Dealer near me is offering 0.0%apr for 36 months on 2009s

[brainless twit]

I'm pretty sure your score needs to be above 720 to qualify for the 0%. They pull Equifax, but will use a different bureau if you request it. When I applied for financing, the guy just asked me which of my scores was higher and used that one to be sure I'd get the best deal possible.

Also, you can apply online to get that part out of the way before you go. That's one thing I wish I would have done.