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Old 05-14-2010, 01:12 PM   #11
tomato
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Quote:
Originally Posted by 1stToyota View Post
But everybody that saves up to pay cash for big ticket stuff like cars and homes, raise your hands. My guess, not too many.

My credit score is 798, I wait for super low financing (sometimes 0%), make low payments, save my cash reserve.
That's a very clever strategy, of course, but you know that's not what we were talking about, right?

You're right most people have to borrow money to buy big ticket items.

It's just you have to be a little savvy about it.

What you said (in bold) for instance, makes a lot of sense. Now I don't suppose you get a credit score of 798 buy borrowing from day one without worrying about paying anything back.
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