Beware of Barnes & Noble credit cards - Toyota Yaris Forums

supmet · 04-14-2009, 01:57 AM

I kinda doubt its the "same thing" as getting cancelled with outstanding debt. You say its a black mark but did it affect her credit score?

Also, running a credit card company isn't free. They printed you a card, made you an account in their system, probably sent you monthly statements, etc - and they never made a cent off of you. I'm guessing a lot of credit card companies would do the same if you got a credit card through them and never used it. With that said, if I was running the company, I probably wouldn't report to credit bureaus, just because like you said it seems hateful, and would probably hurt barnes&nobles in the return customers department.

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04-14-2009, 01:57 AM	#3
supmet Banned View User's Garage Drives: 2007 4 Door Yaris Join Date: Jan 2009 Location: Southern California Posts: 1,357	I kinda doubt its the "same thing" as getting cancelled with outstanding debt. You say its a black mark but did it affect her credit score? Also, running a credit card company isn't free. They printed you a card, made you an account in their system, probably sent you monthly statements, etc - and they never made a cent off of you. I'm guessing a lot of credit card companies would do the same if you got a credit card through them and never used it. With that said, if I was running the company, I probably wouldn't report to credit bureaus, just because like you said it seems hateful, and would probably hurt barnes&nobles in the return customers department.