I'm paying $388.88 a month for a yaris.

[duck]

Originally Posted by Thirty-Nine

How'd you manage a 0% APR from Toyota Financial?

They wouldn't let me leave until I bought the car. First they tried jacking the MSRP by $5,000. Then when that didn't work, they kept me there for 6 hours by refusing to return my debit card. When offering me 2.9% still didn't get me to buy the car, they offered 0%. Finally I agreed. I really wasn't trying to do any negotiating after they jacked the price, it was all them not wanting me to leave. After I agreed, I was able to drive off the lot 2 or 3 hours later (took a while to get the paperwork). It was a nightmare but it's a cheap car that is good for NYC driving (although it eats gas in city driving) and the maintenance schedule sounds good so it'll do.
I paid $15,000 out the door including all taxes (8.375% in manhattan), license, registration, etc.