how many of you owe money on your yaris? - Toyota Yaris Forums

tekmoe · 12-31-2006, 01:53 PM

i'm about to collect a large sum of money which will pay off my yaris.

how many of you make payments?

how many of you actually own the car and do not make payments?

60 Somethings · 12-31-2006, 02:49 PM

We own it!

One of the benefits of old age - sometimes.

Have 2.9% loan on our 2006 4Runner (effective rate approx 4.5% with disc. we had to give up to get it), but.........our cash is earning 5%, and we just dole a little out each month to make the payment.

Therefore, if you have a low interest loan, you might not want to pay it off. (That assumes you are going to invest it wisely, not spend it.)

Meteorite · 12-31-2006, 03:00 PM

Paid cash.

Was gonna put 50% down at first to go on payments to boost up credit history, but then the interest was too high anyway so I figured - what's the heck.

tekmoe · 12-31-2006, 04:10 PM

unfortunately i did not have cash at the time of the purchase.

my 06 triumph speed triple was paid with cash. mostly 100 dollar bills.

Meteorite · 12-31-2006, 04:29 PM

RogueYaris · 12-31-2006, 06:04 PM

We owe on our yaris. Lots....

tiksman · 12-31-2006, 08:25 PM

I owe I owe. But maybe not for long.

Blenjar · 12-31-2006, 08:27 PM

Im be done in like 37 month..

:'(

TrancosRt · 12-31-2006, 08:29 PM

I'll be done in like 68 Months :S. Since I'm paying about $20 extra every month, hopefully it won't take that long...

Blenjar · 12-31-2006, 08:51 PM

well my play is 7.99%..my dad kind pays 325 a month and I pay 2100 a year(100 for 9 month, and 400 for 3 month (summer job) for 3 years..so its kinda hard to really do any upgrades..i dont even have power pkg!!! :'(

Dude if I didn't go to college for 6 month, my current IBM job paid me 750 a week...i would had been kinda half way done by summer 07..

-- Blen

Nimble · 01-27-2007, 10:45 AM

Mine is paid for in cash! No payments rock!

Violin · 01-27-2007, 10:58 AM

Paid cash - one of the reasons I chose a Yaris.

Go4th · 01-27-2007, 11:22 AM

Quote:

Originally Posted by tekmoe

i'm about to collect a large sum of money which will pay off my yaris.

how many of you make payments?

how many of you actually own the car and do not make payments?

I paid off my 2003 Dodge Ram QuadCab two years ago. I traded in my truck and came out about even.

Besides that if I even kept the truck and had a full car payment the amount of money I save in gas would pay the car payment instead of filling up my truck as a daily driver. (15 mpg on the truck)

bugnuts · 01-27-2007, 11:38 AM

Quote:

Originally Posted by Violin

Paid cash - one of the reasons I chose a Yaris.

Ditto here!

Nimble · 01-27-2007, 11:49 AM

Quote:

Originally Posted by Go4th

I paid off my 2003 Dodge Ram QuadCab two years ago. I traded in my truck and came out about even.

Besides that if I even kept the truck and had a full car payment the amount of money I save in gas would pay the car payment instead of filling up my truck as a daily driver. (15 mpg on the truck)

Nice. Haha I bet you're loving the 35 avg vs the old truck's 15?

spkrman · 01-27-2007, 11:58 AM

not that I have the $ to buy it straight out... but I bought the car to offset the repair and gas costs of my blazer... not to mention it was requiring(requires, heh) lots of body work/paint - the gas savings and savings on shipping since I can drop off boxes within a larger range while still coming in under shipping costs do pay for the car, and then some... the then some = mods/upgrades

Go4th · 01-27-2007, 01:18 PM

Quote:

Originally Posted by Nimble

Nice. Haha I bet you're loving the 35 avg vs the old truck's 15?

I love it!
It’s practically a free car!!!!
Like I mentioned b4 (I just can’t say it enough! Its exciting) if I kept the truck just the money in gas savings would pay for the car and fuel.
I elected to trade in the truck and go ahead and get what ever value there is in the truck now b4 it goes down any lower since its not what I want to keep forever. That will allow me to purchase a loaded truck for life.
More than likely it will be a Dodge Quad Cab Diesel 3500 or a Hummer I am leaning towards the Dodge for the diesel engine.
I have a few years to think about it. (When I have saved up for it).

ChinoCharles · 01-27-2007, 01:33 PM

I owe a bit... nice thing about a car like this is you cover the gap in about 12 payments on a 5 year loan, so the sucker is basically mine.

12-31-2006, 01:53 PM	#1
tekmoe ex-yaris owner View User's Garage Drives: 08 solstice gxp, 06 triumph s3 Join Date: Oct 2006 Location: dallas, texas Posts: 344	how many of you owe money on your yaris? i'm about to collect a large sum of money which will pay off my yaris. how many of you make payments? how many of you actually own the car and do not make payments?

12-31-2006, 02:49 PM	#2
60 Somethings Old Folks View User's Garage Drives: 2007 Yaris LB, 2006 4Runner V8 Join Date: May 2006 Location: Vancouver, USA Posts: 222	We own it! One of the benefits of old age - sometimes. Have 2.9% loan on our 2006 4Runner (effective rate approx 4.5% with disc. we had to give up to get it), but.........our cash is earning 5%, and we just dole a little out each month to make the payment. *Therefore, if you have a low interest loan, you might not want to pay it off.* (That assumes you are going to invest it wisely, not spend it.) __________________ We are the proud owners YARI - He's a loaded Silver LB with ATTITUDE!

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12-31-2006, 03:00 PM	#3
Meteorite Drives: 07 Yaris LB Manual Join Date: Dec 2006 Location: Los Angeles, CA Posts: 16	Paid cash. Was gonna put 50% down at first to go on payments to boost up credit history, but then the interest was too high anyway so I figured - what's the heck.

12-31-2006, 04:10 PM	#4
tekmoe ex-yaris owner View User's Garage Drives: 08 solstice gxp, 06 triumph s3 Join Date: Oct 2006 Location: dallas, texas Posts: 344	unfortunately i did not have cash at the time of the purchase. my 06 triumph speed triple was paid with cash. mostly 100 dollar bills.

12-31-2006, 04:29 PM	#5
Meteorite Drives: 07 Yaris LB Manual Join Date: Dec 2006 Location: Los Angeles, CA Posts: 16

12-31-2006, 06:04 PM	#6
RogueYaris View User's Garage Drives: 2015 Abs Red Join Date: Nov 2006 Location: JAX Posts: 374	We owe on our yaris. Lots....

12-31-2006, 08:25 PM	#7
tiksman View User's Garage Drives: 07 Red Hatch Join Date: Sep 2006 Location: Atlanta Posts: 269	I owe I owe. But maybe not for long.

12-31-2006, 08:27 PM	#8
Blenjar View User's Garage Drives: Black Yaris 07 HB Join Date: Apr 2006 Location: CT Posts: 1,548	Im be done in like 37 month.. :'(

12-31-2006, 08:29 PM	#9
TrancosRt View User's Garage Drives: 07 Silver HB Yaris Join Date: Jul 2006 Location: S Florida Posts: 289	I'll be done in like 68 Months :S. Since I'm paying about $20 extra every month, hopefully it won't take that long...

12-31-2006, 08:51 PM	#10
Blenjar View User's Garage Drives: Black Yaris 07 HB Join Date: Apr 2006 Location: CT Posts: 1,548	well my play is 7.99%..my dad kind pays 325 a month and I pay 2100 a year(100 for 9 month, and 400 for 3 month (summer job) for 3 years..so its kinda hard to really do any upgrades..i dont even have power pkg!!! :'( Dude if I didn't go to college for 6 month, my current IBM job paid me 750 a week...i would had been kinda half way done by summer 07.. -- Blen

01-27-2007, 10:45 AM	#11
Nimble Modification Condoner. Drives: 2007 Black Sand Liftback Join Date: Jan 2007 Location: Chicago, IL Posts: 360	Mine is paid for in cash! No payments rock!

01-27-2007, 10:58 AM	#12
Violin View User's Garage Drives: 2007 Yaris LB Auto Join Date: Jul 2006 Location: New Jersey Posts: 1,592	Paid cash - one of the reasons I chose a Yaris.

01-27-2007, 11:58 AM	#16
spkrman Banned View User's Garage Drives: 1 Join Date: Nov 2006 Location: 2 Posts: 1,476	not that I have the $ to buy it straight out... but I bought the car to offset the repair and gas costs of my blazer... not to mention it was requiring(requires, heh) lots of body work/paint - the gas savings and savings on shipping since I can drop off boxes within a larger range while still coming in under shipping costs do pay for the car, and then some... the then some = mods/upgrades

01-27-2007, 01:33 PM	#18
ChinoCharles Banned Drives: LB Join Date: Jul 2006 Location: OH Posts: 7,787	I owe a bit... nice thing about a car like this is you cover the gap in about 12 payments on a 5 year loan, so the sucker is basically mine.