Beware of Barnes & Noble credit cards

[supmet]

I kinda doubt its the "same thing" as getting cancelled with outstanding debt. You say its a black mark but did it affect her credit score?

Also, running a credit card company isn't free. They printed you a card, made you an account in their system, probably sent you monthly statements, etc - and they never made a cent off of you. I'm guessing a lot of credit card companies would do the same if you got a credit card through them and never used it. With that said, if I was running the company, I probably wouldn't report to credit bureaus, just because like you said it seems hateful, and would probably hurt barnes&nobles in the return customers department.

[CtrlAltDefeat]

Originally Posted by supmet

I kinda doubt its the "same thing" as getting cancelled with outstanding debt. You say its a black mark but did it affect her credit score?

Also, running a credit card company isn't free. They printed you a card, made you an account in their system, probably sent you monthly statements, etc - and they never made a cent off of you. I'm guessing a lot of credit card companies would do the same if you got a credit card through them and never used it. With that said, if I was running the company, I probably wouldn't report to credit bureaus, just because like you said it seems hateful, and would probably hurt barnes&nobles in the return customers department.

Yea i understand the reasons they canceled her... the complaint here is they reported it at all... I can't be sure if its the same or not, but that's what my mom said...