yaris had I had that interest rate.

Was just relooking at Toyota's website, and now on 07's leasing rate is 6.5 instead of the 6.9 I paid, and I'm just like DAHUMMMMM , even that % cheaper = enuff savings

Yaris Dick · 08-15-2006, 08:29 PM

MSRP: 15400.
Actual price: 14895.
Downpayment: 14895.
Trade-in: none
Warranty?: factory
$$$ Financed: paid cash
APR: NA
Term: NA
Payment: NA

Sedan/Liftback: LB
Options: Pwr pkg with steel wheels, ABS, fog lamps, armrest, window tint, splash guards, exhaust tip.

strider86x · 08-16-2006, 03:20 AM

MSRP:$15,990
Downpayment:$10,000
Trade-in:none,1st car
Warranty?:eh i'm a car noob
$$$ Financed:~7,990
APR:7%
Term:5 years
Payment:$137 a month

Sedan/Liftback:sedan
Options/freebies:automatic,power package,abs included,upgraded interior,car alarm, free window tinting(i think 20%?),unlimited car washes for 1 year and free oil changes for however long i own the car.

Bidoup · 08-16-2006, 10:45 AM

MSRP: $16630 CDN
Downpayment: $1000 ($500 from my pocket + $500 from toyota graduates programm)
Trade-in: None, 1st car
Warranty?: added 1 year
$$$ Financed:
APR: 6.7% (Lease)
Term: 4 years lease
Payment: $307 CDN/Month

Sedan/Liftback: LiftBack 3 doors
Options: Canadian Package B (Electric mirrors, mudgards, 4 speakers, rear wiper), A/C, CD/MP3 Radio, Automatic

bpreston · 08-18-2006, 07:59 PM

MSRP: 13748 (included a dealer window tint package)
Actual price: 13748 + tax/tags/title
Downpayment: around 11700
Trade-in: 5500 (2000 VW Beetle)
Warranty?: factory
$$$ Financed: paid cash
APR: NA
Term: NA
Payment: NA

3 door hatchback: Option Pkg A

ChinoCharles · 08-19-2006, 03:05 AM

MSRP: $13,634
Downpayment: 0
Trade-in: 1996 Cadillac STS, 140k miles, $1500
Warranty?: 70k miles
$$$ Financed: $12,134
APR: 7.88%
Term: 5 year loan
Payment: $246/month

Sedan/Liftback: LiftBack Metallic
Options: Audio prep package, TRD shocks, TRD springs, A/C

AlexK · 08-19-2006, 04:52 AM

MSRP: $12,824 ($14,100 after taxes, fees, etc)
Downpayment: $0
Trade-in: none
Warranty?: std 36k,3 year
$$$ Financed: $14,100
APR: 3.99%
Term: N/A
Payment: I used one of those credit card convenience checks for the whole amount. 3.99% interest for the life of the balance.

03Z33 · 08-19-2006, 02:47 PM

MSRP: $12,310 (I paid $12,000 even)
Downpayment: $1,000
Trade-in: N/A
Warranty?: N/A (waste of money)
$$$ Financed: $12,201
APR: 5.89%
Term: 60 mos
Payment:$235.25

nsmitchell · 08-25-2006, 03:51 PM

MSRP:$14,400
Downpayment: 0
Trade-in: 2004 Toyota Tacoma DoubleCab 4X4 TRD $17,100
Warranty?: the regular one?
$$$ Financed: The dealership had to cut me a check for the diff.
Sedan/Liftback: Liftback
Options: Power, Automatic, ABS, Steel Wheels

Using the left over cash for accessories!

Katana · 08-25-2006, 04:59 PM

Ι bought the Yaris Sol+ edition, with the 1.3lt engine.

I paid 16000 euros straight forward.

riceboy · 08-25-2006, 10:57 PM

Damn 16000 euros.. that's a lot...........

Katana · 08-26-2006, 09:05 AM

You know, everything is TOO expensive in Greece the last 3 years...

08-15-2006, 04:09 PM	#1
pennystocks View User's Garage Drives: 07 Civic Si Coupe(Black Pearl) Join Date: May 2006 Location: Chicago, IL Posts: 159	Ok, lets get personal :) Just curious wat everybody did when they got the yaris. If you dont want to give out stuff like wat you financed, its cool. MSRP: Downpayment: Trade-in: Warranty?: $$$ Financed: APR: Term: Payment: Sedan/Liftback: Options: MSRP: 15,135 Downpayment: 2000 Trade-in: 1600 (95 aurora w/ 104k miles) Warranty?:1200 (auctually trading this in after i post this) $$$ Financed:13,852 (12,600 less warranty) APR: 17 :( (no credit, no co-signer, first loan ever) Term: 60 Payment: 350 Sedan/Liftback: sedan Options:Power Package, Cold Package, Automatic I got raped on the APR but my credit scores up to like 670 since(myfico.com couldn't even give me a credit score when i got the yaris cause i didn't even have enough credit, lol), so i'm gonna refinance before 07, probaly get around 10% or so. It was kinda spur of the moment. I went in looking at a 99 civic, then it was sold so he showed me a 03 sentra, 02 accord. Then the yaris.

08-15-2006, 06:32 PM	#6
jmew0ng Drives: Scion FRS Join Date: Aug 2006 Location: Arizona Posts: 179	MSRP:14,030 Downpayment: 0 Trade-in: Toyota Echo $1500 Warranty?: the regular one? $$$ Financed: APR: Term:~60 Payment: 200 per to parents Sedan/Liftback: Liftback Options: Power Package (PQ), Side Airbags (GY), Manual Last edited by jmew0ng; 08-16-2006 at 02:16 AM.

08-16-2006, 03:20 AM	#9
strider86x Drives: Yaris Sedan Join Date: Aug 2006 Location: San Antonio Posts: 15	MSRP:$15,990 Downpayment:$10,000 Trade-in:none,1st car Warranty?:eh i'm a car noob $$$ Financed:~7,990 APR:7% Term:5 years Payment:$137 a month Sedan/Liftback:sedan Options/freebies:automatic,power package,abs included,upgraded interior,car alarm, free window tinting(i think 20%?),unlimited car washes for 1 year and free oil changes for however long i own the car. Last edited by strider86x; 08-17-2006 at 04:22 AM.

08-25-2006, 04:59 PM	#16
Katana Drives: Yaris LB 1.3lt 06 Join Date: Aug 2006 Location: Under the hood! Posts: 1,124	Ι bought the Yaris Sol+ edition, with the 1.3lt engine. I paid 16000 euros straight forward. __________________ It's not the ride, it's the rider!

08-26-2006, 09:05 AM	#18
Katana Drives: Yaris LB 1.3lt 06 Join Date: Aug 2006 Location: Under the hood! Posts: 1,124	You know, everything is TOO expensive in Greece the last 3 years... __________________ It's not the ride, it's the rider!

08-15-2006, 04:22 PM	#2
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	Don't they offer dealer financing in the US? 17%.... You might as well have put it on a credit card and got some sort of points.... In Canada the rate is 5.9% over 60 mths... Consider $350 X 60= $21000 - $13852= $7148 $7148 in interest.. you're half way towards paying for another Yaris...

08-15-2006, 04:27 PM	#3
pennystocks View User's Garage Drives: 07 Civic Si Coupe(Black Pearl) Join Date: May 2006 Location: Chicago, IL Posts: 159	I know, its pretty sad. My aurora was going to shit tho, even at 104k miles. It was dealer finance btw. The average for US new car APR is like 6% or something, but thats for people that have like 5 years of good credit history.

08-15-2006, 04:31 PM	#4
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	Damn sorry to hear that.. you should consider talking to your bank and having a line of credit issued.. it'll be a lot better than paying such huge interest charges... In any case.. congrats on the purchase!!

08-15-2006, 04:39 PM	#5
pennystocks View User's Garage Drives: 07 Civic Si Coupe(Black Pearl) Join Date: May 2006 Location: Chicago, IL Posts: 159	Well, if i refinance after trading in the warranty @17%, payments are 310, with what my fico score says for 10% payments are 265, so yea, i'd say i need to refinance lol.

08-15-2006, 07:33 PM	#7
Jem_hadar MORDSITH View User's Garage Drives: 2007 Yaris Hatchback Join Date: Apr 2006 Location: Collingwood, ON Posts: 632	That int rate is HURTIN man! Sorry to hear about that. I hope you can get that lowered after some time, as you say. All the best there... I couldnt/wouldn't even have gotten my Yaris had I had that interest rate. Was just relooking at Toyota's website, and now on 07's leasing rate is 6.5 instead of the 6.9 I paid, and I'm just like DAHUMMMMM , even that % cheaper = enuff savings

08-15-2006, 08:29 PM	#8
Yaris Dick Drives: 07 Yaris LB, 06 VW GTI, 06 G6 Join Date: Aug 2006 Location: Southeastern USA Posts: 61	MSRP: 15400. Actual price: 14895. Downpayment: 14895. Trade-in: none Warranty?: factory $$$ Financed: paid cash APR: NA Term: NA Payment: NA Sedan/Liftback: LB Options: Pwr pkg with steel wheels, ABS, fog lamps, armrest, window tint, splash guards, exhaust tip.

08-16-2006, 10:45 AM	#10
Bidoup Drives: 07 Yaris Hatch 3dr BB Join Date: Jul 2006 Location: Gatineau, Qc, Canada Posts: 42	MSRP: $16630 CDN Downpayment: $1000 ($500 from my pocket + $500 from toyota graduates programm) Trade-in: None, 1st car Warranty?: added 1 year $$$ Financed: APR: 6.7% (Lease) Term: 4 years lease Payment: $307 CDN/Month Sedan/Liftback: LiftBack 3 doors Options: Canadian Package B (Electric mirrors, mudgards, 4 speakers, rear wiper), A/C, CD/MP3 Radio, Automatic

08-18-2006, 07:59 PM	#11
bpreston Drives: 2007 Yaris (Black) Join Date: Aug 2006 Location: Phoenix, AZ USA Posts: 6	MSRP: 13748 (included a dealer window tint package) Actual price: 13748 + tax/tags/title Downpayment: around 11700 Trade-in: 5500 (2000 VW Beetle) Warranty?: factory $$$ Financed: paid cash APR: NA Term: NA Payment: NA 3 door hatchback: Option Pkg A

08-19-2006, 03:05 AM	#12
ChinoCharles Banned Drives: LB Join Date: Jul 2006 Location: OH Posts: 7,787	MSRP: $13,634 Downpayment: 0 Trade-in: 1996 Cadillac STS, 140k miles, $1500 Warranty?: 70k miles $$$ Financed: $12,134 APR: 7.88% Term: 5 year loan Payment: $246/month Sedan/Liftback: LiftBack Metallic Options: Audio prep package, TRD shocks, TRD springs, A/C

08-19-2006, 04:52 AM	#13
AlexK Drives: 2007 Yaris Sedan 5MT Join Date: Jul 2006 Location: Sparks, NV, USA Posts: 29	MSRP: $12,824 ($14,100 after taxes, fees, etc) Downpayment: $0 Trade-in: none Warranty?: std 36k,3 year $$$ Financed: $14,100 APR: 3.99% Term: N/A Payment: I used one of those credit card convenience checks for the whole amount. 3.99% interest for the life of the balance.

08-19-2006, 02:47 PM	#14
03Z33 View User's Garage Drives: TCR10 Join Date: Jun 2006 Location: SoCal Posts: 1,132	MSRP: $12,310 (I paid $12,000 even) Downpayment: $1,000 Trade-in: N/A Warranty?: N/A (waste of money) $$$ Financed: $12,201 APR: 5.89% Term: 60 mos Payment:$235.25

08-25-2006, 03:51 PM	#15
nsmitchell View User's Garage Drives: LB-Auto-PWR-ABS-Cruise-Springs Join Date: Aug 2006 Location: Richmond, VA Posts: 1,065	MSRP:$14,400 Downpayment: 0 Trade-in: 2004 Toyota Tacoma DoubleCab 4X4 TRD $17,100 Warranty?: the regular one? $$$ Financed: The dealership had to cut me a check for the diff. Sedan/Liftback: Liftback Options: Power, Automatic, ABS, Steel Wheels Using the left over cash for accessories!

08-25-2006, 10:57 PM	#17
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	Damn 16000 euros.. that's a lot...........