Bitch, Rant, Complain...

[hatchbackkid82]

I have this co-worker that is always complaining about how she's single and she wants to meet someone. i've been hearing this since i started back here in january. At first i would be a good co-worker and actually hear her out. Now it's just old. SHUT UP!!! i don't want to hear it. I will never understand how some people's happiness is dependent on if they are dating someone. Grow up life is not a freakin' disney movie. Stop sitting around on your a** waiting for prince charming to come around. Go out have fun and enjoy being single. IT'S FUN!!! May get lonely at times. But i'd rather be alone than be with a scorpion woman. I really get tired of hearing that sad sappy crap, a man can only take so much. I hear it start and i just walk out, get some confidence, stop worrying about other people, focus on you. you will not die if you do not meet someone. It WILL be ok. Just let things happen naturally. When you force it, bad things happen. Sorry if i came off like a-hole people. I guess hearing her is the the straw that broke the camels back. Stressful day

[KCALB SIRAY]

Originally Posted by hatchbackkid82

I have this co-worker that is always complaining about how she's single and she wants to meet someone. i've been hearing this since i started back here in january. At first i would be a good co-worker and actually hear her out. Now it's just old. SHUT UP!!! i don't want to hear it. I will never understand how some people's happiness is dependent on if they are dating someone. Grow up life is not a freakin' disney movie. Stop sitting around on your a** waiting for prince charming to come around. Go out have fun and enjoy being single. IT'S FUN!!! May get lonely at times. But i'd rather be alone than be with a scorpion woman. I really get tired of hearing that sad sappy crap, a man can only take so much. I hear it start and i just walk out, get some confidence, stop worrying about other people, focus on you. you will not die if you do not meet someone. It WILL be ok. Just let things happen naturally. When you force it, bad things happen. Sorry if i came off like a-hole people. I guess hearing her is the the straw that broke the camels back. Stressful day

Co-worker, meet little Herb....he likes you

[KCALB SIRAY]

I go out to pay my mortgage during lunch time. Get to the bank, pull out "cash", for a payment and a half. Hand it to the teller and give them my mortgage account number. The teller says to me, we can't make the payment. Why, you might ask? Because it's not a complete payment, they don't take partial payments. WTF, my head cocks to the side and looks oddly at them. I'm trying to give them more money that they are asking for and they can't take the money I owe them, basically their money, lol. Long story short, they won't take partial payements even though I was giving more. If you have Well Fargo or Wachovia, I'd suggest a refi. with someone else. The oddest thing I have ever delt with in banking.

[Altitude]

Originally Posted by KCALB SIRAY

I go out to pay my mortgage during lunch time. Get to the bank, pull out "cash", for a payment and a half. Hand it to the teller and give them my mortgage account number. The teller says to me, we can't make the payment. Why, you might ask? Because it's not a complete payment, they don't take partial payments. WTF, my head cocks to the side and looks oddly at them. I'm trying to give them more money that they are asking for and they can't take the money I owe them, basically their money, lol. Long story short, they won't take partial payements even though I was giving more. If you have Well Fargo or Wachovia, I'd suggest a refi. with someone else. The oddest thing I have ever delt with in banking.

I don't know of any mortgage company that takes partial payments. Any excess is usually designated as "principle only" and doesn't get applied to your payment cycle but instead reduces the principle balance.

Was your intention to make a principle payment or pay half of next months mortgage?

[KCALB SIRAY]

Originally Posted by Altitude

I don't know of any mortgage company that takes partial payments. Any excess is usually designated as "principle only" and doesn't get applied to your payment cycle but instead reduces the principle balance.

Was your intention to make a principle payment or pay half of next months mortgage?

it would have gone to the principle

[Bob Dog]

I never heard that one, I've never had any kind of a loan that I couldn't pay as much as I wanted when ever I wanted or at least as much as I wanted once a month. Looks like they are trying to max the amount of interest there collecting. Might be as my grandfather used to say "shenanigans". We used to have a name for one of those banks when they were only in North Carolina: Walk over ya.

[Altitude]

Originally Posted by Bob Dog

I never heard that one, I've never had any kind of a loan that I couldn't pay as much as I wanted when ever I wanted or at least as much as I wanted once a month. Looks like they are trying to max the amount of interest there collecting. Might be as my grandfather used to say "shenanigans". We used to have a name for one of those banks when they were only in North Carolina: Walk over ya.

Firstly I should correct my use of the word - the proper term is principal.

Anyhow, I'm not sure what the deal was with KCLAB's situation because if he had specified to apply the additional amount to the principal it should have been done. Even if you pay extra principal each month you still have to make a full payment the following month.

Mortgages are a little more complicated than other loans since most of them contain escrow, insurance etc. and the bank has no easy way to break additional amounts down and apply it correctly. However, applying any additional funds to the principal is easy and actually lowers the amount of interest you pay over time.

Perhaps KCALB just got a new teller that didn't understand what he was asking to be done.

[Bob Dog]

I have had dealing Wachovia that have been troublesome and less than upright. My appearance is that of a long haired country boy, but I have a very quiet year degree in Business Administration from the University of North Carolina at Greensboro. The dissemblence (sp?) an informed person catches banks trying to engage in when he looks uninformed are amazing. Application of money to principal is usually an easy and direct process, so much so that any additional sum is in most cases assumed to be intended that purpose. Perhaps an uniformed teller, perhaps a well informed teller.

[tomato]

!$@#@#!%@!@ !!!!!!!
I keep getting disconnected today!!!
Arrrrrhghhhhhhh!!!

(yes, I feel better now)

[Bob Dog]

been there, done that, sympathy! 15th century art is pretty cool though

[Bob Dog]

How'd it go?

[JumpmanYaris]

I agree with ern diz

[tomato]

Hey it was a joke!!! lol

[JumpmanYaris]

It doesnt matter

[ern-diz]

Originally Posted by JumpmanYaris

It doesnt matter

[JumpmanYaris]

I got plenty for everyone!

It was just my 2c

[tomato]

OPEN LETTER TO THE D***CHE ON A BIKE WHO ATTACKED MY YARIS THIS MORNING:

1) Riding a bike is hard, and I have respect for you for doing this in an urban area, but that doesn't mean that you can ride in the middle of the road and stop right there when you feel like it, without any regard for the flow of traffic behind you. If you don't know where you're going, pull over to the right and ask someone for directions or something, but don't just stop there in the middle of the road and halt the flow of traffic behind you. That creates a dangerous condition. Move over to the right side of the road, at least.

2) When I honk at you to signal that I'm going to go around you, because clearly you don't realize there are cars behind you, DO NOT, and I repeat DO NOT, turn around and insult me, and let me know how much you hate cars. I don't care how you feel. I'm just trying to get to work, so not a good time to tell me about your feelings. Plus I got other cars behind me, so you see, I need to get out of the way, too.

3) Hating cars is one thing, but when you then turned around and rammed your bike repeatedly into the door of my car to make sure I really understand how much you hate cars, let me tell you dude, you're lucky you didn't get a taste of my baseball bat right across your lame ass face. I don't care if you hate cars, I don't care if your wife left you this morning, I don't care if hurts when you pee lately, or if you haven't had sex since the Reagan administration. In short, I DON'T CARE what your fucking problem is. DON'T EVER TRY AGAIN TO CAUSE DAMAGE TO MY YARIS OR I'll give you a good reason to hate cars.

[bobselectric]

Originally Posted by tomato

OPEN LETTER TO THE D***CHE ON A BIKE WHO ATTACKED MY YARIS THIS MORNING:

1) Riding a bike is hard, and I have respect for you for doing this in an urban area, but that doesn't mean that you can ride in the middle of the road and stop right there when you feel like it, without any regard for the flow of traffic behind you. If you don't know where you're going, pull over to the right and ask someone for directions or something, but don't just stop there in the middle of the road and halt the flow of traffic behind you. That creates a dangerous condition. Move over to the right side of the road, at least.

2) When I honk at you to signal that I'm going to go around you, because clearly you don't realize there are cars behind you, DO NOT, and I repeat DO NOT, turn around and insult me, and let me know how much you hate cars. I don't care how you feel. I'm just trying to get to work, so not a good time to tell me about your feelings. Plus I got other cars behind me, so you see, I need to get out of the way, too.

3) Hating cars is one thing, but when you then turned around and rammed your bike repeatedly into the door of my car to make sure I really understand how much you hate cars, let me tell you dude, you're lucky you didn't get a taste of my baseball bat right across your lame ass face. I don't care if you hate cars, I don't care if your wife left you this morning, I don't care if hurts when you pee lately, or if you haven't had sex since the Reagan administration. In short, I DON'T CARE what your fucking problem is. DON'T EVER TRY AGAIN TO CAUSE DAMAGE TO MY YARIS OR I'll give you a good reason to hate cars.

Holy Batsh*t! Did you call the cops? Any damage? I would have opened a super big 40 OZ. can of rockets red glare whupass on him